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Set the foundation for your child’s financial future with a PSECU Youth Savings account. Designed for kids ages 12 and under, this account helps them grow their savings early with a special youth rate.
Kickstart your child’s savings with a special youth savings rate on account balances up to $500 for children under age 18.
We have financial tools, tips, and resources to help your child understand basic money skills of everyday life like banking, budgeting, and investing.
Access to great PSECU products and services that grow with your child to help them achieve more at every stage of life.
For a limited time, get a $25* deposit match for new Youth Savings accounts. Plus, enjoy a special savings rate on the first $500**, as well as no monthly fees, and adult guidance/oversight.
Greenlight is a trusted banking app and debit card (issued by Community Federal Savings Bank, Member FDIC) for kids and teens. The Greenlight app is a cool, hands-on way to teach kids how to earn, spend, and save wisely – and parents and guardians will love to use it too. Parents set flexible controls and get real-time notifications of their kids’ money activity.
Free*** subscription for the whole family with PSECU membership.
Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC.
*** PSECU members are eligible for the Greenlight SELECT plan at no cost when they connect their NCUA-insured PSECU checking account as the Greenlight funding source for the entirety of the promotion. PSECU debit cards are not eligible for this promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 6/27/2027. Offer subject to change and partner participation.
They may not be balancing a budget just yet, but this is where good habits begin. Our Youth Savings account is designed for kids through age 12, but it’s built to last beyond that. You only need to open it once, and as your child grows, so does the account.
At age 13, it automatically transitions to a Teen Banking account, giving them more independence while keeping their special youth savings rate until they’re 18. And when they’re ready, they can add checking, go digital, and use this account for whatever’s next - from direct depositing their first paycheck to managing their finances for college.
A Youth Savings account is the perfect place to start saving birthday money, allowance, or coins they find, it all adds up!
(Ages 0-12)
Features and Benefits:
Got a teen in the house? Give them: Free checking + their own debit card + independent digital access all with our Teen Banking account!
Features and Benefits:
To Earn the Youth Bonus
During the month of April (4/1/25 – 4/30/25), we’ll match the first deposit of up to $25*** when you open a new Youth Savings account, add funds by April 30, 2025, and meet promo requirements:
Open a youth savings account with a youth, age 0-12, between 4.1.25 to 4.30.25 using promo code YOUTH.
PSECU will match the initial deposit made to the Regular savings share up to $25 within 45 days after the requirements are satisfied.
Note: This does not include the initial $5.00 funding to open the account. The match will be made based on only the first deposit after account opening to the Regular savings share.
Limit one (1) new youth savings account bonus per Youth primary owner tax identification number used to open a new PSECU youth savings account.
Features and Benefits:
To Earn the Teen Bonus
New teen members who open a Teen Banking account can earn $100**** cash bonus when they complete the following within 60 days of establishing membership and meet promo requirements:
Open a Teen Banking account with a Checking Account and debit card using promo code TEEN.
Sign up and log into digital banking (online or mobile).
Make five qualifying transactions – transfers, deposits, and debit card purchases.
Parents, guardians, grandparents, or other family members can make an irrevocable financial gift by opening a custodial savings account on behalf of a child. These accounts stay open until the child turns 21, providing a long-term gift that grows with them.
To make regular recurring deposits, you must be one of the following on the child’s account: primary owner, joint owner, or the custodian.
You’ll need to take two separate actions to make automatic deposits using our transfer service. First you need to link the two accounts, then you need to set up recurring transfers. The steps are slightly different between online banking and mobile banking. The instructions are organized to show how to complete the linking and recurring transfers steps for each platform.
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
**APY denotes Annual Percentage Yield. To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 4.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member.
