Classic Card Benefits
- No annual fee
- Credit line of up to $30,000, if qualified
- Cash advances: Access funds through nearly 30,000 surcharge-free ATMs in our network with no cash advance fees
- Free credit score service*
When you move higher-rate credit card balances to your Classic Card, you may be able to pay off your debt even faster. Our balance transfers feature:
PSECU member for 3 to 5 years
|Founder's Card Balance Transfer||3.9%|
|Founder's Card Cash Advance||12.40%|
|Founder's Card Purchase||12.40%|
|Visa Classic Balance Transfer||2.9%|
|Visa Classic Cash Advance||9.90%|
|Visa Classic Purchase||9.90%|
|Balance transfer fee||$0
|Cash advance fee||$0|
|Late fee||Up to $20|
|Foreign transaction fee||$0|
Please call us at 800.237.7328, extension 3872. Please note: In order to replace or reorder a card, the member whose name appears on the card should make the request.
To order an additional card, please call Monday through Friday, 8 a.m. to 9 p.m., and Saturday 9 a.m. to 5 p.m. (ET) at 800.237.7328, extension 3872. The maximum number of cards issued per account is two. There is no charge for additional card(s) or to replace a card.
Yes. You can have your account set up to automatically transfer your monthly Visa® payment from any PSECU share account. You can choose to pay the minimum payment, a specific amount higher than the minimum payment, or the amount necessary to avoid finance charges. These payments are transferred automatically from your account on the 25th of every month.
To set up a Visa automatic payment, please call us at 800.237.7328.
By giving the merchant your card number, you have authorized payment. PSECU cannot then prevent the merchant from posting your charge. If there is an error or a problem with a charge, please contact us at 800.237.7328, extension 3872. You may need to complete additional steps before we can attempt to dispute the charge.