Founder’s Rewards Card

Cash rewards on every single purchase. Credit limits up to $30,000, if qualified. That’s why we call it a rewards card.
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How Our Cardholders Achieve More

More rewards

Get cash rewards on every purchase, with no category restrictions.

More savings

$0 PSECU Balance Transfer Fee

More freedom

No expiration dates means no rush on your cash rewards.

Additional Perks

  • Reward yourself with 2%* or 1.5% in cash rewards on every purchase, every time.
  • Credit limits up to $30,000, if qualified.
  • Visa Signature® benefits are automatically provided for credit lines of $5,000 or more.
  • Access funds through nearly 70,000 ATMs in our network with no cash advance fees

See How Cash Rewards Add Up

woman on phone
$
$100 $30,000

This estimate is provided for informational purposes only. Rewards can be redeemed through online and mobile banking only. Actual Cash Rewards may vary depending on credit card use.

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Current Promotional Rate

Valid as of 02/2/2023 11:33 PM EST 
Description APR*
Founder's Card Balance Transfer Promotional Rate  3.90% 

*APR denotes Annual Percentage Rate.

When you take advantage of the 3.90% APR promotional offer, Visa® balance transfers will accrue interest at 3.90% APR from the time that the transaction posts until the 3.90% APR promotional offer expires on 12/31/2024; thereafter, any remaining balance will begin to accrue interest at the APR for Balance Transfers, currently 16.65%, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s), or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa® Founder's Card/Visa® Alumni Rewards Card account as stated in the PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement.

Current Standard Rates (Variable)

Valid as of 02/2/2023 11:33 PM EST 
Description APR*
Founder's Card Purchase 16.65%
Founder's Card Cash Advance 16.65%
Founder's Card Balance Transfer 16.65%

*APR denotes Annual Percentage Rate.

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ALREADY A MEMBER?

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Fees

Description Amount
Annual fee $0
Balance transfer fee $0
Cash advance fee $0
Late fee Up to $27
Foreign transaction fee $0

*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.