Recreational Vehicles

Reward your hard work with a great escape. Low RV loan rates and terms up to 15 years can put you on the road to your happy place.
Low rates

Low interest paves the road to relaxation.

More delight

Rated 4.8 out of 5 stars for driver satisfaction.

Loan terms up to 15 years

We offer repayment terms to fit your life.

What will your monthly RV loan payment be?

man driving rv

New or Used RV Financing with PSECU

The right loan can put your dream RV within reach. Our RV financing can cover up to 100% of the retail value of RVs worth at least $3,000, including motorhomes, travel trailers, camping trailers, and camper vans.

  1. Apply Online- Gather the information you’ll need for your application, including monthly income and current debt payments.
  2. Get prequalified- You’ll receive your loan decision fast – often within minutes and usually the same day.
  3. Find the right RV- Now the fun part begins. Find the right RV, camper, or travel trailer. Visit your local RV dealer today to start your search.
  4. Get your RV loan funding- When you’re ready, we’ll mail you an AutoCheck. Your AutoCheck will be valid for 60 days from the date of issue.

Current Rates

Valid as of 10/6/2022 3:38 PM EDT 
Term APR* Monthly Payment Value (Minimum) Loan Amount (Minimum)
1-36 Months 7.75% $31.22/per $1000.00 $3,000.00 $3,000.00
37-48 Months 7.75% $24.30/per $1000.00 $3,000.00 $3,000.00
49-60 Months 7.75% $20.16/per $1000.00 $3,000.00 $3,000.00
61-84 Months 8.00% $15.59/per $1000.00 $5,000.00 $5,000.00
85-120 Months 8.25% $12.27/per $1000.00 $15,000.00 $15,000.00
121-144 Months 8.25% $10.97/per $1000.00 $25,000.00 $25,000.00
145-180 Months 8.75% $10.00/per $1000.00 $50,000.00 $50,000.00

*APR denotes Annual Percentage Rate.

PSECU will finance up to 100% of the retail value of recreational vehicles. PSECU will finance up to a maximum loan amount of $125,000. Monthly payment example: 36 monthly payments of $31.22 per $1,000 borrowed at the 7.75% APR or 60 monthly payments of $20.16 per $1,000 borrowed at the 7.75% APR. The Manufacturer's Suggested Retail Price determines new recreational vehicle values; Kelley Blue Book® or other authorized guides determine used recreational vehicle values. Minimum value is $3,000. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Your payment may be different from the examples shown. PSECU makes all final decisions regarding vehicle value and proper rate. Loan rates, terms, and information are subject to change at any time. Kelley Blue Book® is a registered trademark of the Kelley Blue Book Co., Inc.

Need a loan for a boat or boat trailer, personal watercraft, ATV, snowmobile, or non-street-legal vehicle? Request a personal loan.