Direct Deposit

Make your money move faster. Skip the paperwork and lengthy wait times - set up your direct deposit in digital banking and manage everything in seconds.

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Perks of Direct Deposit

You have the flexibility to choose where your money goes (options include checking, money market, Regular savings, and additional savings) and how it's disbursed. Whether you want your entire payment deposited to your checking account or split between checking and savings, the choice is yours.

Plus, you can earn higher rewards when you add direct deposit to your account:

How Much Can You Earn?

  Member Rewards with Direct Deposit Member Rewards without Direct Deposit
ATM Rebates Get up to $20 per month on withdrawal fees if you use a PSECU debit card at an out-of-network ATM and get charged. Get up to $8 per month on withdrawal fees.
Founder’s Rewards Card* Earn 2% cash rewards* on everyday purchases. Earn 1.5% cash rewards* on everyday purchases.

*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

1 You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

2 You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

How to Set Up Direct Deposit

Setting up direct deposit with PSECU is quick, secure, and easy. And the best part? There’s no paperwork needed and there’s no cost to you. Simply log into your PSECU account in digital banking (or sign up if you don’t have digital banking yet). Once logged in, go to the menu in the top left corner and click Account. Then, select Direct Deposit and follow the prompts to start your setup with Pinwheel.

Here’s how you do it:

What You’ll Need

You’ll need your employer’s name and your payroll account credentials like your login information from your payroll provider.

Three Easy Steps
  1. Select your employer. Search for your employer from the Pinwheel database, which has over 1 million options.
  2. Log in securely. Enter your payroll account credentials to securely connect your payroll information with PSECU. Don’t worry, this process is safe. Pinwheel takes security just as seriously as we do. From the moment you enter your payroll details, your information is protected with top-notch security. This step makes sure that your paycheck goes to the right place.
  3. Confirm your details. Choose where your money should go and how much of your paycheck you want directly deposited (full or partial paycheck) and the share(s) you want your funds deposited to - checking, Regular savings, additional savings, money market, or a combination, whatever works best for you.

Direct deposit typically becomes effective within one to two pay cycles, depending on your employer’s processing time.

It’s important to note that your information is protected throughout the process, ensuring that your direct deposit is set up both securely and privately.

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