Sureni (Sue) Ranasinghe

It's important to stay within your means and find a home that fits comfortably within your budget - not just the maximum amount you qualify for. As a homeowner myself, I’ve realized how easy it is to get carried away once you start looking at homes.

In addition to your mortgage payment, consider interest, property taxes, homeowners insurance, mortgage insurance, HOA fees, utilities, maintenance, and unexpected repairs. Remember: Buying a home should give you a sense of security and peace of mind, not financial stress or a burden.

Growing up in a home with a large backyard, I have wonderful memories of my dad planting all kinds of fruits, vegetables, and trees. Every morning, our yard would come alive with birds chirping and the sounds of nature.

I would love to create that same oasis at my own home - a peaceful space filled with greenery, plants, and trees, with little trails winding through the yard and a cozy bench to sit on and read a good book, alongside a small fountain that’ll allow me to enjoy the gentle sound of water. Most of all, I picture myself sitting there with a cup of tea, enjoying the peace and quiet while my son plays with our dog. To me, that’s what makes a house feel like home.