Founder’s REwards Card

Unlimited cash rewards on every purchase.
Visa Founders Credit Card is rated 4.7 out of 5 by 169.
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Benefits

No category restrictions

No Annual Fee

Credit limits up to $30,000

Contactless - Tap for a faster way to pay

  • Reward yourself with 2%* or 1.5% in cash rewards on every purchase, every time.
  • Rewards never expire!
  • Visa Signature® benefits are automatically provided for credit lines of $5,000 or more.
  • Cash advances: Access your funds through nearly 30,000 in-network surcharge-free ATMs worldwide, with no cash advance fees

See your rewards with every purchase

woman on phone
$
$100 $30,000
This estimate is provided for informational purposes only. Rewards can be redeemed through online and mobile banking only. Actual Cash Rewards may vary depending on credit card use.

Current Rates

Valid as of 07/3/2020 11:13 PM EDT 
DESCRIPTION APR*
Founder's Card Balance Transfer 3.9% 
Founder's Card Cash Advance 12.40% 
Founder's Card Purchase 12.40% 
*APR denotes Annual Percentage Rate

PSECU Visa® Founder's and Visa® Alumni Rewards Card: When you take advantage of the 3.9% APR (annual percentage rate) promotional offer, Visa® Founder's Card and Visa® Alumni Rewards Card balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR from the time that the transaction posts until 12/31/21; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa Founder's Card account as stated in the Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement.
zero fees
*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Rated 5 out of 5 by from Great Credit Union I've been a member since 1978 and love PSECU. It's the best thing since sliced bread!
Date published: 2020-02-02
Rated 5 out of 5 by from Never could live without it now that I found it! I use this card for everything, fuel, food,mail order, automatic withdrawals on certain bills. I is a "diamond in the rough find" when you have to use some kind of card for internet purchases and fuel if you don't want to go inside the place. I just move my money from my checking to the Rewards card to pay for my monthly budgeted bills that I schedule to come out of the rewards card. The rewards are "Rewarding" I wish I would have applied for this sooner! Its nice to know I have everything in one place; savings,mm,checking and credit card; without those bothersome other sites to log in to see my balance or when something is due. Very convenient one stop banking.
Date published: 2019-12-08
Rated 5 out of 5 by from Rewards dollars make me smile! If you pay off your credit card balance each month, the Founder's Card rewards dollars equate to extra dollars in your pocket. I always enjoy seeing rewards dollars add up in my account and putting them towards my savings. I've been a member for many years and always appreciate your exceptional customer service. Thanks, PSECU!
Date published: 2019-09-26
Rated 1 out of 5 by from Useless Card disallows setting up a re-occurring payment via online banking. Basically, card-user has limited, to zero capability to make payments as the Card-user desires using online payment system. In other words, if you prefer to send regular, money PAYMENTS to the card account bi-weekly, it is disallowed. If you want to send payments on the 1st and 15th of each month; it is disallowed. Who wants a card that you can't pay the way THAT you want to pay? Never had a credit card that made making payments to it as difficult as this one. Especially if transferring money from your account has to be done MANUALLY ever time. Waste of time. Inconvenient. Other bank credit cards will gladly accept your money in PAYMENTS the way you prefer and they offer better cash back percentages and concierge services.
Date published: 2019-08-05
Rated 5 out of 5 by from My Only Credit Card 2% cash back on all purchases at a reasonable interest rate. What more could you ask for? I use this card for everything and do not have any other credit cards.
Date published: 2019-06-10
Rated 5 out of 5 by from Awesome card! PSECU is the best! This card give 2% casback on ALL purchases with no hoops to jump through or gimmicks. Kudos to the folks at PSECU looking out for its members.
Date published: 2019-02-23
Rated 5 out of 5 by from Founder's Card--Awesome Use it all the time and watch the rewards grow. Thank you.
Date published: 2019-01-18
Rated 5 out of 5 by from web sight improvement I can't pay founders club several days early. for example if i pay 30 nov i will have to make another payment if the due date is in the 1st. week of dec ALL of my other credit cards have a calendar icon to indicate when the payment is to be withdrawn . simple fix on a otherwise excellent web sight
Date published: 2018-11-30
  • y_2020, m_7, d_2, h_15
  • bvseo_bulk, prod_bvrr, vn_bulk_3.0.9
  • cp_1, bvpage1
  • co_hasreviews, tv_0, tr_169
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  • clientName_psecu
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  • REVIEWS, PRODUCT