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  • Checking & Savings
      • Checking Accounts
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      • For College Students
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      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
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        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
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        Find out how consolidating can simplify your finances
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        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
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Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
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  1. Home
  2. For Students

Student Banking + Beyond

From campus life and graduation to life beyond college, student banking gives you the chance to achieve more on your path to financial independence.

 

Open an Account
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Student banking is banking for life.

Becoming financially independent is something to celebrate. If you're graduating high school and are on your way to college, or you've graduated from college and are starting your career, we're here to help with your financial needs every step of the way.

Digital banking

Manage your account wherever you are online or in the mobile app.

  • 24/7 access to your money
  • Mobile deposits
  • Account alerts
  • Go cashless and transfer funds

Experience digital banking

Checking for life

Life is busy. Get a checking account that can keep up.
  • Free checking that’s with you every step - now and after graduating
  • Debit card rewards1
  • 85,000+ surcharge-free ATMs
  • ATM rebates2
  • No-fee Overdraft Protection Transfer Service
Open a checking account

Saving for the future

Get peace of mind when you start saving for your future.

  • Federally insured by the NCUA
  • Just $5 is all it takes to establish and maintain a savings account
  • Long-term savings options (certificates and IRAs)
Savings options for you

Member perks

What’s so good about student banking? That’s easy. It’s with you for life.

Some banks require you to change your account after you graduate or hit an age threshold. But with us, there’s no need to close out your account just to open a new one - your student account is your permanent account. Meaning, you’ll always be able to enjoy these member benefits:

No monthly fees.
Money can be tight not only in college, but in everyday life. Keep more of your money with you with no monthly or annual fees.
Your account goes with you. 
Whether you’re on or off campus, or you’ve recently graduated and are moving into your career, your account goes with you. No need to close it!
ATM rebates.
Can’t find one of our 85,000+ in-network ATMs? Fear not! If you use an out-of-network ATM and get charged, we’ll rebate you up to $20 per month on withdrawal fees2.
Customized alerts.
Account balance a little too low? A suspicious charge you’re not familiar with? It’s easy to keep an eye on your account and card activity and quickly take action with account alerts.
Debit card lock/unlock.
Lost your card? No worries. You can quickly lock your card online or in the mobile app and unlock it when you’re ready.

Plus, with digital banking, you can access and manage your money anytime, anywhere you are.

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Level Up Your Financial Game

Visit our Financial Wellness Center to learn more.

Explore Now

How can we help you achieve even more?

Secured Visa® card

Take charge of your future. Our Secured Visa card offers an easy and responsible way to help you build or rebuild your credit.

Money market accounts

With as little as $500, you can earn higher dividends on your money with a money market account.

Student loans

Make higher education happen with student loans from our partner, Sallie Mae®3.

Student loan calculator

Estimate the value of a college education and predict student loan payments.

Auto loans

With low auto loan rates for new and used vehicles, we make it easy to get the ride you want.

Financial Education

From tips on student finances to credit scores, get resources and advice on financial wellness.

Credit Unions vs. Banks

Interested in joining PSECU, but still not quite sure what a credit union is? Let us break it down for you. The main difference is that credit unions are not-for-profit financial institutions, which means we aren't focused on earning big bucks for stakeholders. Instead, we're focused on helping you, our student members, build a solid financial foundation without the hassle of hidden fees. Ready to get started? Check out this quick tutorial on becoming a member.

Browse Helpful Resources

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Tips on Preparing for College Graduation
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3 Ways Automation Can Save You Money
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5 Benefits of PSECU Membership for College Students Now and After Graduation
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Tips on Preparing for College Graduation
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3 Ways Automation Can Save You Money
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5 Benefits of PSECU Membership for College Students Now and After Graduation
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Tips on Preparing for College Graduation
Article
3 Ways Automation Can Save You Money
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5 Benefits of PSECU Membership for College Students Now and After Graduation
A smiling student carrying a stack of books in her arms

Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

Become a Member
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1 You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

2 If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

3 © 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

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