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        Check out PSECU's approach to overdraft services and fees
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        Learn how you can increase your savings with greater dividends
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  • Checking & Savings
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
  • Loans
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
      • Personal Loans
      • Student Loans
      • Business Loans
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
    Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
  • Investing & Insurance
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • About PSECU
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • The PSECU Scholarship
        Find out how to apply, and meet the latest scholarship winners
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
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Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
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Mortgage

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Next Steps

Plan about 20 minutes to complete your application. One of our mortgage consultants will contact you to guide you through next steps, including our membership application for non-members. Save and resume this application later, if needed. An email to resume your application will be automatically sent to you.

Go Shopping!

Add your preferred banking products to the shopping cart and be sure to complete the checkout process.

Input Your Member Information

Once you’ve selected what you’re interested in, we’ll need some information from you. We’ll ask for your name, address, social security number, and employment details.

Property Requirements

All properties must be located in Pennsylvania

What You Need to Provide

  • Proof of income (W-2)
  • List of all debts (Total monthly amount & payment)
  • Amount you wish to borrow & down payment amount
  • All asset information
If applying with a joint owner you will need their information

Fund Your Account

Before completing your membership application, you’ll need to add funds to your Regular savings share, with a minimum of $5.00. You can do this one of two ways: via a debit card payment to the new account or via electronic transfer from another financial institution. Note: If you have a promo code to use with your membership application, the $5.00 will be funded automatically by PSECU.

What to Expect

  • Your application will take a few minutes to complete.
  • Save and resume this application later, if needed.
  • You must be at least 18 years old.

What You Need to Provide

  • Gross annual income and source
  • Amount you wish to borrow
If applying with a joint owner you will need their information

What You Need to Provide

  • Employer information
  • Gross annual income and source
If applying with a joint owner you will need their information
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