Classic Card
Our low rates for purchases and balance transfers help you save on interest charges.
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How Classic Cardholders Achieve More
PSECU Classic Cardholders enjoy the following benefits:
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- No annual fee1
- Credit Line of Up to $30,000, if qualified
- Free credit score service2
- Low APR1 on all purchases
- Low-rate balance transfers with $0 PSECU balance
- Mobile-payment ready
- Cash Advances: Access funds through nearly 85,000+ ATMs in our network with no cash advance fees
Earn a $2001 Cash Bonus for a Limited Time
New Classic Cardholders can earn a $200 cash bonus when you spend $1,000. See full terms & conditions for details.
| Description | APR* | |
|---|---|---|
| Visa Classic Purchase | 12.90% | |
| Visa Classic Cash Advance | 14.90% |
Conquer your debt with a Visa® balance transfer + $0 PSECU balance transfer fee.
Increase Your Credit Limit
You might be eligible for a credit limit increase. Request a credit line increase on your Classic Card.
Fees
Description
Amount
Annual Fee
$0
Balance Transfer Fee
$0
Cash advance fee
$0
Late fee
Up to $20
Foreign transaction fee
$0
Annual Fee
Amount:
$0
Balance Transfer Fee
Amount:
$0
Cash advance fee
Amount:
$0
Late fee
Amount:
Up to $20
Foreign transaction fee
Amount:
$0
Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
1APR denotes Annual Percentage Rate.
2PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.