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  • Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

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    • Account Types:
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        Estimate payments, set savings goals and more
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        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
  • Explore Our Rates

    See today’s credit card rates

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    • Card Types:
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    • Card Services:
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        Report unauthorized transactions on your card
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        Find out how consolidating can simplify your finances
  • Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

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    • Home & Auto:
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    • Quick Links:
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        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
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    Explore PSECU member benefits and learn about eligibility

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    • What We Offer:
      • Investing
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    • Quick Links:
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
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        Get tips on how to spot savings in your insurance coverage
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    Explore PSECU member benefits and learn about eligibility

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    • Is PSECU Right for You?:
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      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
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        We’re not just about finances - we’re about making an impact.
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  • Checking & Savings
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
  • Loans
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
      • Personal Loans
      • Student Loans
      • Business Loans
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
    Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
  • Investing & Insurance
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • About PSECU
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
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Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
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  1. Home
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Our Banking Services

Our wide range of banking options makes it easy to handle most of your financial needs under one roof.

Become a Member

Banking, Investing & Insurance Options

Checking Accounts

We make checking simple. We offer just one personal checking account – and it’s free. No monthly fees. No complicated rules. No hidden charges.

Savings Accounts

Every PSECU membership starts with a dividend-earning savings account tailored to help you achieve your savings goals. Your choices grow from there.

Certificates

PSECU has a certificate that will work toward helping you reach your short- or long-term financial goals. Simply select the product and term that works for you.

Individual Retirement Accounts (IRAs)

Open an individual retirement account (IRA) savings account or certificate. We have accounts for education and retirement.

Youth Accounts

We offer Brighter Future Banking for your child, including savings account rates designed just for them. The sooner they start saving, the faster their money grows.

Student Accounts

PSECU is a top credit union for students, offering student debit cards, college student checking account options, and more. Explore student banking with us.

Business Accounts

You can bank on our business products and services. We simplify money management so you can focus on building a successful company in Pennsylvania.

Investing

PSECU financial services make financial planning easy, whether you have a few extra dollars to invest or a nest egg to grow. The time to invest in your future is now.

Insurance

PSECU Protect insurance products offer total peace of mind, from life insurance to car insurance and beyond. Get the protection you need and the savings you deserve.

Loan Options

Auto Loans

Our low rates on auto loans make us one of Pennsylvania’s top auto lenders. Explore PSECU auto loan interest rates and application requirements.

Mortgages

Competitive rates, fixed or adjustable terms, no application fees, and fast preapproval through our online application, with help at your fingertips.

Home Equity

Get the money you need in a lump sum or as you need it. Our HELOC and Real Estate Equity Loans have low rates and no application or appraisal fees.

Personal Loans

Personal Loans are a fast, convenient, and affordable way to finance your unique needs. Repay your loan on a predictable schedule at a low rate you can afford.

Debt Consolidation

Combine multiple debts to save money and gain predictable payments. Options include balance transfers, personal loans, equity loans, and more.

Student Loans

Loans can help make higher education happen for students pursuing undergraduate or graduate degrees. Explore PSECU student loan options.

 

Credit Cards

Classic Card

Our low rates for purchases and balance transfers help you save on interest charges. There's also no annual fee.

Secured Credit Card

Whether you have no credit history or need to repair one, a secured credit card offers an easy and affordable way to do so.

Founder's Rewards Card

Earn 2% or 1.5% in cash rewards on every purchase, every time. Your cash rewards never expire.

Penn State Alumni Credit Card

PSECU's Penn State alumni credit card offers many enticing benefits. Show your Nittany Lion pride with the official credit card of the Penn State Alumni Association.

Balance Transfers

Balance transfers can be a solution for conquering debt. The good news is that, with no annual fee and no PSECU balance transfer fee, the savings stay with you!

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More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

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