Choose the Card for You

Our Classic Card, Founder’s Rewards Card, and Secured Visa® card all give you the flexibility you need. Already started? Resume Application or Check Status

Classic Card

Classic Card
  • Low interest rate on purchases and cash advances
Rates
Visa Classic Purchase 12.90%  Fixed or VariableVariable
Fees
Annual Fee $0 Balance Transfer Fee $0 Cash Advance Fee $0 Late Fee Up to $20 Foreign Transaction Fee $0
Features
Add to Apple Pay®, Google Pay®, and Samsung Pay. Minimum Advance Amount $250 Maximum Advance Amount Your approved credit limit

ALREADY A MEMBER?

Learn more about the Classic Card

Founder's Card

founders card
  • 2%1 or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
  • Visa Signature® benefits are automatically provided for credit lines of $5,000 or more
Rates
Founder's Card Purchase 17.65%  Fixed or Variable Variable
Fees
Annual Fee $0 Balance Transfer Fee $0 Cash Advance Fee $0 Late Fee Up to $27 Foreign Transaction Fee $0
Features
Add to Apple Pay®, Google Pay®, and Samsung Pay. Minimum Advance Amount $250 Maximum Advance Amount Your approved credit limit

ALREADY A MEMBER?

Learn more about the Founder's Card

Secured Visa Card

Classic Card
  • Empowering you to build or rebuild your credit responsibly
  • Credit limits of $200-$2,500
  • Minimum collateral of $200 or 25% of credit limit required (whichever is greater), held in your Regular savings share
Rates
Secured Visa Card Purchase 12.90%  Fixed or VariableVariable
Fees
Annual Fee $0 Balance Transfer Fee $0 Cash Advance Fee $0 Late Fee Up to $20 Foreign Transaction Fee $0
Features
Add to Apple Pay®, Google Pay®, and Samsung Pay. Minimum Advance Amount $250 Maximum Advance Amount Your approved credit limit


1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.