Banking Tools

Bank at Your Convenience

We give you the digital tools you need to manage your money 24/7, from almost anywhere in the world. Because banking should be at your convenience, not ours.

Banking should be on your terms. At PSECU, we’ve always believed that. It’s why we give you all the tools you need to manage your money, so you can spend time on the things that matter the most.

 

MOBILE BANKING APP

Our mobile banking app lets you manage your money from your smartphone or tablet. Snap, swipe, and tap your way to a simpler financial life. Download the app in the Apple App Store or get it on Google Play.

 

ONLINE BANKING

Enjoy access to tools that help you manage your money with convenience, simplicity, and ease. Make payments, enroll in account alerts, and open new loans or accounts right within online banking.

Our digital-first approach means you can manage your money without stepping into a branch. 

 

MAKE DEPOSITS

We offer flexible ways to deposit cash or checks.

  • Direct deposit: Have your paycheck, pension, tax refunds, investment dividends, or freelance payments deposited directly into your PSECU checking or savings.
  • Mobile deposit: No need to leave your couch. Just snap a picture, and deposit your checks with the PSECU mobile app.
  • ATMs: Our members can use nearly 30,000 surcharge-free ATMs in our network. Use our locator to find ATMs that accept cash and checks. Simply insert your deposit into the machine.

 

MAKE PAYMENTS

Need to split a dinner check? Pay your loan? Buy that latte without reaching for your wallet? With our mobile banking app and other tools, we make it easier than ever to pay bills and send money, and there’s no need to carry cash.

  • Bill Payer service: You can pay just about anyone – utilities, membership associations, even the babysitter – using our free Bill Payer service.
  • Person-to-person transfer: Using just an email address or phone number, you can send money to anyone in the U.S.
  • Loan payment options: Easily pay your PSECU loan from your PSECU shares or an account you have with another financial institution.
  • Payroll deductions: If your employer approves payroll deductions, you can have a portion of your paycheck sent directly to a PSECU checking or savings account, or distributed to a loan account.
  • PSECU Wallet: Use your phone to pay for purchases when you create your PSECU Wallet account and add your PSECU cards. You can add up to 10 personal and business cards including our debit card, the Classic Card, and the Founder's Card. The PSECU Wallet is only available for Android devices.
  • Mobile pay: Use your PSECU debit and credit cards through Apple Pay®, Google Pay®, and Samsung Pay. Speed through the checkout line with just a tap or a wave.

 

HAVE MORE PEACE OF MIND

Travel worry-free, get fraud and other alerts, monitor your credit score and keep track of your spending.

  • Lock and unlock your card: Is your card misplaced? For peace of mind, lock it until you find it. Log into online banking or the mobile app and go to the Manage Cards section. If your card is lost or stolen, contact us.
  • Notify us of upcoming travel: Even if you're traveling just a few hours from home, let us know about your plans to minimize any interruptions in your card service.
  • Rely on our Overdraft Protection Transfer Service: If your checking account doesn’t have enough funds to cover a check or deduction, overdraft protection pulls money from specified accounts, including your Visa card. We don’t charge a fee for using overdraft protection.
  • Set account alerts: Monitor your finances on the go and receive account alerts on your mobile or wearable device. Choose text, email, or push.
  • Get your credit score: Know your credit score and monitor monthly with our free credit score service.* 


 

*PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint Owners are not eligible. PSECU does not charge a fee for Mobile Service. Wireless Internet devices, and/or connectivity costs, are not provided by PSECU.

Apple, the Apple logo, Apple Pay, iPhone, iPad, Apple Watch, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Android, Google Pay, and the Android logo are trademarks of Google Inc.

