Rates
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Visa Classic Purchase12.90% (subject to change)
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Fixed or VariableFixed
Fees
-
Annual Fee$0
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Balance Transfer Fee$0
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Cash Advance Fee$0
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Late FeeUp to $20
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Foreign Transaction Fee$0
Features
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Add to Apple Pay®, Google Pay®, and Samsung Pay™.
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Minimum Advance Amount$250
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Maximum Advance AmountYour approved credit limit

Founder's Card
- 2%¹ or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
- Visa Signature® benefits are automatically provided for credit lines of $5,000 or more
Rates
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Founder's Card Purchase16.40%
-
Fixed or VariableVariable
Fees
-
Annual Fee$0
-
Balance Transfer Fee$0
-
Cash Advance Fee$0
-
Late FeeUp to $27
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Foreign Transaction Fee$0
Features
-
Add to Apple Pay®, Google Pay®, and Samsung Pay™.
-
Minimum Advance Amount$250
-
Maximum Advance AmountYour approved credit limit

Secured Visa Card
Rates
-
Secured Visa Card Purchase12.90% (subject to change)
-
Fixed or VariableFixed
Fees
-
Annual Fee$0
-
Balance Transfer Fee$0
-
Cash Advance Fee$0
-
Late FeeUp to $20
-
Foreign Transaction Fee$0
Features
-
Add to Apple Pay®, Google Pay®, and Samsung Pay™.
-
Minimum Advance Amount$250
-
Maximum Advance AmountYour approved credit limit
Two Ways to Save on Interest
Whether you're paying down debt or facing big expenses, the Classic Card is here to help you move forward without added stress. And right now, we have two awesome limited-time offers that are waiting for you to take advantage of.

Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.