Student Loans

College Loans to Finance Your Life

Getting your degree is smart. Getting the right student loan is brilliant. 

Now you can pay for college the smart way, with student loans that offer three great repayment options and competitive interest rates. 

College loans for PSECU members through Sallie Mae® offer an ideal solution to help pay for college expenses not covered by scholarships and federal loans. Student loans are available for qualified borrowers attending degree-granting institutions.

Ready to learn more or apply? Get started here.

The Smart Option Student Loan® for PSECU by Sallie Mae®

It’s important to choose the right student loan option to pay for your education. The Smart Option Student Loan provides flexible college funding, with:
  • Competitive interest rates: Fixed interest rates and variable rates provide more flexibility. Creditworthy borrowers earn the lowest rates.
  • No fees or prepayment penalty: Loans have no origination fee, and you can pay off the loan early if you wish.
  • Repayment choices: Choose from multiple in-school repayment options, including a deferred payment plan while you’re in school. After you finish school, you can choose to make interest-only payments for 12 months. 
  • Interest rate reduction: Lower your interest rate while you’re enrolled by making monthly interest payments via automatic debit.
  • Borrow up to 100% of your cost: Loans are available for up to the full school-certified cost of attendance. 
  • Help when you need it: Speak to student loan specialists if you need assistance.

Learn More About Your Student Loan Options

Get Started Here

Other Financial Tools for College Students 

Grades, internships, finals – you’ve got enough on your mind. We can make it easier to manage your financial life. 

PSECU accounts for college students 

Students have unique financial needs. We offer digital first checking accounts, savings accounts, and other products to fit the college student lifestyle.


Student loan calculator

Wondering how much to borrow and how you’ll repay it? Our calculators can help you estimate the value of a college education, predict student loan payments, or understand parent loan payments. Will I be able to pay back my student loans?

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