Personal Loans

Fast, convenient, affordable loans give you the cash you need.

Why choose a Signature Loan?

Here at PSECU, we call our personal loans “Signature Loans.” They are a fast, convenient, and affordable way to borrow money. 

Everyone needs flexible cash flow sometimes. We understand. Whether you’re planning a wedding, a once-in-a-lifetime vacation, looking to consolidate higher-interest debt, making home improvements, medical expenses, or home renovations, a signature loan can help.


Our Signature Loans are: 

  • Fast: You’ll receive a quick decision and receive loan funds in your account within days, if approved. 
  • Affordable: Payments ranging from $100 to $400 per month.
  • Accessible: A Signature Loan is an unsecured loan. That means you don’t need to pledge anything, like a car or a home, as security.
  • Flexible: Borrow any amount from $1,000 to $20,000.

Our simple repayment plan depends on the amount you borrow.

Monthly Payment Original Loan Amount Loan Term*
$100.00 $1,000.00 to $5,000.00 11-76 Months
$200.00 $5,000.01 to $10,000.00 28-76 Months
$300.00 $10,000.01 to $15,000.00 38-76 Months
$400.00 $15,000.01 to $20,000.00 43-76 Months

Current Rates

Valid as of 01/20/2022 3:59 PM EST 
Description Rates as low as
Signature Loan 6.99%

*Rates “as low as” 6.99% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 6.99%. Maximum APR is 13.99%. Maximum loan term for 13.99% APR is 76 months. Rates and information are subject to change at any time.