Student Banking

The access you need, control you want, and rewards you deserve to manage your money now and after graduation.

Access you need.


Easily get cash

On campus or home for break, you’re likely close to one of our nearly 30,000 surcharge-free ATMs nationwide.


Instantly transfer money

Need to pay a friend for your share of pizza? We make the process convenient and secure. Members can instantly transfer money to each other.


Freely monitor your credit

We help you keep tabs on your evolving financial health with our free credit score service*.

Level Up Your Banking

Get up to $300 and more when you join and meet promo requirements.


Control you want.

Personalize your savings. Keep your spring break savings and your emergency fund separate with tailored savings options.
Customize your account alerts. Decide when and how to get notified about account activity, like a low balance or withdrawal.
Maximize your funds. Money can be tight in college. Keep more of yours with no monthly or annual fees.

Take Charge of Your Future With Our Secured Visa® Card

Whether you have no credit history and need to build one, or you need to repair your credit, our Secured Visa card offers an easy and affordable way to do so. Our Secured Visa card is backed by collateral, which is essentially a deposit you keep in your Regular savings share. Features of our card include: no annual fee or application fee, competitive rates, and a sliding scale of required collateral. Learn More

credit score

Rewards you deserve.

Earn rewards when you spend.
Pay with your PSECU debit card and earn a little extra on eligible purchases**.
Get rebated when you’re charged.
Can’t find an in-network ATM? Get a rebate for out-of-network ATM withdrawal fees***.
Receive personalized tips.
See customized insights on your financial activity.

Credit Unions vs. Banks

Interested in joining PSECU, but still not quite sure what a credit union is? Let us break it down for you.

The main difference is that credit unions are not-for-profit financial institutions, which means we aren't focused on earning big bucks for stakeholders. Instead, we're focused on helping you, our student members, build a solid financial foundation without the hassle of hidden fees.

Ready to get started? Check out this quick tutorial on becoming a member.


Financial Tips & Tools for College Students

Get the information you want, when and how you want it, with our wide variety of financial wellness resources specifically for students.

Online Learning Center - View quick, Interactive lessons.

Financial Tips for College Students - Read short, Interesting articles.

*PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.
**You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.
***If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.