Auto Loans

Our auto loans will put you on the road to success when it comes to buying a new or used car or refinancing your current ride. 

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Car Loan Options for Every Need

You have unique needs. Our wide range of auto loan options is here to meet them. Check out all we have to offer below.

Make Sure You're Covered

You’ve chosen your new (or new-to-you) ride… now what? Get the coverage you need to drive home happy.

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PSECU Protect, LLC*

Get the coverage you need and the savings you deserve.

Learn About Auto Insurance Through PSECU Protect
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Auto Warranty**

Skip the piecemeal plans and get all the vehicle protection you want in one place.

See Auto Warranty Offerings Through MPOWER+ Vehicle Protection Offered By SWBC and EFG Companies

Learn Why We're a Top Auto Lender***

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Flexible Loan Terms
We put YOU in the driver’s seat with term options designed to fit your budget. 
Competitive Rates
We’re known for helping our members achieve more. Loan rates that help you save are just one part of that.
Speedy Approval
Apply online to receive a decision quickly, often within minutes. 

Browse Helpful Resources

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Unlock Members-Only PSECU Perks

If you’re not a member already, you’ll become one when you take out an auto loan with us. This will unlock access to excellent member service, security and peace of mind, great rates on other loans and savings options, and a focus on meeting your needs.

Become a Member

* Not all products, coverages and discounts are available in every state. Restrictions, exclusions, limits and conditions apply. 

Insurance products are offered by PSECU Protect, LLC an affiliate of Pennsylvania State Employees Credit Union (PSECU). Available insurance products are not deposits of Pennsylvania State Employees Credit Union and are not protected by any type of deposit insurance, are not obligations of or guaranteed by Pennsylvania State Employees Credit Union or its affiliates, and may be subject to risk. Insurance products are not insured or guaranteed by the National Credit Union Administration (NCUA) or any other agency of the United States. Any insurance required as a condition of the extension of credit by Pennsylvania State Employees Credit Union need not be purchased from our Agency, PSECU Protect, LLC, but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer's choice.

** Products are offered through SWBC and administered by EFG Companies. SWBC and EFG are separate entities from and not affiliates of PSECU. PSECU has contracted with SWBC and EFG to make these products available to credit union members.

Coverage may vary by state. See contract for complete details. Coverage not available in all states.  

*** Based on June 2023 Auto Lender Summary from Experian.