Auto Warranty

Skip the piecemeal plans and get the vehicle protection you want all in one place.

Prepare Yourself for the Road Ahead

When you own a car, repairs are inevitable, but budget interruptions don’t have to be.

Whether you financed your vehicle with us or have an auto loan with another lender, as a PSECU member, you can purchase MPOWER+ Vehicle Protection, offered by SWBC and EFG Companies. Learn more about the coverage this plan offers in the video below.


With MPOWER+ Vehicle Protection, offered by SWBC and EFG Companies, you can protect yourself from a wide range of unplanned repairs and expenses. And you can do it all in one place.

MPOWER+ Vehicle Protection includes all of the following:

  • Major Mechanical Protection - Offers coverage for unexpected mechanical repairs and failures after your factory warranty expires.
  • Paintless Dent Protection - Provides unlimited repairs during the term of the Agreement for the repair of a dent or a ding up to credit card size on exterior body panels.
  • Road Hazard Tire Protection - Provides reimbursement of up to $600 over the term of the contract for repair or replacement due to damage caused by nails, glass, metal, rocks, wooden debris, potholes, craters, plastic, or other hard objects in the road.
  • Key Replacement Protection - Includes reimbursement of up to $800 per replacement in any given twelve (12) month period for lost, stolen, damaged, or destroyed keys/remotes during the term of the Agreement.
  • Subsequent Damage - Covers repair cost of a non-covered part that was damaged due to the failure of a covered part.
  • Total Loss Refund - Refunds the full purchase price to the contract holder of the Agreement if the vehicle is considered a total loss by the automobile insurance provider.

Plus, these great benefits:

  • $100 Deductible Options
  • Roadside Assistance
  • Trip Interruption Coverage
  • Rental Car Reimbursement

Get on the road to peace of mind with MPOWER+ Vehicle Protection.

(Please note: PSECU is working with SWBC and EFG to offer auto warranty contracts for vehicles that are registered in PA, MD or DE, and are less than 12 years old.)

Products are offered through SWBC and administered by EFG Companies. SWBC and EFG are separate entities from and not affiliates of PSECU. PSECU has contracted with SWBC and EFG to make these products available to credit union members.

Coverage may vary by state. See contract for complete details. Coverage not available in all states.