Choose the Card for You

Our Classic Card and cash rewards Founder’s Card give you the flexibility you need. Already started? Resume Application or Check Status

Classic Card

Classic Card
  • Low interest rate on purchases and cash advances
Rates
Visa Classic Purchase 9.90%  Visa Classic Balance Transfer 9.90% 
Fees
Annual Fee $0 Balance Transfer Fee $0 Cash Advance Fee $0 Late Fee Up to $20 Foreign Transaction Fee $0
Features
Add to Apple Pay®, Google Pay®, Samsung Pay, and the PSECU Wallet (for Android devices) Minimum Advance Amount $250 Maximum Advance Amount Your approved credit limit

ALREADY A MEMBER?

Learn more about the Classic Card

Founder's Card

founders card
  • 2%1 or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
  • Visa Signature® benefits are automatically provided for credit lines of $5,000 or more
Rates
Founder's Card Purchase 12.40%  Founder's Card Balance Transfer 12.40% 
Fees
Annual Fee $0 Balance Transfer Fee $0 Cash Advance Fee $0 Late Fee Up to $27 Foreign Transaction Fee $0
Features
Add to Apple Pay®, Google Pay®, Samsung Pay, and the PSECU Wallet (for Android devices) Minimum Advance Amount $250 Maximum Advance Amount Your approved credit limit

ALREADY A MEMBER?

Learn more about the Founder's Card

Simplify Your Debt + Save More with PSECU's Low Rate Visa Balance Transfer Promo


1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.