Wallet Works

This is Walter Wiser. He's our money know-it-all and he's here to help you make your wallet work for you.

Holiday Shopping: Part 1

The holidays are a time of joy and giving, but buying gifts and preparing for the season can get pricey. We visited WebPageFX, a local business in Harrisburg, PA, to ask their employees how they save during this expensive time of year.

We left our visit with a list of Top Tips for Saving on Holiday Spending. This list included planning ahead, doing your research, avoiding extra costs, and knowing your resources. This video provides more detail on each of these, as well as additional tips and tricks that can help you save on holiday shopping.

If you’re feeling stressed out about all the money you have to come up with at once, it may be best to focus on our last tip – Knowing Your Resources. Check out our Christmas Savings Share – it gives you a way to set money aside year-round for the holidays. Whether you open a holiday savings account with us or another financial institution, make sure you check the terms and conditions first. While other financial institutions may offer a similar product, they often put restrictions on when and how much you can deposit, as well as when you can withdraw funds without a penalty. PSECU’s Christmas Savings Share doesn’t carry these restrictions – you can deposit or withdraw as much or as little as you want at any time.

You can also check out the second part of our Holiday Savings video series here.

We'd love to talk with you about bringing our financial know-how messages and free financial education seminars to your campus, workplace or community organization. Email walletworks@psecu.com or call 717.777.2189 for more information.
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The content provided on this page is for informational purposes only. Nothing stated is to be construed as financial or legal advice. PSECU recommends that you seek the advice of a qualified financial, tax, legal or other professional if you have questions.