Classic Card

Our low rates for purchases and balance transfers help you save on interest charges.


  • No annual fee
  • Credit line of up to $30,000, if qualified
  • Cash advances: Access funds through nearly 70,000 ATMs in our network with no cash advance fees
  • Free credit score service*
Low 9.9% APR** on all purchases

Mobile-payment ready

Quickly lock/unlock card

Low-Rate Balance Transfers

When you move higher-rate credit card balances to your Classic Card, you may be able to pay off your debt even faster. Our balance transfers feature:

  • No fees for balance transfers, applications, or inactivity
  • Easy, online transfer process through digital banking

Current Rates

Valid as of 12/4/2022 1:47 PM EST 
Description APR*
Visa Classic Purchase 9.90%
Visa Classic Cash Advance 9.90%
Visa Classic Balance Transfer 9.90%

*APR denotes Annual Percentage Rate.


Description Amount
Annual fee $0
Balance transfer fee $0
Cash advance fee $0
Late fee Up to $20
Foreign transaction fee $0

* PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.
**APR denotes Annual Percentage Rate.