Banking for Recent Grads

Now that you’re forever Blue & White, show your Nittany Lion pride with our Penn State Alumni Association credit cards.

Choose the Card for You

Penn State alumni that have graduated within the last six months are invited to apply for the Alumni Rewards Card or Alumni Classic Card.

ALUMNI REWARDS CARD

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Alumni Rewards Card
  • 21 or 1.5% Cash Back
  • No annual fee
  • Balance transfers with no PSECU balance transfer fee
  • Mobile wallet friendly

ALUMNI CLASSIC CARD

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Alumni Classic Card
  • 9.9% APR2 on purchases
  • No annual fee
  • Balance transfers with no PSECU balance transfer fee
  • Mobile wallet friendly

Rates & Fees

Valid as of 12/5/2021 9:28 PM EST 
ALUMNI REWARDS CARD ALUMNI CLASSIC CARD
*APR denotes Annual Percentage Rate

PSECU Visa® Founder's and Visa® Alumni Rewards Card: When you take advantage of the 3.9% Annual Percentage Rate (APR) promotional offer, Visa® Founder's Card/Visa® Alumni Rewards Card balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR from the time that the transaction posts until 12/31/2022; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa® Founder's Card/Visa® Alumni Rewards Card account as stated in the PSECU Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement.

PSECU Visa® Classic and Visa® Alumni Classic Card: When you take advantage of the 2.9% Annual Percentage Rate (APR) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/2022; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.90% APR and subject to change. Payments will be applied as stated in your Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa® account as stated in the Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement.
Rate for Purchases APR* 12.40%
9.90%
Cash Advance Rate APR* 12.40% 9.90%
Balance Transfer Rate APR* 3.9% 2.9% 
Annual Fee $0 $0
Cash Advance Fee $0 $0
Balance Transfer Fee $0 $0
Late Fee Up to $27 Up to $20
Foreign Transaction Fee $0 $0
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Blue & White Banking

We’re the credit union for Penn Staters and offer Blue & White Banking so you can show your Nittany Lion pride. As The Official Financial Services Provider of the Penn State Alumni Association, we keep checking simple with no monthly fees, no complicated rules, and no hidden charges.

  • Skip the branch – bank anytime, anywhere with online and mobile access.
  • Use surcharge-free ATMs, plus get rebates for fees charged by out-of-network ATMs.3
  • Earn cash rewards on eligible debit card purchases, based on qualifying factors.4

You can choose your Penn State Alumni Association debit rewards card and checks during your application for the Alumni Rewards Card and/or Alumni Classic Card.

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Belong to something bigger.

The Penn State Alumni Association offers great benefits to alumni and fans

  • Join alumni groups to meet others with the same Penn State pride. Keep in touch with nearly 700,000 fellow alumni through the Alumni Association’s Alumni Directory.
  • Stay connected to your alma mater through their many publications: The Penn Stater, AlumnInsider, and The Football Letter.
  • Access to alumni career-building and networking events.
  • To learn more about the Penn State Alumni Association, visit alumni.psu.edu.

Disclosures


1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
2APR denotes Annual Percentage Rate
3If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
4You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.