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      • Checking Accounts
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      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
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        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
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        Find out how consolidating can simplify your finances
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Routine maintenance is scheduled for 12 a.m., Sunday March 22, 2026, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
Digital Banking is currently experiencing sporadic login issues. We are actively working on correcting this issue and apologize for the inconvenience and appreciate your patience.
We apologize for the inconvenience, but our application for membership is currently unavailable for maintenance.
Please note: We are making upgrades to our application system. It will be temporarily unavailable beginning at 6PM on 2/7/26 and will remain unavailable for approximately 24 hours.
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Debit Card

With your PSECU debit card, you can spend confidently with easy access, built-in security, and total control of your spending, whether online, in-store, or on the go.

Get Your Debit Card

Already a Member?

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Whether you’re shopping online, grabbing groceries, or paying bills, your PSECU debit card makes it easy to spend. Accepted anywhere Visa® is, it’s a smart, secure way to handle everyday spending.

Everyday Features You Can Count On

Built for Smarter Spending

Pay directly from your checking account to help avoid interest, manage your budget with ease, and keep your spending aligned with what you have available.

Digital Wallet Ready

Add your debit card to your mobile wallet and pay straight from your phone or watch. No digging through your wallet required.

Access to 85,000+
Surcharge-Free ATMs + Rebates*

Get cash when you need it with access to a large surcharge-free ATM network.

Get Your Debit Card

Already a Member?

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How to Turn Everyday Spending into Rewards

Don’t miss out on earning your debit card rewards. You can turn everyday purchases into cash rewards with these simple tips:
Tap to Pay
Gas, groceries, coffee, ice cream – every purchase adds up, and that means more rewards for you!
Go Mobile with Digital Wallet
Add your debit card to your mobile wallet and make secure payments on the go and easily earn rewards.
Set It and Forget It
Save your PSECU debit card as your primary or default card for online payments and watch your rewards rack up.
Automate Your Bill Payments
Set up your card to automatically pay utility and other household bills – and reap the rewards!
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Simple Ways to Make the Most of Your Debit Card

  • Use it for everyday purchases like groceries, gas, and coffee.
  • Save it as your default payment option for subscriptions and online shopping.
  • Add it to your digital wallet for a fast, secure checkout.
  • Set up alerts to stay on top of spending in real time

Looking to Earn Rewards?

Debit cards are great for everyday spending and budgeting. If earning rewards is your goal, our Founder’s Rewards Card is designed to help you get more from what you spend.

Learn More

Have Questions? We’ve Got Your Answers.

  • Awesome! Thank you for being a member. Adding a debit card is simple:

    • In digital banking, select Add a Product under the Accounts tab in the main menu.
    • Next, choose Checking Services.
    • Select Visa® Debit Card and click Next.
    • Follow the prompts to add a four-digit PIN and additional cards, then confirm your request.
  • Stay in the know. Debit card alerts provide you with up-to-date notifications about your card’s activity. Some key alerts include being notified when:

    • An additional debit card is added to your account.
    • Your spending limit is increased or reset.
    • Your debit card is locked or unlocked.
    • Your debit card is near expiration.
    • A purchase is made with your debit card.
    • An ATM transaction occurs with your debit card.
    • Travel plans are added to your debit card.

    Adding or managing your alerts is easy in digital banking. Simply go to the main menu at the top left, choose Profile & Settings, then click Alerts (online banking) or Manage Alerts (mobile app). Manage your card alerts.

  • Yes! Most digital wallets like Apple Pay®, Google Pay™, and Samsung Pay® are compatible with PSECU debit cards. To add your PSECU debit card to your digital wallet:

    • Open the digital wallet app on your smartphone.
    • Look for an option to Add Card or Add Payment Method.
    • Scan the front of your debit card with your phone’s camera or manually enter the card details.
    • Follow the prompts to verify your identity, if needed.
    • Once verified, your PSECU debit card will be added to your digital wallet and ready to use!

    Apple Pay®, Google Pay™, Samsung Pay®: Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android Pay, Google Pay, and the Google Play logo are trademarks of Google Inc. Samsung Pay is a trademark of Samsung Electronics Co. Ltd.

  • Your contactless card contains an embedded antenna that securely transmits information to the payment reader. When you pay, tap your card within 1-2 inches of the contactless symbol on the payment reader. A checkmark, green light, or audible beep will indicate that your transaction is complete.

View All FAQs

Browse Helpful Resources

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Manage Your PSECU Cards Using Digital Banking
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Access to Your New PSECU Card – Before it Hits Your Mailbox
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Manage Your PSECU Cards Using Digital Banking
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Access to Your New PSECU Card – Before it Hits Your Mailbox
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Top 5 Reasons to Use a Mobile Wallet
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Manage Your PSECU Cards Using Digital Banking
Article
Access to Your New PSECU Card – Before it Hits Your Mailbox
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Top 5 Reasons to Use a Mobile Wallet
Achieve More with PSECU

Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

Become a Member

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

Need to talk to us directly?
800.237.7328
Routing #: 231381116
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