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  • Checking & Savings
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
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      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
    Explore Our Rates

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    Have questions? Browse our FAQs
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      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
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        Get tips on how to spot savings in your insurance coverage
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        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
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Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
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  1. Home
  2. Penn State Alumni

Banking for Proud Penn Staters

Show your Nittany Lion pride with the Official Credit Card of the Penn State Alumni Association. We’ve got great credit cards for Penn State Alumni Association members.

Choose the Card for You

Choose the Penn State Credit Card for You

PSECU-Website-Alumni-Penn-State-Alumni-Rewards-Card

Alumni Rewards Card

  • 2¹ or 1.5% cash back
  • No annual fee
  • Balance transfers with no PSECU balance transfer fee
  • Mobile wallet friendly
Apply Now Resume Application or Check Status
[Already a member?]
Yes No

PSECU-Website-Alumni-Penn-State-Alumni-Classic-Card

Alumni Classic Card

  • 12.90% APR² on purchases
  • No annual fee
  • Balance transfers with no PSECU balance transfer fee
  • Mobile wallet friendly
Apply Now Resume Application or Check Status
[Already a member?]
Yes No
Blue & White Banking
Blue & White Banking

We’re the credit union for Penn Staters and offer Blue & White Banking so you can show your Nittany Lion pride. As The Official Financial Services Provider of the Penn State Alumni Association, we keep checking simple with no monthly fees, no complicated rules, and no hidden charges.

  • Skip the branch – bank anytime, anywhere with online and mobile access.
  • Use surcharge-free ATMs, plus get rebates for fees charged by out-of-network ATMs.³
  • Earn cash rewards on eligible debit card purchases, based on qualifying factors.⁴

You can choose your Penn State Alumni Association debit rewards card and checks during your application for the Alumni Rewards Card and/or Alumni Classic Card.

Join Us and Get $300* when you meet promo requirements
Belong to Something Bigger
Belong to Something Bigger

When you join PSECU, the Penn State Alumni Association benefits, too.

  • We'll pay your first year of Penn State Alumni Association membership dues for applicants who are not yet members of the association. Because we’re the credit union for all Penn Staters, our offer is extended to fans, too!
  • Penn State Alumni Association membership is open to anyone with Penn State pride.
Learn More About the Penn State Alumni Association

Current Rates

Valid as of XX/XX/XXXX

Alumni Rewards Card Alumni Classic Card
Rate for Purchases APR* 16.65% 12.90%
Cash Advance Rate APR* 18.00% 14.90%
Balance Transfer Rate APR* 16.65% 9.90%
Fixed or Variable Variable Variable
Annual Fee $0 $0
Cash Advance Fee $0 $0
Balance Transfer Fee $0 $0
Late Fee Up to $27 Up to $20
Foreign Transaction Fee $0 $0
*APR denotes Annual Percentage Rate.
Achieve More with PSECU

Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

Become a Member

1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

2APR denotes Annual Percentage Rate. Rates, terms, and conditions are subject to change. Please see Classic Card Account Opening Disclosure and Classic Credit Card Agreement and Disclosure for full terms and conditions.

3If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

4You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

 

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