Banking Tools

We give you the digital tools you need to manage your money 24/7, from almost anywhere in the world. Because banking should be at your convenience, not ours.

Bank at Your Convenience

Banking should be on your terms. At PSECU, we’ve always believed that. It’s why we give you all the tools you need to manage your money, so you can spend time on the things that matter the most.

 

MOBILE BANKING APP

Our mobile banking app lets you manage your money from your smartphone or tablet. Snap, swipe, and tap your way to a simpler financial life. Download the app in the Apple App Store or get it on Google Play.

 

ONLINE BANKING

Enjoy access to tools that help you manage your money with convenience, simplicity, and ease. Make payments, enroll in account alerts, and open new loans or accounts right within online banking.

Our digital-first approach means you can manage your money without stepping into a branch. 

 

MAKE DEPOSITS

We offer flexible ways to deposit cash or checks.

  • Direct deposit: Have your paycheck, pension, tax refunds, investment dividends, or freelance payments deposited directly into your PSECU checking or savings.
  • Mobile deposit: No need to leave your couch. Just snap a picture, and deposit your checks with the PSECU mobile app.
  • ATMs: Our members can use nearly 30,000 surcharge-free ATMs in our network. Use our locator to find ATMs that accept cash and checks. Simply insert your deposit into the machine.

 

MAKE PAYMENTS

Need to split a dinner check? Pay your loan? Buy that latte without reaching for your wallet? With our mobile banking app and other tools, we make it easier than ever to pay bills and send money, and there’s no need to carry cash.

  • Bill Payer service: You can pay just about anyone – utilities, membership associations, even the babysitter – using our free Bill Payer service.
  • Person-to-person transfer: Using just an email address or phone number, you can send money to anyone in the U.S.
  • Loan payment options: Easily pay your PSECU loan from your PSECU shares or an account you have with another financial institution.
  • Payroll deductions: If your employer approves payroll deductions, you can have a portion of your paycheck sent directly to a PSECU checking or savings account, or distributed to a loan account.
  • PSECU Wallet: Use your phone to pay for purchases when you create your PSECU Wallet account and add your PSECU cards. You can add up to 10 personal and business cards including our debit card, the Classic Card, and the Founder's Card. The PSECU Wallet is only available for Android devices.
  • Mobile pay: Use your PSECU debit and credit cards through Apple Pay®, Google Pay®, and Samsung Pay. Speed through the checkout line with just a tap or a wave.

 

HAVE MORE PEACE OF MIND

Travel worry-free, get fraud and other alerts, monitor your credit score and keep track of your spending.

  • Lock and unlock your card: Is your card misplaced? For peace of mind, lock it until you find it. Log into online banking or the mobile app and go to the Manage Cards section. If your card is lost or stolen, contact us.
  • Notify us of upcoming travel: Even if you're traveling just a few hours from home, let us know about your plans to minimize any interruptions in your card service.
  • Rely on our Overdraft Protection Transfer Service: If your checking account doesn’t have enough funds to cover a check or deduction, overdraft protection pulls money from specified accounts, including your Visa card. We don’t charge a fee for using overdraft protection.
  • Set account alerts: Monitor your finances on the go and receive account alerts on your mobile or wearable device. Choose text, email, or push.
  • Get your credit score: Know your credit score and monitor monthly with our free credit score service.* 


 

*PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint Owners are not eligible. PSECU does not charge a fee for Mobile Service. Wireless Internet devices, and/or connectivity costs, are not provided by PSECU.

Apple, the Apple logo, Apple Pay, iPhone, iPad, Apple Watch, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Android, Google Pay, and the Android logo are trademarks of Google Inc.

