We offer several ways to consolidate your debt. Our options include:
We call our personal loan a Signature Loan, and it’s a simple way to get cash without a lot of hassle. As an unsecured loan, personal loans require no collateral. If qualified, borrow from $1,000 to $20,000, with funds available right away.
Learn more about personal loans.
Home Equity Loan
If you’ve paid down the balance on your mortgage below the home’s value, the difference is your equity. You may be able to borrow from that equity with fixed-term home equity loans and home equity lines of credit. These tools can let you consolidate debt at a low rate, with low payments.
Learn more about home equity loans.
Credit Card Balance Transfer
You’ll never pay a PSECU balance transfer fee when you move balances from other banks or credit card companies to one of our Visa credit cards.
Learn more about balance transfer.
Share or Certificate Loan
Borrow against your savings at 2% more than you are currently earning in dividends (variable-rate).
To apply, please contact us to speak with a PSECU representative.