College Loans to Finance Your Future

GET THE MONEY YOU NEED TO MAKE HIGHER EDUCATION HAPPEN

Student loans for PSECU members, in partnership with Sallie Mae®, can help you get the funds you need! Whether you're an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs and features:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1
  • Multiple repayment options

Undergraduate

Smart Option Student Loan® for Undergraduate Students

Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school.

Parents

Parent Loan

Help your student by taking responsibility with a loan in your name.

Graduate

MBA Loan

Pay for your business school expenses as you pursue your Masters of Business Administration degree.

Medical School Loan

Pay for your medical degree expenses in allopathic, general, osteopathic, pediatric, radiology, sports, and veterinary medicine.

Dental School Loan

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics.

Graduate School Loan for Health Professions

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs.

Law School Loan

Pay for your schooling and associated expenses as you study for your law degree.

Graduate School Loan

Pay for expenses as you pursue your master's and doctoral degrees.

Post-Graduate

Bar Study

For expenses associated with fees and living costs as you study for the bar exam.

Residency and Relocation Loan

For expenses associated with taking board examinations, travel for interviews, and moving for your medical residency. Get more details, including rates and additional loan types or to apply.

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.



OTHER FINANCIAL TOOLS FOR COLLEGE STUDENTS

PSECU accounts for college students 

Students have unique financial needs. We offer digital-first checking accounts, savings accounts, and other products to fit the college student lifestyle.

Student loan calculator

Wondering how much to borrow and how you’ll repay it? Our calculators can help you estimate the value of a college education, predict student loan payments, or understand parent loan payments. Will I be able to pay back my student loans?

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Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student; if that occurs, the borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Residency and Relocation Loan:This information is for borrowers who are pursing or have received a M.D., D.O., D.D.S., D.M.D., D.V.M or V.M.D degree. Borrowers must be enrolled at least half time in their final year of study at a participating allopathic, osteopathic, dental or veterinary medicine school, or have graduated from one within the past 12 months. Borrowers must be a U.S. citizen or a U.S. permanent resident if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Bar Study Loan: This information is for borrowers who are enrolled at least half-time in their final year of study at a participating ABA-accredited law school located in the U.S. or have graduated from one within the last 12 months. Borrowers should be sitting for the bar exam no later than 12 months after graduation. Borrowers can be U.S. citizens or U.S. permanent residents or Non-U.S. citizens who reside in the U.S. and apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
These loans are made by Sallie Mae Bank or a lender partner. PSECU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
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