©2017 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Gear, Galaxy S, and Gear S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.
Rated 5 out of 5 by from PSECU A quality credit union with great services and convenient access!
Date published: 2016-07-28
Rated 5 out of 5 by from new truck loan getting the loan was so easy and painless. and the rate was the best I could find.
Date published: 2016-07-28
Rated 5 out of 5 by from So far so good Pleased so far with the ease of use and security measures in place. Just started using PSECU for banking and like what I've seen so far.
Date published: 2016-07-28
Rated 3 out of 5 by from Headed the right direction Love it. But it would be nice to have a user friendly interface.
Date published: 2016-07-28
Rated 4 out of 5 by from Very good It is easy to operate. Make it safe from cyber theft & Internet criminals.
Date published: 2016-07-27
Rated 5 out of 5 by from Great Online Banking Best mobile & online banking I've had, very pleased :)
Date published: 2016-07-27
Rated 5 out of 5 by from Great rates The rates are awesome and the whole experience was great overall.
Date published: 2016-07-27
Rated 5 out of 5 by from Easy to use The easy to use apps on the website are so instinctual that my 86 year old aunt can use them. I like that everything can be done online...like depositing someone's check to me.
Date published: 2016-07-27
Rated 5 out of 5 by from Perfect every time I have been a member of PSECU for 3 decades. Their products, service, professionalism, and flawless online banking system compared to none. I have converted every family member and friend that has a single complaint about with whom they had been banking. Every one of them now feel as I do about PSECU. They're simply the best and we are all grateful for the easy, super-friendly online format.
Date published: 2016-07-27
Rated 5 out of 5 by from Best Credit Union Around! PSECU is hands down the best bank/financial institution I have ever ever dealt with. From loans to banking you credit cards, you cannot beat their rates or their customer service. Best bank around!
Date published: 2016-07-27
Rated 5 out of 5 by from Motorcle loan Great rates, website, customer service But this question required more text so this is it!
Date published: 2016-07-27
Rated 1 out of 5 by from Waste of my time Figured working for the state would have its advantages. Nope just a waste of my time.
Date published: 2016-07-13
Rated 5 out of 5 by from Great,credit union I like my Psecu because you can take pictures of checks and they can be deposit without going to Mac machine
Date published: 2016-07-08
Rated 1 out of 5 by from Worst Experience Ever!! Once a customer "reaches their limit," PSECU completely cuts you off of any available funds, closes accounts, and even turns you down for an auto loan that has been faithfully direct debited from our families account for YEARS. Other lenders never hesitated nor had a problem with our limit. And by our limit, I mean MY student loan debt that has nothing to do with PSECU. As I've been a member for well over 10 years, once my credit card is paid off, I'll be closing my accounts and moving on to a credit union who actually appreciates your business!
Date published: 2016-07-06
Rated 5 out of 5 by from Easy Transaction Easy transaction online - check came quickly and paperwork was straightforward. Approval came online within minutes.
Date published: 2016-07-03
Rated 5 out of 5 by from At home banking At home banking and retirement business is a breeze to conduct online with help of a PSECU staff member if needed.
Date published: 2016-07-03
Rated 5 out of 5 by from Seamless Love the photo check deposit option. Would definitely recommend.
Date published: 2016-07-01
Rated 5 out of 5 by from Great online Banking Easy to use, safe, secure, NO FEES unlike other banking services.
Date published: 2016-07-01
Rated 5 out of 5 by from great product easy to use and the best of all the rest that i have used
Date published: 2016-07-01
Rated 5 out of 5 by from Great Product The experience dealing with PSECU was nothing but very cordial. They were very helpful and the online tools were easy to navigate and use making the process very smooth.
Date published: 2016-06-30
Rated 4 out of 5 by from CONVENIENT It's nice to be able to pay my Visa bill online rather than writing a check or doing it via phone.
Date published: 2016-06-30
Rated 5 out of 5 by from Fantastic service Quick....Easy.....could not be happier! Super quick response and great rates
Date published: 2016-06-30
Rated 1 out of 5 by from No good Couldn't help me when I needed a loan. Restrictions on your loans denied my loan apps.
Date published: 2016-06-29
Rated 5 out of 5 by from Great institution I've got easy access to my account anytime. It just that Great period.
Date published: 2016-06-29
Rated 5 out of 5 by from service/loan/internet great rates/easy to move around your online accout
Date published: 2016-06-29
Rated 5 out of 5 by from Great service This app is amazing because it is all you need for a full banking experience. Near around the clock access for all banking needs
Date published: 2016-06-28
Rated 5 out of 5 by from Balance transfer credit card No transfer fee low interest for 18months , easy to use
Date published: 2016-06-26
Rated 4 out of 5 by from On line access Account monitoring works and allows me to check my account
Date published: 2016-06-24
Rated 5 out of 5 by from Re-setting online services After never having used my online options it was disconnected. I made a ohone call to initiate re-setup and it was easy from there!
Date published: 2016-06-23
Rated 5 out of 5 by from Great Service You are great. GREAT............................................. .. ............
Date published: 2016-06-23
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