A business credit card may just be your company’s most important spending tool. Whether you’re paying a vendor or covering an employee’s travel expenses, putting your business charges on a PSECU credit card makes money management easy. At the end of each month or fiscal year, you can easily review all your business expenses at a glance on your e-Statements.
Our card features:
Valid as of 08/2/2021 1:28 AM EDT
| DESCRIPTION | APR* |
|---|---|
| Business Visa Classic Card Purchase | 9.90% |
| Business Visa Classic Card Cash Advance | 9.90% |
| Business Visa Classic Card Balance Transfer | 2.9% |
*APR denotes Annual Percentage Rate
PSECU Business Visa Classic Cards and PSECU Visa® Classic and Visa® Alumni Classic Card: When you take advantage of the 2.9% Annual Percentage Rate (APR) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/2022; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.90% APR and subject to change. Payments will be applied as stated in your Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa® account as stated in the Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement.We take your company’s financial security very seriously. We monitor suspicious financial behavior on your credit card account for free.
Visa® Benefits
PSECU Benefits
To qualify for the Business Credit Card, you must be a current PSECU member and have a PSECU Business Account.
Not a member? Join PSECU
Yes. Co-applicants should apply with you when you open your credit card account. We’ll need current identification, and income and contact information for all applicants.
If you just want to add an authorized user, you can do that, too. For instance, you might add employees or your business manager to your account as authorized users. These individuals are allowed to use your business credit card account but aren’t legal account owners.
Only the primary cardholder can add authorized users to your Business Credit Card Account.
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