1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
Choose the Card for You
Our Classic Card and cash rewards Founder’s Card give you the flexibility you need. Already started? Resume Application or Check Status
Classic Card
- Low interest rate on purchases and cash advances
| Rates | ||||
|---|---|---|---|---|
| Visa Classic Purchase 9.90% | Fixed or VariableVariable | |||
| Fees | ||||
| Annual Fee $0 | Balance Transfer Fee $0 | Cash Advance Fee $0 | Late Fee Up to $20 | Foreign Transaction Fee $0 |
| Features | ||||
| Add to Apple Pay®, Google Pay®, and Samsung Pay™. | Minimum Advance Amount $250 | Maximum Advance Amount Your approved credit limit |
Founder's Card
- 2%1 or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
- Visa Signature® benefits are automatically provided for credit lines of $5,000 or more
| Rates | ||||
|---|---|---|---|---|
| Founder's Card Purchase 17.40% | Fixed or Variable Variable | |||
| Fees | ||||
| Annual Fee $0 | Balance Transfer Fee $0 | Cash Advance Fee $0 | Late Fee Up to $27 | Foreign Transaction Fee $0 |
| Features | ||||
| Add to Apple Pay®, Google Pay®, and Samsung Pay™. | Minimum Advance Amount $250 | Maximum Advance Amount Your approved credit limit |