Give Interest
Some Time Off
Open a Classic Card and make your first purchase by December 31, 2026 to get 0.00% Intro Purchase APR¹ for up to 12 months on purchases made in your first three months. After that, enjoy a low 9.90% purchase APR².

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¹ PSECU Visa® Classic Card/Visa® Alumni Classic Card/Secured Visa® - Introductory APR Offer: APR denotes Annual Percentage Rate. PSECU is offering an introductory rate of 0.00% APR for purchases made with newly acquired Visa Classic Card, Visa Alumni Classic Card, and Secured Visa credit cards opened by members between 10/1/2026 and 12/31/2026. To activate the introductory rate, your first purchase must post to your account by 12/31/2026. Once activated, you will have 3 months from the date your first purchase posts to your account to make additional purchases at 0.00% APR. This is referred to as the “Purchase Window”. To be eligible for the 0.00% APR, all purchases must post to your account during the Purchase Window. The 12-month Promotional Period for the 0.00% APR begins on the date your first purchase posts to your account (the “Promotional Period”). If you make multiple purchases throughout the Purchase Window, only purchases posting to your account on that first day will receive the full Promotional Period of 12 months. Additional purchases posting to your account after the date your first purchase posted to your account will receive 0.00% APR, but only for the remainder of the 12-month Promotional Period.

Example: If your first purchase posts on 12/1/2026, you will receive 0.00% APR on that purchase for the full 12-month Promotional Period through 12/31/2027 (Promotional Period end date). The 3-month Purchase Window ends on 3/1/2027. You may make additional purchases at the promotional rate through 3/1/2027 (end of the 3-month Purchase Window). Any purchases made during the Purchase Window, such as one that posts on 2/1/2027, will also receive 0.00% APR through 12/31/2027 (the same Promotional Period end date as the first purchase but resulting in 10 months at the 0.00% APR).

After the Promotional Period ends, any remaining balance from those purchases (and any new purchases posted after the Purchase Window) will be subject to the standard APR for purchases, which is 9.90% as of 10/01/2026 05:09:35 PM and is subject to change at any time. Purchases are limited to the available credit of your Visa credit limit. Cash advances and balance transfers are not eligible for this introductory rate. PSECU Visa Business Cards are not eligible for this introductory rate offer. Subject to credit approval. See your Visa® Classic, Visa® Alumni Classic, and Secured Visa® Consumer Credit Card Agreement and Disclosure and Visa Classic, Visa Alumni Classic, and Secured Visa Credit Card Account Opening Disclosure for terms of your Visa Classic Card and how payments will be applied. PSECU is not responsible for delays caused by force majeure, acts of God, or third parties in the posting of your purchases. PSECU may terminate this introductory rate offer at any time and without any notice. PSECU will honor this introductory rate for any applications in process on the date of such termination.

² APR denotes Annual Percentage Rate. Rates, terms, and conditions are subject to change. Please see the Visa® Classic, Visa® Alumni Classic, and Secured Visa® Credit Card Account Opening Disclosure and the Visa® Classic, Visa® Alumni Classic, and Secured Visa® Consumer Credit Card Agreement and Disclosure for full terms and conditions.

Give InterestSome Time OffOpen a Classic Card and make your first purchase by December 31, 2026 to get 0.00% Intro Purchase APR1 for up to 12 months on purchases made in your first three months. After that, enjoy a low 9.90% purchase APR2. Pause Animation

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Give Interest
Some Time Off
Open a Classic Card and make your first purchase by December 31, 2026 to get 0.00% Intro Purchase APR¹ for up to 12 months on purchases made in your first three months. After that, enjoy a low 9.90% purchase APR².