Our Banking Services

Our wide range of banking options makes it easy to handle most of your financial needs under one roof.

Banking Options

Checking Accounts

We make checking simple. We offer just one personal checking account – and it’s free. No monthly fees. No complicated rules. No hidden charges.

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Savings Accounts

Every PSECU membership starts with a dividend-earning savings account. Your choices grow from there. Our savings account is tailored to help you achieve your savings goals.

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Whether you are looking for a short or long-term investment, PSECU has a certificate that will work toward helping you reach your financial goals. All you need to do is select the product and term that works for you.

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Open an individual retirement account (IRA) savings account or certificate. We have accounts for both education and retirement.

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Youth Accounts

We offer Brighter Future Banking for your child, including savings account rates designed just for them. The sooner they start saving, the faster their money grows.

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Business Account

You can bank on our business products and services. We simplify money management so you can focus on what matters—building a successful company. PSECU can only offer financing for businesses located in Pennsylvania.

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Loan Options

Auto Loans

Our low rates on auto loans make us one of Pennsylvania’s top auto lenders.

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Competitive rates, fixed or adjustable terms, no application fees, and fast preapproval through our online application, with help at your fingertips.

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Home Equity

Get the money you need in a lump sum or as you need it. Our HELOC or Real Estate Equity Loans have no application or appraisal fees and low rates.

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Personal Loans

Signature Loans are a fast, convenient, and affordable way to finance your unique needs. Repay your loan on a predictable schedule, at a low rate you can afford.

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Debt Consolidation 

Combine multiple debts to save money and gain predictable payments. Options include balance transfers, personal loans, equity loans, and more.

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Business Loans

Finance your business life with small business loans, equipment financing, and term loans for business, from a credit union that cares. 

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Credit Cards

Classic Card

Our low rates for purchases and balance transfers help you save on interest charges.

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Alumni Credit Cards

Looking for a credit card that gives you cash rewards or a low-interest rate and lets you show pride for your alma mater?

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Founder's Rewards Card

Earn 2% or 1.5% in cash rewards on every purchase, every time. Your cash rewards never expire.

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