©2017 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Gear, Galaxy S, and Gear S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.
Rated 5 out of 5 by from Excellent Service Ive used traditional banks for years and recently switched to PSECU. The online service is only surpassed by their overall performance. I could not be happier banking with them
Date published: 2018-01-01
Rated 5 out of 5 by from Great Services Dealing with PSECU is quick and easy. Highly recommend them.
Date published: 2017-12-30
Rated 5 out of 5 by from On line Banking Easy to do your banking needs easy access always available
Date published: 2017-12-29
Rated 5 out of 5 by from Always there I am so happy with the service and response PSECU is always there lust like a trusted family member.
Date published: 2017-12-28
Rated 5 out of 5 by from Like mobile banking deposit, founders CC, etc Love the cash reward aspect of the founders card. I like mobile banking and can deposit checks from home easily. I help disabled folks with their banking and PSECU is the best at keeping it all straight. Your people helping over the phone are the best. I appreciate their patience with an oldster!
Date published: 2017-12-19
Rated 5 out of 5 by from Great This bank is awesome because they are on point with my transactions!
Date published: 2017-12-12
Rated 5 out of 5 by from Fast, easy ,effcient I love the ease and efficiency of this product!! The fact that I can make deposits without using an ATM is remarkable!!
Date published: 2017-12-08
Rated 1 out of 5 by from Can't even sign on This version doesn't even recognize the sign in name I have used for many years.
Date published: 2017-11-30
Rated 5 out of 5 by from Always ahead of the Curve! PSECU has historically changed with the times with improved products and technology.
Date published: 2017-10-21
Rated 1 out of 5 by from Recovering pin/member number Difficult times trying to log on and change password
Date published: 2017-10-05
Rated 5 out of 5 by from Good product The bankers are very good workers out there, will like to refer a friend
Date published: 2017-09-28
Rated 5 out of 5 by from Great services and rates Have not used it much yet but is a useful tool....
Date published: 2017-09-28
Rated 5 out of 5 by from Good Stuff So easy to use, no wonder it's #1 I totally dig the whole thing man.
Date published: 2017-09-28
Rated 5 out of 5 by from 'Negative Nellie's' There has got to be more to these negative comments than we're being told. I have had nothing but EXCELLENT service from this credit union. You can't beat this credit union compared to any other commercial financial institution. While I agree that some of their investment rates are low, unless you really, really, shop around it's not all that bad. I'm willing to trade the lower rates for piece of mind and security. Keep up the good, solid service you provide PSECU.
Date published: 2017-09-09
Rated 1 out of 5 by from Frustrated I'm trying to make an account tells me I somehow already have one but can't log in and now I have to call you guys I don't want to call you and sit and listen to all your annoying options sit on hold just to figure out what my password was or get some stupid unlock code. why can't I be emailed or texted my forgotten password???. this process is annoying and unnesscary
Date published: 2017-07-07
Rated 5 out of 5 by from Love the website!! I never have an issue logging in and your site is so user friendly!! Keep up the great work!!!
Date published: 2017-06-16
Rated 1 out of 5 by from YOURE SIGN IN IS HORRIBLE YOURE WEBSITE IS SO FRUSTRAING TO USE. I ALWAYS INCUR PROBLEMS SIGNING IN.
Date published: 2017-05-29
Rated 5 out of 5 by from Vehicle Loans and Credit Card Customer Service is top notch and have always happily helped with all of my concerns and questions. The website takes a minute to get used to but is very easy to use compared to other companies.
Date published: 2017-05-05
Rated 5 out of 5 by from pretty easy to use I opened an account with psecu in order to get a great used auto loan. So far the online account shows all I need to know about the loan status. Payments from another institution are easy and painless.
Date published: 2017-04-27
Rated 2 out of 5 by from A mixed review PSECU has a robust bill pay and other online services but if you are looking to try and minimize the effects of inflation on you savings then you need to go elsewere. Their paid interest is very low and they do not encourage saving by providing tiered rates with higher rates paid for higher balances. Additionally, if the primary owner of an trust account dies, they are right there informing you that the account must be closed and a new account opened for the trust with the survivor death trustee. And when you do that they then put a freeze on the funds transferred, "until they clear." Occasionally, they will require users of their online services to validate your identity. Good, unless you request the required code via email. The code is only valid for 30 minutes and if you are lucky you will get the email in two to three hours. This has been going on for over three years. So as long as you stay alive and don't need a competitive interest rate on savings, and never need to validate via email, they are a great place to bank.i
Date published: 2017-04-26
Rated 5 out of 5 by from Customer Service Everyone I have ever talked on any subject has been very kind, knowledgeable, and helpful.
Date published: 2017-04-17
Rated 5 out of 5 by from Loan Simple and easy .. credit score was up .. no hassles .. loan approved quickly .. money in account next day !
Date published: 2017-04-15
Rated 4 out of 5 by from Great so far This product is great because of atm rebates and low auto loan interest rates
Date published: 2017-03-23
Rated 5 out of 5 by from I love the sevice The security of transactions and many financial product for the members gives me a big satisfaction for my future business
Date published: 2017-03-23
Rated 5 out of 5 by from Great Experience Staff was very helpful! Hassle free process and quick turnaround! Overall great first time experience, I definitely plan to use PSECU again and will recommend them! Thanks
Date published: 2017-03-22
Rated 4 out of 5 by from We are new to PSECU The whole loan banking process was easy and seamless!
Date published: 2017-03-22
Rated 5 out of 5 by from Easy quick and simple I never thought not having a branch office would make things so simple.
Date published: 2017-03-22
Rated 5 out of 5 by from Best Credit Union Ever Thanks for being so awesome! Free checks to bill payer this CU is great.
Date published: 2017-03-17
Rated 5 out of 5 by from Great Service I just joined and they were quick to respond and very helpful
Date published: 2017-03-08
Rated 5 out of 5 by from Convenience Well laid out site that is easy to use with simple instructions that follow a common sense approach. Good job !
Date published: 2017-03-04
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