Personal Loans

Fast, convenient, affordable loans give you the cash you need.
Signature Loan is rated 4.8 out of 5 by 75.
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Fast approval and money transfer

Loans up to $20,000, if qualified

Easy payment plans

Why choose a Signature Loan?

Here at PSECU, we call our personal loans “Signature Loans.” They are a fast, convenient, and affordable way to borrow money. 

Everyone needs flexible cash flow sometimes. We understand. Whether you’re planning a wedding, a once-in-a-lifetime vacation, looking to consolidate higher-interest debt, making home improvements, medical expenses, or home renovations, a signature loan can help.

 

Our Signature Loans are: 

  • Fast: You’ll receive a quick decision and receive loan funds in your account within days, if approved. 
  • Affordable: Payments ranging from $100 to $400 per month.
  • Accessible: A Signature Loan is an unsecured loan. That means you don’t need to pledge anything, like a car or a home, as security.
  • Flexible: Borrow any amount from $1,000 to $20,000.
 

Our simple repayment plan depends on the amount you borrow.

Monthly Payment Original Loan Amount Loan Term
$100 $1,000 to $5,000 11 to 67 months
$200 $5,000.01 to $10,000 32 to 67 months
$300 $10,000.01 to $15,000 43 to 67 months
$400 $15,000.01 to $20,000 48 to 67 months


Current Rate

Valid as of 04/6/2020 9:30 PM EDT
Description APR*
Signature Loan 7.90%
Rates and information are subject to change at any time.

*APR denotes Annual Percentage Rate
 
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Rated 5 out of 5 by from Best Service Ever I did a consolidation loan, within a few mins after uploading documents it was approved. I work at a bank and it normally takes longer than that! I would recommend to any and everyone !
Date published: 2020-02-05
Rated 5 out of 5 by from Quick, Easy to Apply, and Convenient! I needed money right away to get certain things taken care of and it was quick, easy, and fast right when I needed it. I'm so thankful for this credit union. I have been with them for quite a while now! I'll be doing this again if I need it.
Date published: 2018-11-05
Rated 1 out of 5 by from Personnel Loan Worst service I have ever had. Long-time customer for over 20 years. Phone service hangs up on you. Lost loan application. Will be closing account soon.
Date published: 2018-10-08
Rated 5 out of 5 by from Love PSECU Love how easy the credit union is to work with. Would Highly reccommend!
Date published: 2018-07-16
Rated 5 out of 5 by from Great Loan A great way to get rid of some high interest credit cards or make an unexpected repair.
Date published: 2018-07-11
Rated 5 out of 5 by from GREAT LOAN TO CONSOLIDATE HIGH RATE CREDIT CARDS I was able to payoff 2 small credit card bills that never seemed to go away because their rates were 25.49%. Getting out of debt is in sight!
Date published: 2018-07-06
Rated 5 out of 5 by from Signature Loan Decision was quick and agent was professional. thx
Date published: 2018-07-04
Rated 5 out of 5 by from Great product and avaiable for my specific needs The manner and qiuckness that i was approved was excellent
Date published: 2018-06-30
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