Visa Credit Card

PSECU VISA. And live a little for a lot less. Go ahead. You deserve it. With the money you save by using our Visa you can truly spend with confidence.

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Our card is tough to beat, with just one PSECU fee and a great low rate that hasn't gone up in over 10 years.

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Balance Transfers

2.9% Annual Percentage RateMove high-interest rate balances to your PSECU Visa® card and start saving. You'll pay no PSECU balance transfer fee, inactivity fee or application fee, which makes paying off your credit cards easy. See important terms and conditions below.

Purchases & Cash Advances

9.9% Annual Percentage RatePSECU Visa card offers you the flexibility of a great low rate for purchases and cash advances. With no annual fee, application fee or usage fees and credit limits available up to $20,000, it is the kind of credit card that helps you build your credit.


Online or in stores, you can shop with confidence. Your Visa card has an embedded chip that adds another layer of protection. Learn more.

In addition, Visa's Zero Liability Policy provides fraud protection.

Discounts & More

PSECU Visa credit card holders can take advantage of vehicle rental coverage and access all the latest deals from Visa at Check it out and start saving money from tons of well-known retailers.

Terms & Conditions

When you take advantage of the 2.9% APR (annual percentage rate) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR when the transaction posts until 12/31/16; any remaining balance will begin to accrue interest at the cash advance rate, which is subject to change. Payments will be applied as stated in your Visa Classic Consumer Credit Card Agreement. There is a $250 minimum for balance transfers through online banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa account as stated in the Visa Classic Consumer Credit Card Agreement and LOANLINER® Credit and Security Agreement.