Banking Tools

We give you the digital tools you need to manage your money 24/7, from almost anywhere in the world. Because banking should be at your convenience, not ours.

Bank at Your Convenience

Banking should be on your terms. At PSECU, we’ve always believed that. It’s why we give you all the tools you need to manage your money, so you can spend time on the things that matter the most.

 

MOBILE BANKING APP

Our mobile banking app lets you manage your money from your smartphone or tablet. Snap, swipe, and tap your way to a simpler financial life. Download the app in the Apple App Store or get it on Google Play.

 

ONLINE BANKING

Enjoy access to tools that help you manage your money with convenience, simplicity, and ease. Make payments, enroll in account alerts, and open new loans or accounts right within online banking.

Our digital-first approach means you can manage your money without stepping into a branch. 

 

MAKE DEPOSITS

We offer flexible ways to deposit cash or checks.

  • Direct deposit: Have your paycheck, pension, tax refunds, investment dividends, or freelance payments deposited directly into your PSECU checking or savings.
  • Mobile deposit: No need to leave your couch. Just snap a picture, and deposit your checks with the PSECU mobile app.
  • ATMs: Our members can use nearly 30,000 surcharge-free ATMs in our network. Use our locator to find ATMs that accept cash and checks. Simply insert your deposit into the machine.

 

MAKE PAYMENTS

Need to split a dinner check? Pay your loan? Buy that latte without reaching for your wallet? With our mobile banking app and other tools, we make it easier than ever to pay bills and send money, and there’s no need to carry cash.

  • Bill Payer service: You can pay just about anyone – utilities, membership associations, even the babysitter – using our free Bill Payer service.
  • Person-to-person transfer: Using just an email address or phone number, you can send money to anyone in the U.S.
  • Loan payment options: Easily pay your PSECU loan from your PSECU shares or an account you have with another financial institution.
  • Payroll deductions: If your employer approves payroll deductions, you can have a portion of your paycheck sent directly to a PSECU checking or savings account, or distributed to a loan account.
  • PSECU Wallet: Use your phone to pay for purchases when you create your PSECU Wallet account and add your PSECU cards. You can add up to 10 personal and business cards including our debit card, the Classic Card, and the Founder's Card. The PSECU Wallet is only available for Android devices.
  • Mobile pay: Use your PSECU debit and credit cards through Apple Pay®, Google Pay®, and Samsung Pay. Speed through the checkout line with just a tap or a wave.

 

HAVE MORE PEACE OF MIND

Travel worry-free, get fraud and other alerts, monitor your credit score and keep track of your spending.

  • Lock and unlock your card: Is your card misplaced? For peace of mind, lock it until you find it. Log into online banking or the mobile app and go to the Manage Cards section. If your card is lost or stolen, contact us.
  • Notify us of upcoming travel: Even if you're traveling just a few hours from home, let us know about your plans to minimize any interruptions in your card service.
  • Rely on our Overdraft Protection Transfer Service: If your checking account doesn’t have enough funds to cover a check or deduction, overdraft protection pulls money from specified accounts, including your Visa card. We don’t charge a fee for using overdraft protection.
  • Set account alerts: Monitor your finances on the go and receive account alerts on your mobile or wearable device. Choose text, email, or push.
  • Get your credit score: Know your credit score and monitor monthly with our free credit score service.* 


 

*PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint Owners are not eligible. PSECU does not charge a fee for Mobile Service. Wireless Internet devices, and/or connectivity costs, are not provided by PSECU.

Apple, the Apple logo, Apple Pay, iPhone, iPad, Apple Watch, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Android, Google Pay, and the Android logo are trademarks of Google Inc.

