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        Estimate payments, set savings goals and more
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        Learn how you can increase your savings with greater dividends
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    Have questions? Browse our FAQs
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Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
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  1. Home
  2. Debit Card

Debit Card + Cash Rewards

You deserve to be rewarded for the money you spend. That’s why using your debit card is a no-brainer. Pay with your debit card and earn $.05 or $.10 on eligible purchases1.

Get Your Debit Card

Already a Member?

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Whether you’re shopping online or in-store, using your debit card can help ensure you’re not spending more money than you have. Plus, it can be used at most places that accept credit cards.

Perks You Deserve

Tap + Go with Contactless Payment
Quick, secure, and touch-free transactions with a tap of your debit card. Just look for the contactless symbol at checkout, tap your debit card, and go!
Earn Maximum Rewards
Earn $.10 cash rewards1 when you have qualifying monthly direct deposit(s) totaling at least $500. If you don’t have direct deposit set up, earn $.05 cash rewards on eligible purchases.
Access 85,000+ Surcharge-Free ATMs
If you use your PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
Get Your Debit Card

Already a Member?

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How to Turn Everyday Spending into Rewards

Don’t miss out on earning your debit card rewards. You can turn everyday purchases into cash rewards with these simple tips:
Tap to Pay
Gas, groceries, coffee, ice cream – every purchase adds up, and that means more rewards for you!
Go Mobile with Digital Wallet
Add your debit card to your mobile wallet and make secure payments on the go and easily earn rewards.
Set It and Forget It
Save your PSECU debit card as your primary or default card for online payments and watch your rewards rack up.
Automate Your Bill Payments
Set up your card to automatically pay utility and other household bills – and reap the rewards!
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Have Questions? We've Got Your Answers.

  • Debit card rewards are calculated from the previous statement period and then posted to your Regular savings share on the first of each month. To find your debit card rewards, simply log into your account via online banking or in the mobile app and click Regular Share under the Accounts tab.

  • Awesome! We’re happy to have you as a member. Adding a debit card is simple:

    • In digital banking, select Add a Product under the Accounts tab in the main menu.
    • Next, choose Checking Services.
    • Select Visa® Debit Card and click Next.
    • Follow the prompts to add a four-digit PIN and additional cards and confirm your request.
  • Stay in the know. Debit card alerts provide you with up-to-date notifications about your card’s activity. Some key alerts include being notified when:

    • An additional debit card is added to your account.
    • Your spending limit is increased or reset.
    • Your debit card is locked or unlocked.
    • Your debit card is near expiration.
    • A purchase is made with your debit card.
    • An ATM transaction occurs with your debit card.
    • Travel plans are added to your debit card.

    Adding or managing your alerts is easy in digital banking. Simply go to the main menu at the top left, choose Profile & Settings, then click Alerts (online banking) or Manage Alerts (mobile app). Manage your card alerts.

  • Yes! Most digital wallets like Apple Pay®, Google Pay™, and Samsung Pay® are compatible with PSECU debit cards. To add your PSECU debit card to your digital wallet:

    • Open the digital wallet app on your smartphone.
    • Look for an option to Add Card or Add Payment Method.
    • Scan the front of your debit card with your phone’s camera or manually enter the card details.
    • Follow the prompts to verify your identity, if needed.
    • Once verified, your PSECU debit card will be added to your digital wallet and ready to use!

    Apple Pay®, Google Pay™, Samsung Pay®: Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android Pay, Google Pay, and the Google Play logo are trademarks of Google Inc. Samsung Pay is a trademark of Samsung Electronics Co. Ltd.

  • Your contactless card contains an embedded antenna that securely transmits information to the payment reader. When you pay, tap your card within 1-2 inches of the contactless symbol on the payment reader. A checkmark, green light, or audible beep will indicate that your transaction is complete.

View All FAQs

Browse Helpful Resources

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Top 5 Reasons to Use a Mobile Wallet
Achieve More with PSECU

Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

Become a Member

1You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

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