You’re on the go and you need a checking account that can keep up. That’s why we offer free checking accounts (no minimum balance or monthly service fees!) with convenient 24/7 access to your money in online and mobile banking.
Wherever you go, you’re likely close to one of the 70,000+ surcharge-free ATMs in our network.
Can’t find an in-network ATM near you? No need to worry. If you use your PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
No fees to open or maintain your account, plus no minimum balance requirements.
While you may not use them every day, there are still times you’ll need paper checks. But you shouldn’t have to pay for them - get basic-style checks free with your account.
Debit card rewards
Pay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases1.
No-Fee Overdraft Protection Transfer Service
Members can enroll in Overdraft Protection Transfer Service, a service that will pull money from another share or loan account in the event your checking account* does not have sufficient available funds to pay incoming transactions.
*If you choose to use a credit card to protect your checking account from being overdrawn, those overdraft transfers are considered cash advances. Refer to your credit card agreement for fees and charges related to cash advances.
Ready to get started? Our quick application process won’t slow you down. After just a few moments, you could have access to all these benefits and more!