Classic Card

Our low rates for purchases and balance transfers help you save on interest charges.

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Earn a $200 Cash Bonus for a Limited Time

New Classic Card holders can earn a $2001 cash bonus when you spend $1,000 and meet promo requirements. See full terms & conditions for details.

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How Classic Cardholders Achieve More

PSECU Classic Cardholders enjoy the following benefits:

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  • No annual fee1
  • Credit Line of Up to $30,000, if qualified
  • Free credit score service2
  • Low APR1 on all purchases
  • Low-rate balance transfers with $0 PSECU balance transfer fee
  • Mobile-payment ready
  • Cash Advances: Access funds through nearly 85,000+ ATMs in our network with no cash advance fees
Conquer your debt with a Visa® balance transfer + $0 PSECU balance transfer fee.

Current Card Rates

Valid as of XX/XX/XXXX
Description APR*
Visa Classic Purchase 12.90%
Visa Classic Cash Advance 14.90%
Increase Your Credit Limit
Increase Your Credit Limit

You might be eligible for a credit limit increase. Request a credit line increase on your Classic Card.

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Fees

Description Amount
Annual Fee

$0

Balance Transfer Fee
$0
Cash advance fee
$0
Late fee
Up to $20
Foreign transaction fee
$0
Annual Fee
Amount:

$0

Balance Transfer Fee
Amount:
$0
Cash advance fee
Amount:
$0
Late fee
Amount:
Up to $20
Foreign transaction fee
Amount:
$0

Browse Helpful Resources

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Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

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1 APR denotes Annual Percentage Rate. Rates, terms, and conditions are subject to change. Please see the Visa® Classic, Visa® Alumni Classic, and Secured Visa® Credit Card Account Opening Disclosure and the Visa® Classic, Visa® Alumni Classic, and Secured Visa® Consumer Credit Card Agreement and Disclosure for full terms and conditions.

2PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.