- Reward yourself with 2%* or 1.5% in cash rewards on every purchase, every time.
- Credit limits up to $30,000, if qualified.
- Visa Signature® benefits are automatically provided for credit lines of $5,000 or more.
- Cash advances allow you to access your funds through nearly 30,000 in-network surcharge-free ATMs worldwide
Founder’s Rewards Card
Cash rewards on every single purchase. Credit limits up to $30,000, if qualified. That’s why we call it a rewards card.
Visa Founders Credit Card is rated
out of
5 by
171.
HOW OUR CARDHOLDERS ACHIEVE MORE
ADDITIONAL PERKS
SEE HOW CASH REWARDS ADD UP
Current Rates
| DESCRIPTION | APR* |
|---|---|
| Founder's Card Balance Transfer | 3.9% |
| Founder's Card Cash Advance | 12.40% |
| Founder's Card Purchase | 12.40% |
*APR denotes Annual Percentage Rate
PSECU Visa® Founder's and Visa® Alumni Rewards Card: When you take advantage of the 3.9% APR (annual percentage rate) promotional offer, Visa® Founder's Card and Visa® Alumni Rewards Card balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR from the time that the transaction posts until 12/31/2022 ; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa Founder's Card account as stated in the Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement.
PSECU Visa® Founder's and Visa® Alumni Rewards Card: When you take advantage of the 3.9% APR (annual percentage rate) promotional offer, Visa® Founder's Card and Visa® Alumni Rewards Card balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR from the time that the transaction posts until 12/31/2022 ; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa Founder's Card account as stated in the Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement.
FINANCIAL TIPS & TOOLS
Fees
| DESCRIPTION | AMOUNT |
|---|---|
| Annual fee | $0 |
| Balance transfer fee | $0 |
| Cash advance fee | $0 |
| Late fee | Up to $27 |
| Foreign transaction fee | $0 |
*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
Rated 5 out of
5
by
evkat from
Excellent card
I use this card for all purchases and then pay my balance off each month. This card allows you to just transfer your purchase from your checking to pay off purchases as you make them similar to using your debit card. I have received thousands of dollars in rewards without ever paying any interest.
Date published: 2020-12-28
Rated 5 out of
5
by
HarleyQ from
I love this card!
I love that the card can be used for contactless purchases, especially with the pandemic. Not all the stores have machines that you can tap and go, but it does give me the peace of mind that I can take that additional step to keep myself safe. I also love the cashback rewards. This card is my primary card for just about everything these days, and knowing that I'm rewarded for using it makes it my all time favorite credit card. It's also easy to pay since it's linked to my personal account.
Date published: 2020-08-31
Rated 5 out of
5
by
Dave1210 from
Great Credit Union
I've been a member since 1978 and love PSECU. It's the best thing since sliced bread!
Date published: 2020-02-02
Rated 5 out of
5
by
jmv2020 from
Never could live without it now that I found it!
I use this card for everything, fuel, food,mail order, automatic withdrawals on certain bills.
I is a "diamond in the rough find" when you have to use some kind of card for internet purchases and fuel if you don't want to go inside the place.
I just move my money from my checking to the Rewards card to pay for my monthly budgeted bills that I schedule to come out of the rewards card.
The rewards are "Rewarding"
I wish I would have applied for this sooner!
Its nice to know I have everything in one place; savings,mm,checking and credit card; without those bothersome other sites to log in to see my balance or when something is due.
Very convenient one stop banking.
Date published: 2019-12-08
Rated 5 out of
5
by
Alexandra from
Rewards dollars make me smile!
If you pay off your credit card balance each month, the Founder's Card rewards dollars equate to extra dollars in your pocket. I always enjoy seeing rewards dollars add up in my account and putting them towards my savings. I've been a member for many years and always appreciate your exceptional customer service. Thanks, PSECU!
Date published: 2019-09-26
Rated 1 out of
5
by
Time from
Useless
Card disallows setting up a re-occurring payment via online banking. Basically, card-user has limited, to zero capability to make payments as the Card-user desires using online payment system. In other words, if you prefer to send regular, money PAYMENTS to the card account bi-weekly, it is disallowed. If you want to send payments on the 1st and 15th of each month; it is disallowed. Who wants a card that you can't pay the way THAT you want to pay? Never had a credit card that made making payments to it as difficult as this one. Especially if transferring money from your account has to be done MANUALLY ever time. Waste of time. Inconvenient. Other bank credit cards will gladly accept your money in PAYMENTS the way you prefer and they offer better cash back percentages and concierge services.
Date published: 2019-08-05
Rated 5 out of
5
by
Jason from
My Only Credit Card
2% cash back on all purchases at a reasonable interest rate. What more could you ask for? I use this card for everything and do not have any other credit cards.
Date published: 2019-06-10
Rated 5 out of
5
by
TomF from
Awesome card!
PSECU is the best! This card give 2% casback on ALL purchases with no hoops to jump through or gimmicks. Kudos to the folks at PSECU looking out for its members.
Date published: 2019-02-23