The Classic Card

Compare Our Classic Card - with just one PSECU fee and a great low rate that hasn't gone up in over ten years.

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Visa Classic Credit Card is rated 4.8 out of 5 by 80.
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  • Our Classic Card offers you the flexibility of the same great low rate for purchases and cash advances.
  • 9.9% Annual Percentage Rate (APR)
  • Credit limits available up to $30,000, if qualified
  • No Annual Fee, Activation Fee, or Foreign Transaction fees

Find Your Balance

Move high-interest balances to your Classic Card and start saving. You'll pay no PSECU balance transfer fee, inactivity fee or application fee which makes paing off your credit cards easy. See important terms and conditions below. See how much you can save.

PSECU Visa® Classic Card: When you take advantage of the 2.9% APR (annual percentage rate) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/18; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.9% APR and subject to change. Payments will be applied as stated in your Visa Classic Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through online banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa account as stated in the Visa Classic Consumer Credit Card Agreement.

Discounts & More

PSECU Visa credit card holders can take advantage of vehicle rental coverage and access all the latest deals from Visa at visa.com/discounts. Check it out and start saving money from lots of of well-known retailers. When its time to buy online, use your PSECU Visa card to be covered by Visa's fraud protection.

Rated 5 out of 5 by from Great product This credit card has a great low interest rate and no annual fee.
Date published: 2017-03-10
Rated 5 out of 5 by from Excellent Good services and customer services is great too will recommend it to family
Date published: 2017-02-15
Rated 3 out of 5 by from I Love PSECU.... However However, They have been " looking into" Apple and Samsung pay since sometime in 2015 (According to their twitter/FB posts). This form of digital token based technology is safer than using the chip and pin/signature feature. I am not sure why PSECU has been so hesitant to adopt this tech. VISA and Apple both have teams that are ready to help banks with integration of this tech. My other 2 banks have adopted and I have been using them on Apple pay for over a year now.
Date published: 2017-01-29
Rated 3 out of 5 by from Still no Apple Pay. As a customer and a shareholder I am frustrated we still don't have Apple Pay nor Samsung pay. You would think we could get an explanation if they feel these solutions have shortcomings.
Date published: 2017-01-18
Rated 5 out of 5 by from Great Products & Easy to Understand I love my card ! I will recommend this Credit Union to anyone trying to achieve financial freedom ! It's very convenient and they have low, next to no fees. ! I love you PSECU !!
Date published: 2016-12-28
Rated 3 out of 5 by from Ok It's simple and easy to use read and understand like
Date published: 2016-11-15
Rated 3 out of 5 by from Check card and VISA cards I have been a member for some time. I would give you top stars if only you would get on board with Samsung Pay.
Date published: 2016-11-10
Rated 5 out of 5 by from Great financial option! Good customer services and financial option. It has been great financial institution.
Date published: 2016-11-10
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