Our Signature Loan is a fast, convenient and affordable way to borrow money using only your signature. We offer our members low interest rates, fast approvals and an easy-to-understand repayment plan. There is no collateral or complicated application process - just the cash you need without a lot of hassle.
We call it a Signature Loan, but it's really a personal loan that requires no collateral. Borrow up to $20,000 for whatever you need! You'll get your money fast*, and you'll have just one low fixed monthly payment. When you apply, your Signature Loan amount is based on income, credit history and ability to meet current credit obligations.
To refinance an existing personal loan, you are required to borrow an additional $500 in addition to your current payoff.
PSECU members use personal Signature Loans for a variety of different reasons. These can include:
As noted above, a personal Signature Loan can be refinanced, though once the debt is paid, the account is closed.
The benefits of a PSECU Signature Loan are fairly straightforward. Because they require no collateral, they are great for anyone who doesn't have major assets to put up - for example, students, renters, military personnel who move often, or young couples saving for their first home.
Personal Signature Loans are an excellent compromise between higher interest credit card debt and secured lending products such as a Real Estate Equity loan or Home Equity Line of Credit. Fixed monthly payments mean fewer surprises and simpler budgeting.
Personal Signature Loans are just one of many lending products PSECU offers its members. Looking to borrow? We would be happy to discuss your options with you over the phone or by email.
*Funds are issued within 1-2 business days after we receive your signed Estimated Consumer Note, Disclosure and Security Agreement.
Rates and information are subject to change at any time.
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Federally insured by NCUA. Equal Opportunity and Housing Lender.
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