Buy Out a Lease
Love the car you’re leasing? Make it yours! With competitive rates and flexible terms, we make it affordable to buy out your auto lease.
Get a Great Deal on the Car You Already Love
You don’t have to start over when your auto lease comes to an end. If you’re reluctant to let your leased vehicle go, we can help you keep it with:
Make It Happen
Buying out your lease doesn’t have to be intimidating. Follow these steps:
-
Ask your leasing bank’s representative or dealership for the amount needed to buy out the remainder of your lease.
-
You’ll need your monthly income, vehicle information, and the amount needed to buy out the remainder of your lease.
Apply Today -
Most applicants receive a loan decision the same day they apply, often within minutes. Once you’re approved, we’ll walk you through the process of buying out your lease.
-
We’ll send you an AutoCheck for the amount needed to buy out your lease. Your leaseholder will then transfer the title to us. You’ll need to register your car with your state’s department of motor vehicles.
| Term | Rates As Low As* | Monthly Payment | Value (Minimum) | Loan Amount (Minimum) | |
|---|---|---|---|---|---|
| 1-36 Months | 6.64% |
$30.72
/ per $1000.00 |
$3,000.00 | $1,000.00 | |
| 37-48 Months | 7.14% |
$24.02
/ per $1000.00 |
$6,000.00 | $1,000.00 | |
| 49-60 Months | 7.14% |
$19.87
/ per $1000.00 |
$8,000.00 | $1,000.00 | |
| 61-72 Months | 7.14% |
$17.12
/ per $1000.00 |
$12,000.00 | $1,000.00 | |
| 73-84 Months | 7.64% |
$15.41
/ per $1000.00 |
$20,000.00 | $1,000.00 | |
| 85-120 Months | 9.64% |
$13.02
/ per $1000.00 |
$40,000.00 | $40,000.00 |
Have Questions? We're Here to Help
Need to talk to us directly? Call (800) 237-7328 or send an inquiry.
Resource Center
What Is Digital-First Banking?
Support Center
Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
*Based on June 2023 Auto Lender Summary from Experian