Business Credit Cards

Flexible ways to manage your company's spending. PSECU’s Business Credit Card helps you better control your company’s cash flow.

Benefits

A business credit card may just be your company’s most important spending tool. Whether you’re paying a vendor or covering an employee’s travel expenses, putting your business charges on a PSECU credit card makes money management easy. At the end of each month or fiscal year, you can easily review all your business expenses at a glance on your e-Statements.

Credit limits up to $20,000, if qualified

Low Rate

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Our card features:

  • Cash advances from thousands of surcharge-free ATMs, with no cash advance fees
  • You can add your PSECU Business Credit Card to Apple Pay®, Google Pay®, and Samsung Pay™.
  • Low-rate balance transfers- Move higher-rate business credit card balances to your PSECU Business Credit Card and save money right away.
fees

Current Rates

Valid as of 03/21/2023 4:23 PM EDT 
Description APR*
Business Visa Classic Purchase 9.90%
Business Visa Classic Cash Advance 9.90%
Business Visa Classic Balance Transfer 9.90%

*APR denotes Annual Percentage Rate.

Simplify Your Debt + Save More with PSECU's Low Rate Visa Balance Transfer Promo

Business-level Security

We take your company’s financial security very seriously. We monitor suspicious financial behavior on your credit card account for free.

Visa® Benefits

  • Extra purchase protection: Protection on lost or damaged retail goods and supplies you buy with your debit/credit card
  • Business travel benefits: Visa® may offer rental car collision and theft coverage when you use your card, as well as travel assistance services such as replacing lost plane tickets. Ask a PSECU representative for more information on Visa card travel benefits.

PSECU Benefits

  • Account Alerts: You can enroll in account alerts within online banking or the mobile app. When you do, we’ll email and/or text you about unusual activity on your credit card
  • Lock\unlock option: Misplace your card? You can immediately lock it from online banking or our mobile app. Once you find your card, unlock it and you’re back in business

Apply for a PSECU Business Credit Card

To qualify for the Business Credit Card, you must be a current PSECU member and have a PSECU Business Account.

Not a member? Join PSECU

Need a PSECU Business Account?
To join PSECU as a business, all business owners must be existing PSECU members, and your business must be located in Pennsylvania. See PSECU Business Products and Services for all the benefits available to you.


Get Started
Already have a PSECU Business Account?
You're all set. Apply for a business credit card by completing a paper application.



Apply Now

FAQs

Yes. Co-applicants should apply with you when you open your credit card account. We’ll need current identification, and income and contact information for all applicants.

If you just want to add an authorized user, you can do that, too. For instance, you might add employees or your business manager to your account as authorized users. These individuals are allowed to use your business credit card account but aren’t legal account owners.

Only the primary cardholder can add authorized users to your Business Credit Card Account.

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