Choose the Card for You

Our Classic Card and cash rewards Founder’s Card give you the flexibility you need. Already started? Resume Application or Check Status
simplify your debt banner

Classic Card

Classic Card
  • Low interest rate on purchases and cash advances
Rates
Visa Classic Purchase 9.90%  Visa Classic Balance Transfer 9.90% 
Fees
Annual Fee $0 Balance Transfer Fee $0 Cash Advance Fee $0 Late Fee Up to $20 Foreign Transaction Fee $0
Features
Add to Apple Pay®, Google Pay®, Samsung Pay™, and the PSECU Wallet (for Android devices) Minimum Advance Amount $250 Maximum Advance Amount Your approved credit limit
Apply Now

ALREADY A MEMBER?

Yes
No

Learn more about the Classic Card

Founder's Card

founders card
  • 2%1 or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
  • Visa Signature® benefits are automatically provided for credit lines of $5,000 or more
Rates
Founder's Card Purchase 12.65%  Founder's Card Balance Transfer 12.65% 
Fees
Annual Fee $0 Balance Transfer Fee $0 Cash Advance Fee $0 Late Fee Up to $27 Foreign Transaction Fee $0
Features
Add to Apple Pay®, Google Pay®, Samsung Pay™, and the PSECU Wallet (for Android devices) Minimum Advance Amount $250 Maximum Advance Amount Your approved credit limit
Apply Now

ALREADY A MEMBER?

Yes
No

Learn more about the Founder's Card

1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.