Founder’s Rewards Card

Cash rewards on every single purchase. Credit limits up to $30,000, if qualified. That’s why we call it a rewards card.

How Our Cardholders Achieve More

More rewards

Get cash rewards on every purchase, with no category restrictions.

More savings

$0 PSECU Balance Transfer Fee

More freedom

No expiration dates means no rush on your cash rewards.

Additional Perks

  • Reward yourself with 2%* or 1.5% in cash rewards on every purchase, every time.
  • Credit limits up to $30,000, if qualified.
  • Visa Signature® benefits are automatically provided for credit lines of $5,000 or more.
  • Access funds through nearly 70,000 ATMs in our network with no cash advance fees

See How Cash Rewards Add Up

woman on phone
$100 $30,000

This estimate is provided for informational purposes only. Rewards can be redeemed through online and mobile banking only. Actual Cash Rewards may vary depending on credit card use.

Current Rates (Variable)

Valid as of 12/4/2022 2:36 PM EST 
Description APR*
Founder's Card Purchase 16.15%
Founder's Card Cash Advance 16.15%
Founder's Card Balance Transfer 16.15%

*APR denotes Annual Percentage Rate.

Financial Tips & Tools

Classic Card vs. Founder’s Card – Which One is Right for You?

With the introduction of our new credit card, the Founder’s Card, we’ve started to receive questions...

Benefits of Using Your Credit Card

If you’re like many consumers, you likely think of a credit card as just one of several ways to...

Debunking 3 Credit Card Myths

Credit cards are powerful financial tools that make spending and tracking expenses convenient, and often more secure...


Description Amount
Annual fee $0
Balance transfer fee $0
Cash advance fee $0
Late fee Up to $27
Foreign transaction fee $0

*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.