Personal Loans

Fast, convenient, affordable loans give you the cash you need for your unique needs. 
Signature Loan is rated 4.8 out of 5 by 73.
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Fast approval and money transfer

Loans up to $20,000, if qualified

Easy Payment Plans

Money You Need, When You Need It

Everyone needs flexible cash flow sometimes. We understand. Whether you’re planning a wedding or once-in-a-lifetime vacation, looking to consolidate higher-interest debt, or making home improvements, a personal loan can help. 

 

Here at PSECU, we call our personal loans “Signature Loans.” They are a fast, convenient, and affordable way to borrow money. 

 


Why Choose a PSECU Signature Loan?

Our Signature Loans are: 

  • Fast: You’ll receive a quick decision and receive loan funds in your account within days, if approved. 
  • Affordable: A competitive 10.9% interest rate keeps payments within your budget.
  • Easy to understand: Our simple repayment plan depends on the amount you borrow, with payments ranging from $100 to $400 per month. 
  • Accessible: A Signature Loan is an unsecured loan. That means you don’t need to pledge anything, like a car or a home, as security. If you prefer a collateralized loan, check out our home equity loans and auto refinance loans.
  • Flexible: Borrow any amount from $1,000 to $20,000. To refinance a personal loan, you must add $500 to your current loan payoff balance. 
 
 
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Rates for PSECU Personal Loans

Valid as of 10/21/2018 10:20 PM EDT
Description APR*
Signature Loan 10.90%
Rates and information are subject to change at any time.

*APR denotes Annual Percentage Rate

Repayment Plan for PSECU Personal Loans

Monthly Payment Original Loan Amount
$100       $1,000 to $5,000 
$200       $5,000.01 to $10,000 
$300   $10,000.01 to $15,000 
$400  $15,000.01 to $20,000
                                                                                                                                                                                                    

FAQs About SIgnature Loans

You can use your Signature Loan for a wide variety of reasons. Some examples include: 

  • Consolidating credit card or other high-interest debt
  • Paying for medical expenses, home renovations, or other one-time expenses
  • Making major purchases that you will pay off gradually over a fixed term

Any eligible PSECU member may qualify for an unsecured loan. The loan you qualify for depends on your income, credit history, and ability to meet current credit obligations. Not yet a member? It’s easy to join. Find out about the many ways to be a member.

Signature Loans have several benefits: 

  • No collateral: An unsecured loan like our Signature Loan is great for anyone who doesn't have major assets to put up or does not want to secure their assets.
  • Great rates: Signature Loans are an excellent compromise between higher-interest credit card debt and secured lending products such as a Real Estate Equity Loan or Home Equity Line of Credit (HELOC). 
  • Predictable payments: Fixed monthly payments mean fewer surprises and simpler budgeting.

*Funds are issued within 1-2 business days after we receive your signed Estimated Consumer Note, Disclosure, and Security Agreement.

When referencing rates: *APR denotes Annual Percentage Rate. View all rates.
Rates and information are subject to change at any time.

Rated 1 out of 5 by from Personnel Loan Worst service I have ever had. Long-time customer for over 20 years. Phone service hangs up on you. Lost loan application. Will be closing account soon.
Date published: 2018-10-08
Rated 5 out of 5 by from Love PSECU Love how easy the credit union is to work with. Would Highly reccommend!
Date published: 2018-07-16
Rated 5 out of 5 by from Great Loan A great way to get rid of some high interest credit cards or make an unexpected repair.
Date published: 2018-07-11
Rated 5 out of 5 by from GREAT LOAN TO CONSOLIDATE HIGH RATE CREDIT CARDS I was able to payoff 2 small credit card bills that never seemed to go away because their rates were 25.49%. Getting out of debt is in sight!
Date published: 2018-07-06
Rated 5 out of 5 by from Signature Loan Decision was quick and agent was professional. thx
Date published: 2018-07-04
Rated 5 out of 5 by from Great product and avaiable for my specific needs The manner and qiuckness that i was approved was excellent
Date published: 2018-06-30
Rated 5 out of 5 by from Signature Loan This was a great product to consolidate my credit card debt.
Date published: 2018-06-29
Rated 5 out of 5 by from Best Credit Union Around I am very satisfied with all the products that the credit union offers me. I have been a member for over 35 years, my married children have accounts, too. The interest rates are the best around, free checking (which is unheard of nowadays) and loyalty cashback bonuses every year. Just can't beat it!
Date published: 2018-06-28
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