Personal Loans

Fast, convenient, affordable loans give you the cash you need.

Signature Loan is rated 4.8 out of 5 by 79.

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Quick decision and money transfer

Loans up to $20,000, if qualified

Easy payment plans

Why choose a Signature Loan?

Here at PSECU, we call our personal loans “Signature Loans.” They are a fast, convenient, and affordable way to borrow money.

Everyone needs flexible cash flow sometimes. We understand. Whether you’re planning a wedding, a once-in-a-lifetime vacation, looking to consolidate higher-interest debt, making home improvements, medical expenses, or home renovations, a signature loan can help.

Our Signature Loans are:

Fast: You’ll receive a quick decision and receive loan funds in your account within days, if approved.
Affordable: Payments ranging from $100 to $400 per month.
Accessible: A Signature Loan is an unsecured loan. That means you don’t need to pledge anything, like a car or a home, as security.
Flexible: Borrow any amount from $1,000 to $20,000.

Our simple repayment plan depends on the amount you borrow.

Monthly Payment	Original Loan Amount	Loan Term
$100	$1,000 to $5,000	11 to 61 months
$200	$5,000.01 to $10,000	28 to 61 months
$300	$10,000.01 to $15,000	38 to 61 months
$400	$15,000.01 to $20,000	44 to 61 months

Current Rate

Valid as of 07/3/2020 11:11 PM EDT
Description	APR*
Signature Loan	7.90%

Rates and information are subject to change at any time.

*APR denotes Annual Percentage Rate

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Rated 5 out of 5 by Kay33 from Great product Great product giving even lower and better transfer balance rate for a specified period of time.

Date published: 2020-05-17

Rated 1 out of 5 by Chris72 from Signature Loan Very disappointed. Excellent credit. Denied for a loan for no reason.

Date published: 2020-05-06

Rated 5 out of 5 by Bob N from Great Service and Interest rate ! My loan was handled very professional, fast, efficient ! Thanks !

Date published: 2020-04-22

Rated 4 out of 5 by Jwilli from Wish you still had Loan Calculator on Website I am a member and teacher. I often did credit activities with my students and liked that my students could access this website to get monthly payments, interest, and an amortization table. Additionally, they would use interest rates from PSECU as a comparison to traditional banks. This was a great active learning strategy in which students would research and respond to the question, "Why are credit unions able to offer lower interest rates on loans and higher interest rates on savings than most banks". I miss the loan calculator and published interest rates as a teacher, plus they were great marketing tools for PSECU to reach the youth market.

Date published: 2020-04-05

Rated 5 out of 5 by Destine from Best Service Ever I did a consolidation loan, within a few mins after uploading documents it was approved. I work at a bank and it normally takes longer than that! I would recommend to any and everyone !

Date published: 2020-02-05

Rated 5 out of 5 by tdcarr from Quick, Easy to Apply, and Convenient! I needed money right away to get certain things taken care of and it was quick, easy, and fast right when I needed it. I'm so thankful for this credit union. I have been with them for quite a while now! I'll be doing this again if I need it.

Date published: 2018-11-05

Rated 1 out of 5 by Camerone from Personnel Loan Worst service I have ever had. Long-time customer for over 20 years. Phone service hangs up on you. Lost loan application. Will be closing account soon.

Date published: 2018-10-08

Rated 5 out of 5 by SherryO from Love PSECU Love how easy the credit union is to work with. Would Highly reccommend!

Date published: 2018-07-16

Signature Loan Reviews - page 2