Our Banking Services
Our wide range of banking options makes it easy to handle most of your financial needs under one roof.
Banking, Investing & Insurance Options
Checking Accounts
We make checking simple. We offer just one personal checking account – and it’s free. No monthly fees. No complicated rules. No hidden charges.
Savings Accounts
Every PSECU membership starts with a dividend-earning savings account tailored to help you achieve your savings goals. Your choices grow from there.
Certificates
PSECU has a certificate that will work toward helping you reach your short- or long-term financial goals. Simply select the product and term that works for you.
Individual Retirement Accounts (IRAs)
Open an individual retirement account (IRA) savings account or certificate. We have accounts for education and retirement.
Youth Accounts
We offer Brighter Future Banking for your child, including savings account rates designed just for them. The sooner they start saving, the faster their money grows.
Student Accounts
PSECU is a top credit union for students, offering student debit cards, college student checking account options, and more. Explore student banking with us.
Business Accounts
You can bank on our business products and services. We simplify money management so you can focus on building a successful company in Pennsylvania.
Investing
PSECU financial services make financial planning easy, whether you have a few extra dollars to invest or a nest egg to grow. The time to invest in your future is now.
Insurance
PSECU Protect insurance products offer total peace of mind, from life insurance to car insurance and beyond. Get the protection you need and the savings you deserve.
Loan Options
Auto Loans
Our low rates on auto loans make us one of Pennsylvania’s top auto lenders. Explore PSECU auto loan interest rates and application requirements.
Mortgages
Competitive rates, fixed or adjustable terms, no application fees, and fast preapproval through our online application, with help at your fingertips.
Home Equity
Get the money you need in a lump sum or as you need it. Our HELOC and Real Estate Equity Loans have low rates and no application or appraisal fees.
Personal Loans
Signature Loans are a fast, convenient,
and affordable way to finance your unique needs. Repay your loan on a predictable schedule, at a low rate you can afford.
Debt Consolidation
Combine multiple debts to save money and gain predictable payments. Options include balance transfers, personal loans, equity loans, and more.
Student Loans
Loans can help make higher education happen for students pursuing undergraduate or graduate degrees. Explore PSECU student loan options.
Credit Cards
Classic Card
Our low rates for purchases and balance transfers help you save on interest charges. There's also no annual fee.
Secured Credit Card
Whether you have no credit history or need to repair one, a secured credit card offers an easy and affordable way to do so.
Founder's Rewards Card
Earn 2% or 1.5% in cash rewards on every purchase, every time. Your cash rewards never expire.
Penn State Alumni Credit Card
PSECU's Penn State alumni credit card offers many enticing benefits. Show your Nittany Lion pride with the official credit card of the Penn State Alumni Association.
Balance Transfers
Balance transfers can be a solution for conquering debt. The good news is that, with no annual fee and no PSECU balance transfer fee, the savings stay with you!
Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.