Security Guarantee Disclosures

For Our Security Guarantee to be Honored, You Must

  • Check your PSECU Account Statements each month for any unrecognized or unauthorized activity - You must notify PSECU immediately if you notice any discrepancies in your monthly Account Statement. This includes unrecognized or unauthorized transactions on your account.
  • Be certain that you understand the easy-to-read terms outlined in your PSECU Agreements and Disclosures - When you open your PSECU account, you agree to its terms, which were written to protect you.
  • Secure the information you use to access your account using the login area on psecu.com - Do not keep your User ID, Member # (member account number), PIN (Personal Identification Number) and Password in an unsecured place and do not share them with anyone who is not authorized to access your account. Sharing this information may cause any transactions conducted on your account to be considered by PSECU as legitimate, member-authorized transactions. This may occur even if you did not mean to have someone else conduct the transactions.
  • Never leave your computer/device unattended once you have logged in to your account - Make certain that no one has access to the computer/device you are using while you are in online banking. Don't rely on PSECU's special security time-out feature which automatically logs you off of online banking after a period of time during which there has been no activity. And once you are finished with your online banking session, be sure that you have logged off of the site and closed your browser.
  • Never use a publicly accessed or shared computer/device to conduct online banking transactions - Doing so could cause your login information or financial information to be cached in a temporary file and be used later to compromise your account, even after you have logged out.
  • Be on guard for "phishing" emails - Never respond to email items that request any personal information. PSECU will never ask you for your account number, PIN, Social Security number, date of birth or other pieces of personal information in an email. Also, to assure validity of PSECU-generated emails, we include a four-digit "unique identifier" code on emails that are either promotional in nature or are sent as part of PSECU's e-Alerts service. Only PSECU has the ability to generate this unique identifier, so if the number is not present or is not correct, the recipient knows right away the email is fraudulent. Check your personal Communications Center in online banking the day following receipt of any unsolicited email.
    If you receive a PSECU communication that is not found in your Communications Center, it is fraudulent and should be reported immediately by forwarding it to suspectemail@psecu.com. If you are provided with a link in an email, do not follow it if you question its validity. PSECU recommends that you always type in the Web address of psecu.com when logging in.
  • You must keep your software upgraded - This includes but not limited to anti-virus, anti-spyware and firewall protection software.

Additional Information

  • PSECU can only guarantee the online security of your funds and your personal information while you are conducting financial business on PSECU's site - That means that if you leave PSECU's secure site, PSECU can no longer make assurances that other sites will offer you the same protective measures as PSECU.
  • Before leaving PSECU's secure site by clicking on a link within psecu.com, you will receive a warning - It will read, in part, "IMPORTANT: You Are Now Leaving A PSECU web site." You will have the option to return to the previous page or to continue. By clicking "Continue," you will then leave PSECU's secure site. PSECU cannot guarantee the security of another site that you may be entering and, therefore, PSECU cannot guarantee your funds if you provide personal and/or financial information to that site.