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We’re the credit union for Penn Staters and offer Blue & White Banking so you can show your Nittany Lion pride. As The Official Financial Services Provider of the Penn State Alumni Association, we keep checking simple with no monthly fees, no complicated rules, and no hidden charges.
You can choose your Penn State Alumni Association debit rewards card and checks during your application for the Alumni Rewards Card and/or Alumni Classic Card.
When you join PSECU, the Penn State Alumni Association benefits, too.
Alumni Rewards Card | Alumni Classic Card | ||
---|---|---|---|
Rate for Purchases APR* | 17.15% | 12.90% | |
Cash Advance Rate APR* | 18.00% | 14.90% | |
Balance Transfer Rate APR* | 17.15% | 9.90% | |
Fixed or Variable | Variable | Variable | |
Annual Fee | $0 | $0 | |
Cash Advance Fee | $0 | $0 | |
Balance Transfer Fee | $0 | $0 | |
Late Fee | Up to $27 | Up to $20 | |
Foreign Transaction Fee | $0 | $0 |
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
2APR denotes Annual Percentage Rate. Rates, terms, and conditions are subject to change. Please see Classic Card Account Opening Disclosure and Classic Credit Card Agreement and Disclosure for full terms and conditions.
3If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
4You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.