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Start Them Out On The Right Foot

After all, achieving a bright financial future is a journey. With our youth savings program, we can take that journey together.

For accounts opened for, or owned by those under the age of 18, we have a special higher-yield savings rate. As little as the $5 needed to open the account can earn 1.50% Annual Percentage Yield (APY), up to $500. Any remaining balance above $500 will earn dividends at our current Regular Share rate. For more information, please read PSECU's Truth in Savings Disclosure.

If a qualifying account is already open, nothing more needs to be done other than to watch your savings grow. Want your savings to grow faster? Set up automatic transfers.

Youth Savings Highlights

  • 1.50% APY earned on as little as $5, up to $500
  • No fee to open
  • No monthly account fees
Earn 1.50% APY*

* APY denotes Annual Percentage Yield. To be eligible for the Youth Savings Rate, the primary account owner must be under the age of 18. All eligible Regular Share Accounts earn 1.50% APY on the first $500 in the account. Any remaining balance above $500 will earn dividends at our current Regular Share rate. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at $5 is required to open and maintain a Regular Share account. This $5 share deposit is also required to be eligible to receive the Youth Savings Rate, and the member must be in good standing as defined by PSECU's Bylaws. A $5 minimum share purchase will be made on behalf of the member by PSECU. If the member account is closed within the first year of membership, the initial $5 will be retained by PSECU.

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