©2017 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Gear, Galaxy S, and Gear S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.
Rated 5 out of 5 by from Wonderful service & quick turn around! The ability to be auto approved and the quick turn around made this so much better than any other commercial banking service I have used. The low rates and quality of it truly make this wonderful.
Date published: 2017-03-03
Rated 5 out of 5 by from Easy transaction Loving my decision to go with PSECU for my auto loan. Everyone has been extremely helpful and patient through our buying process.
Date published: 2017-03-03
Rated 5 out of 5 by from convenient easy to use with no hassel. cannot compare to others
Date published: 2017-02-25
Rated 4 out of 5 by from Easy to use The app is easy to use and convenient. I would like if the mobile deposit limit was higher than $1,000, so I can deposit my pay checks faster
Date published: 2017-02-23
Rated 5 out of 5 by from SPETACULAR Being a new member, online when i called about acct # extremely throw in verification of me being me in a proactive positive professional manner. Went above my expectations.
Date published: 2017-02-09
Rated 5 out of 5 by from account It was so easy to set up an account and very user friendly
Date published: 2017-02-09
Rated 5 out of 5 by from Great Great services , very helpful, super low rates, low interest rates..
Date published: 2017-02-08
Rated 5 out of 5 by from Great service My family has highly recommended Psecu for their service and great banking
Date published: 2017-02-02
Rated 5 out of 5 by from Great service I haven't been with you long but you are a great low interest company
Date published: 2017-02-01
Rated 5 out of 5 by from Great business This business is great because of how helpful they are.
Date published: 2017-01-26
Rated 5 out of 5 by from Helpful and fast Refinancing out of a high interest used car loan was surprisingly easy, and exceptionally fast. Call in customer service was very professional and helpful, explaining different options available to me. I'm a happy new psecu customer.
Date published: 2017-01-11
Rated 5 out of 5 by from AAAAplus for this site Very direct in information, Banking for Dummies. Very easy to use and understand
Date published: 2017-01-07
Rated 5 out of 5 by from Great Awesome people very helpful and skilled makes online banking easy
Date published: 2017-01-03
Rated 5 out of 5 by from Checking This has been so easy to use! I love the app for my account, very useful.
Date published: 2017-01-02
Rated 5 out of 5 by from Very Pleasant Experience I openedchecking and share savings accounts. Funding was simple and fast. In my opinion, PSECU products are superior in every way. I highly recommend.
Date published: 2016-12-31
Rated 1 out of 5 by from Terrible Terrible in every way, from cumbersome login process to getting approved for loans.
Date published: 2016-12-28
Rated 4 out of 5 by from Nice very nice Anywhere anytime that the way I like to be. It's there when I need it.
Date published: 2016-12-23
Rated 5 out of 5 by from Quick response and amazing service I am extremely pleased with the fast helpful service that I got from PSECU with dealing with my auto loan. No hassle and efficient work on their part.
Date published: 2016-12-21
Rated 1 out of 5 by from The app and The initial startup has been so problematic I'm thinking of just discontinuing service.
Date published: 2016-12-18
Rated 5 out of 5 by from Great loan rate and quick approval. Joining and setting up my account with PSECU online was quick and smooth with occasional support from your friendly support staff. I received a great used car loan rate with quick approval.
Date published: 2016-12-15
Rated 5 out of 5 by from Wonderful customer service I spoke with at least five different people and each one of them is well trained, knowledgeable and most important to me they were very patient in answering my questions and helping get me thru the process.
Date published: 2016-12-08
Rated 4 out of 5 by from Auto loan Everything was great except for, I became a member and applied for my auto loan. In doing so I did not have my account # right away. Because I did not have that # I had to go through quite a regiment to process my application. Other than that it was great. Great rate also.
Date published: 2016-12-08
Rated 5 out of 5 by from Rating Very satisfied with my experience with PSECU. Team was very helpful and professionally diligent. I highly recommend them and will be using them again in the future.
Date published: 2016-12-01
Rated 5 out of 5 by from Setting up online banking I haven't done much online banking with psecu, but setting up my online account went smooth.
Date published: 2016-12-01
Rated 3 out of 5 by from Login security I have been concerned that when I log in the my accounts, my username pops up, even though I request that it be hidden. I believe anyone who might try to log into my account could do so. Will someone please explain?
Date published: 2016-11-22
Rated 4 out of 5 by from Great product I used to be a member and thought it was time to re-join.
Date published: 2016-11-18
Rated 5 out of 5 by from Great experience Wasn't sure what to expect. Glad I made a choice to go with Psecu
Date published: 2016-11-14
Rated 5 out of 5 by from Loan Services I thought everything went really smooth in obtaining an auto loan! Great Rates and ease of application process!
Date published: 2016-11-10
Rated 5 out of 5 by from Extravagant This product is great because it's easy to use , and
Date published: 2016-11-10
Rated 5 out of 5 by from Great service! This is the first time using a credit union and the entire process was flawless. Getting my new loan was simple and easy. This has changed my monthly bills and will be using them in the future! Customer phone call was professional as well.
Date published: 2016-11-10
  • y_2019, m_12, d_8, h_2
  • bvseo_bulk, prod_bvrr, vn_bulk_3.0.3
  • cp_4, bvpage2n
  • co_hasreviews, tv_0, tr_230
  • loc_en_US, sid_online-banking, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_psecu
  • bvseo_sdk, net_sdk, 3.2.0.0
  • CLOUD, getReviews, 157ms
  • REVIEWS, PRODUCT