Personal Loans

Fast, convenient, affordable loans give you the cash you need.
Signature Loan is rated 4.8 out of 5 by 82.
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Quick decision and money transfer

Loans up to $20,000, if qualified

Easy payment plans

Why choose a Signature Loan?

Here at PSECU, we call our personal loans “Signature Loans.” They are a fast, convenient, and affordable way to borrow money. 

Everyone needs flexible cash flow sometimes. We understand. Whether you’re planning a wedding, a once-in-a-lifetime vacation, looking to consolidate higher-interest debt, making home improvements, medical expenses, or home renovations, a signature loan can help.

 

Our Signature Loans are: 

  • Fast: You’ll receive a quick decision and receive loan funds in your account within days, if approved. 
  • Affordable: Payments ranging from $100 to $400 per month.
  • Accessible: A Signature Loan is an unsecured loan. That means you don’t need to pledge anything, like a car or a home, as security.
  • Flexible: Borrow any amount from $1,000 to $20,000.
 

Our simple repayment plan depends on the amount you borrow.

Monthly Payment Original Loan Amount Loan Term
$100.00 $1,000 to $5,000 11-61 Months
$200.00 $5,000.01 to $10,000 28-61 Months
$300.00 $10,000.01 to $15,000 38-61 Months
$400.00 $15,000.01 to $20,000 44-61 Months

Current Rates

Valid as of 01/15/2021 10:30 AM EST 
DESCRIPTION APR*
Signature Loan 7.9 
Rates and information are subject to change at any time.

*APR denotes Annual Percentage Rate
Rated 2 out of 5 by from Pretty upset with psecu I've been with PSECU for almost 4 years now. I have had a personal loan and refinanced a couple times without issue. I recently tried to refinance to get a lower rate and was not asking for any extra money either and was denied. I sent an email for them to reconsider, mainly because of everything going on with Covid, my income was different with unemployment, which they wont count, and some regular income. I was and have always made my payments on time. They denied that as well. Like I said I wasn't asking for any extra money, I just wanted a lower rate and even with my situation being explained and a perfect account with no overdrafts, no late payments, my direct deposits from both UC and working I was still denied and I'm pretty upset about it. I personally think it is unfair to me and inconsiderate of them.
Date published: 2020-10-29
Rated 5 out of 5 by from The Best I applied for a personal loan on my 15 minute break, including them emailing me the signature page. It was approved and the money on account within 5 minutes. You don't get any better than that. A 20 minute loan process!
Date published: 2020-08-28
Rated 1 out of 5 by from Poor Customer Service I have had issues since day one trying to apply for a loan. Never spoke to the same person. Loan is approved but there system screwed up and now it is my problem. This has gone on for a week and a half.
Date published: 2020-07-23
Rated 5 out of 5 by from Great loans they have great rates and loans, i switched all my major loans to them back b4 i messed up my credit this last time. And will continue to go back after i clean my credit up again
Date published: 2020-07-02
Rated 5 out of 5 by from Great product Great product giving even lower and better transfer balance rate for a specified period of time.
Date published: 2020-05-17
Rated 5 out of 5 by from Great Service and Interest rate ! My loan was handled very professional, fast, efficient ! Thanks !
Date published: 2020-04-22
Rated 4 out of 5 by from Wish you still had Loan Calculator on Website I am a member and teacher. I often did credit activities with my students and liked that my students could access this website to get monthly payments, interest, and an amortization table. Additionally, they would use interest rates from PSECU as a comparison to traditional banks. This was a great active learning strategy in which students would research and respond to the question, "Why are credit unions able to offer lower interest rates on loans and higher interest rates on savings than most banks". I miss the loan calculator and published interest rates as a teacher, plus they were great marketing tools for PSECU to reach the youth market.
Date published: 2020-04-05
Rated 5 out of 5 by from Best Service Ever I did a consolidation loan, within a few mins after uploading documents it was approved. I work at a bank and it normally takes longer than that! I would recommend to any and everyone !
Date published: 2020-02-05
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