- Reward yourself with 2%* or 1.5% in cash rewards on every purchase, every time.
- Credit limits up to $30,000, if qualified.
- Visa Signature® benefits are automatically provided for credit lines of $5,000 or more.
- Access funds through nearly 70,000 ATMs in our network with no cash advance fees
Founder’s Rewards Card
How Our Cardholders Achieve More
Additional Perks
See How Cash Rewards Add Up

This estimate is provided for informational purposes only. Rewards can be redeemed through online and mobile banking only. Actual Cash Rewards may vary depending on credit card use.
Current Promotional Rate
Description | APR* |
---|---|
Founder's Card Balance Transfer Promotional Rate | 3.90% |
*APR denotes Annual Percentage Rate.
When you take advantage of the 3.90% APR promotional offer, Visa® balance transfers will accrue interest at 3.90% APR from the time that the transaction posts until the 3.90% APR promotional offer expires on 12/31/2024; thereafter, any remaining balance will begin to accrue interest at the APR for Balance Transfers, currently 16.65%, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s), or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa® Founder's Card/Visa® Alumni Rewards Card account as stated in the PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement.
Current Standard Rates (Variable)
Description | APR* |
---|---|
Founder's Card Purchase | 16.65% |
Founder's Card Cash Advance | 16.65% |
Founder's Card Balance Transfer | 16.65% |
*APR denotes Annual Percentage Rate.
Financial Tips & Tools
Fees
Description | Amount |
---|---|
Annual fee | $0 |
Balance transfer fee | $0 |
Cash advance fee | $0 |
Late fee | Up to $27 |
Foreign transaction fee | $0 |