Access You Need
Easily Get Cash
Instantly Transfer Money
Freely Monitor Your Credit
Control You Want
Rewards You Deserve
Credit Unions vs. Banks
Interested in joining PSECU, but still not quite sure what a credit union is? Let us break it down for you. The main difference is that credit unions are not-for-profit financial institutions, which means we aren't focused on earning big bucks for stakeholders. Instead, we're focused on helping you, our student members, build a solid financial foundation without the hassle of hidden fees. Ready to get started? Check out this quick tutorial on becoming a member.

Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
*PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.
**You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.
***If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.