Credit cards should make life easier - not more expensive. But if fees are piling up or your perks feel more like puzzles, it might be time to rethink your wallet. The good news? You don’t have to figure it out alone. We’re here to help you find a card that fits your lifestyle and your budget!
Interest rates can sneak up on you, especially if your card has a variable APR. If you’re paying more than the national average, you could be losing money month after month.
At PSECU, our Classic Card offers a low fixed APR - less than half the national average. That means more of your money goes toward what matters, not interest.
Annual fees. Balance transfer fees. Foreign transaction fees. It’s easy to feel like you’re being charged just for using your card. We get it! That’s why none of our cards come with those fees*. Whether you’re traveling, transferring a balance, or just making everyday purchases, you won’t be hit with surprise charges.
Rewards should feel rewarding, not restrictive. If your current card offers perks that are hard to redeem or come with hidden costs, it might be time to simplify.
With our Founder’s Rewards Card, you can earn unlimited cash rewards that you can use however you want, whenever you want. No blackout dates. No complicated redemption rules. Just straightforward value.
Your credit card should support your financial goals, not stand in the way. Whether you’re looking to save on interest, cut out fees, or earn flexible rewards, we have options that work for you.
Compare our credit cards to see which card fits your needs best. And if you’re ready to make the switch, we’re here to make it easy! For more tips and tools, check out our resource center.
*APR denotes Annual Percentage Rate. Rates, terms, and conditions are subject to change. Please see the Visa® Classic, Visa® Alumni Classic, and Secured Visa® Credit Card Account Opening Disclosure and the Visa® Classic, Visa® Alumni Classic, and Secured Visa® Consumer Credit Card Agreement and Disclosure for full terms and conditions.