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      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
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      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
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      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
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Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
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  1. Home
  2. What's Digital-First Banking?

Digital-First Banking Done Better

What does it mean to be digital-first? It means banking options that are secure and convenient and save you money, without needing to visit a physical location. Our online banking and mobile app meet your banking needs, wherever you are, whenever you need them.

Become a Member
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Developing the Digital Tools You Deserve

As a digital-first credit union, we're committed to meeting your banking needs by:

Investing in
Technology
Providing Convenient
Digital Banking Options
Prioritizing
Account Security
Focusing
on YOU

Investing in Innovative Technology

Some days you don’t have time to drive to a branch or run to an ATM. That’s why we’re always working behind the scenes to employ the latest (and most secure!) technology available to meet your banking needs on your terms.

Everyday Convenience

Online banking and our mobile app allow you to complete everyday banking tasks without going to a physical location.

Enroll in Digital Banking
Real-Time Access
24/7 access to digital banking services means you can bank anytime, anywhere that's convenient for you.
Top-Notch Features
Our in-house development team monitors industry trends to ensure our digital banking has top-notch features.
PSECU-Website-Digital-Banking-Geometric-1
Don't have our app? Download from the Apple® App Store® or get it on Google Play™ by searching for PSECU Mobile.
App Store Play Store
A mobile device with the PSECU app on the screen

Convenient Digital Banking Options

Whether you choose to tap your way to a simpler financial life with our mobile app or manage your money from a tablet, laptop, or desktop computer in online banking, it’s easy to bank your way.

PSECU-Website-Digital-Banking-Tab-1-Move-Money

Get Your Money Where It Needs to Go

  • Move money instantly between your PSECU shares and loans or to friends and family with PSECU accounts with just a few taps or clicks.
  • Bring money into your PSECU account from accounts you own elsewhere or transfer money from PSECU to accounts you own at other financial institutions with our external account transfer service.
  • Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®.
  • Deposit checks without visiting an ATM or branch using mobile deposit (mobile app only). Simply snap a picture of your check and go!
PSECU-Website-Digital-Banking-Tab-2-Manage-Cards-1

Control Your Cards with Just a Few Clicks

  • Misplaced your debit or credit card? Lock it the moment you notice it’s missing.
  • Planning a trip? Enter travel plans to avoid interruptions in service.  
  • Making a large purchase or need extra cash? Temporarily increase your daily limit for ATM withdrawals or purchases. 
PSECU-Website-Digital-Banking-Tab-3-Free-Services

Capitalize on Free Services

  • Enroll in our free credit score service* to receive monthly updates on your score.
  • Sign up for free account alerts to stay on top of account activity.
  • Automate bill payments using our free bill payer service. 
  • Digitally set up and manage your direct deposit in seconds and open the door to earning higher rewards!
PSECU-Website-Digital-Banking-Tab-4-Additional-Savings-Products

Add Additional Savings Products

  • Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account.
  • Check out our rates here!
  • PSECU-Website-Digital-Banking-Tab-1-Move-Money

    Get Your Money Where It Needs to Go

    • Move money instantly between your PSECU shares and loans or to friends and family with PSECU accounts with just a few taps or clicks.
    • Bring money into your PSECU account from accounts you own elsewhere or transfer money from PSECU to accounts you own at other financial institutions with our external account transfer service.
    • Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®.
    • Deposit checks without visiting an ATM or branch using mobile deposit (mobile app only). Simply snap a picture of your check and go!
  • PSECU-Website-Digital-Banking-Tab-2-Manage-Cards-1

    Control Your Cards with Just a Few Clicks

    • Misplaced your debit or credit card? Lock it the moment you notice it’s missing.
    • Planning a trip? Enter travel plans to avoid interruptions in service.  
    • Making a large purchase or need extra cash? Temporarily increase your daily limit for ATM withdrawals or purchases. 
  • PSECU-Website-Digital-Banking-Tab-3-Free-Services

    Capitalize on Free Services

    • Enroll in our free credit score service* to receive monthly updates on your score.
    • Sign up for free account alerts to stay on top of account activity.
    • Automate bill payments using our free bill payer service. 
    • Digitally set up and manage your direct deposit in seconds and open the door to earning higher rewards!
  • PSECU-Website-Digital-Banking-Tab-4-Additional-Savings-Products

    Add Additional Savings Products

    • Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account.
    • Check out our rates here!

Keeping Your Money Safe

Protecting your personal and financial information is our number one priority.

PSECU-Website-Digital-Banking-Geometric-2
Information Security
Our expertly trained staff monitors trends, identifies potential threats, and puts policies in place to safeguard your account.
Preventing Fraud is a Team Effort
We equip you with the knowledge you need to partner with us in identifying, preventing, and responding to fraud. Check out the Security section of our blog!
Insured by NCUA
You can rest assured knowing your funds are federally insured to at least $250,000 under the NCUA Share Insurance Fund.

We're Focused on YOU

As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible.
  • Need support? You can send a secure message in online or mobile banking or call us at 800.237.7328.
  • Have ideas? We’re happy to hear them. You can reach out in one of the ways noted above or click on Feedback in the bottom right corner of our website. 
Not a Member Yet? Open an Account Today
PSECU-Website-Digital-Banking-Geometric-3

Make the Most of Digital-First Banking

Want to learn more about how digital-first banking can work for you? Check out our blog.

 

Article
Digital Banking Features You Don’t Want to Miss
Article
Top 5 Reasons to Use a Mobile Wallet
Article
Manage Your Money Anytime, Anywhere with the PSECU Mobile App
Article
Digital Banking Features You Don’t Want to Miss
Article
Top 5 Reasons to Use a Mobile Wallet
Article
Manage Your Money Anytime, Anywhere with the PSECU Mobile App
Article
Digital Banking Features You Don’t Want to Miss
Article
Top 5 Reasons to Use a Mobile Wallet
Article
Manage Your Money Anytime, Anywhere with the PSECU Mobile App
PSECU-Website-What-is-Digital-Banking-Footer-CTA-1

Have Questions? We're Here to Help!

More gimmes + less gotchas = modern digital banking.

Visit Our Support Center

*PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.

Apple, the Apple logo, and App Store are trademarks of Apple, Inc., registered in the U.S. and other countries and regions. Google Play and Google Play logo are trademarks of Google, Inc.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Need to talk to us directly?
800.237.7328
Routing #: 231381116
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