Skip to content
  • Join PSECU
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
PSECU Logo
  • Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
    • Account Types:
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
    • Banking Services:
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
  • Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
    • Card Types:
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
    • Card Services:
      • Balance Transfers
      • Card Comparison Guide
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
  • Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
    • Home & Auto:
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
    • Personal & Business:
      • Personal Loans
      • Student Loans
      • Business Loans
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • What We Offer:
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
    • Quick Links:
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • Is PSECU Right for You?:
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
    • Quick Links:
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
Login
PSECU Logo
Login
  • Checking & Savings
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
  • Loans
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
      • Personal Loans
      • Student Loans
      • Business Loans
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
    Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
  • Investing & Insurance
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • About PSECU
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • Join PSECU
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
You’re Leaving PSECU's Site

 
 

Select “Proceed” to continue to , or close this window to return to PSECU.com.

Proceed
  1. Back to Home
  2. Resource Center
  3. Home Ownership
  4. Septic Tank Maintenance...
Article
3 Minute Read

Septic Tank Maintenance — Preventative Care for Your Tank and Spotting Warning Signs

Share on email Share on facebook Share on linkedin Share on twitter

One in five homes in the country relies on an onsite or community-based septic tank to treat wastewater. This generally applies to homes that do not use city or municipal water.

how many homes use a septic tank in Americia

On a basic level, septic tanks are designed to treat wastewater leaving the home. The process prevents contaminated water from entering the drinking water or groundwater supply, helps to replenish aquifers and saves on high costs sometimes associated with city water systems.

Like any other system in or around a home, septic tank care is critical. When something goes wrong, the effects can be costly and devastating to a home and its surrounding yard. In this chapter, we’ll discuss how to care for and maintain your septic tank to prevent trouble in the future.

How to Maintain a Septic Tank

For most owners, having the septic tank inspected every three years and pumped every three to five years is adequate, though alternative systems containing electrical float switches, mechanical components or pumps should be inspected on a more frequent basis — annually is generally recommended.

How often should get your septic tank pumped and inspected

Other factors that influence how frequently a septic tank should be pumped include:

  • The size of the home, including the number of residents
  • The size of the septic tank
  • How much wastewater is generated
  • The total volume of solids in the wastewater generated

During your regular maintenance, a septic service provider will check the tank for leaks, while examining the layers of sludge and sediment in your tank. This provides insight into how efficiently the system is operating and whether the tank needs to be pumped or not.

Because maintenance is not required frequently, in most cases, it’s important to ask your septic professional to write down the sludge levels and note any repairs that were completed, along with the overall condition of the tank. If the professional recommends additional repairs, it’s important to act quickly to prevent future problems.

In addition to regular maintenance, you can take daily steps to prolong the life of your septic tank.

One way to care for your septic system is to be more efficient with water in your home. Options include:

  • Installing high-efficiency appliances and toilets that are designed to use less water and often come with energy rebates. To learn more, contact your electric supplier.
  • Research and consider high-efficiency showerheads that use less water.
  • Wash clothes responsibly. By selecting the correct load size, you can reduce water usage. Also, pre-treating stains before washing items can help prevent the need to repeat efforts.

Because your septic system is designed to remove waste, understanding what shouldn’t go down your drains and toilets is a great first step. Be sure to avoid:

  • Grease
  • Anything other than toilet paper (even if it says “flushable”)
  • Dental floss
  • Coffee grounds
  • Cigarette butts
  • Chemicals, lotions and thick soaps
  • Feminine hygiene products

Additionally, limiting garbage disposal use can help protect your system. While it may be convenient, a garbage disposal allows waste to travel into your septic tank, increasing the number of compounds that would otherwise be undrainable and the sediment that should be avoided.

One last way to care for your septic system involves becoming familiar with your drain field and maintaining it properly. Your septic system’s drain field works to remove sediment from your system and is required to keep it running properly without becoming clogged. To maintain your drain field, consider:

  • Not planting trees near it. Roots spread and grow over time and have been known to seriously damage septic tanks and pipes, in addition to other underground systems.
  • Not driving or parking on it.
  • Keeping other drainage systems — gutters, HVAC run-off and more — away from your drain field to prevent overuse.

Proper care and maintenance will ensure your system runs at an optimal level and will help avoid expensive repairs in the future.

Warning Signs That Your Septic Tank May Need Attention

While you may understand how to maintain your septic system, you should also know how to detect an issue with it and what to do when something goes wrong.

warning signs that something is wrong with septic tank

Signs that your septic tank may need attention include:

  • Slow moving drains that do not seem to be clogged near the surface level
  • Unpleasant odors inside or outside the home
  • Swampy ground surrounding the tank

If you notice these signs, it’s in your best interest to call a professional right away. Because your septic system handles raw waste, acting quickly is paramount.

Read our other chapters


  • Chapter 1
    Why Maintenance Matters and How to Budget for It

  • Chapter 2
    Plumbing Maintenance — From Snaking a Main Drain to Dealing with Hard Water Clogs

  • Chapter 3
    Well Maintenance — Water Well Maintenance Starts With Understanding Groundwater Basics

  • Chapter 4
    Septic Tank Maintenance — Preventative Care for Your Tank and Spotting Warning Signs

  • Chapter 5
    Sewer Line Maintenance — From Understanding How Systems Work to Spotting Clogs

  • Chapter 6
    HVAC System Maintenance — Keeping Your Home Comfortable Throughout the Year

  • Chapter 7
    Insulation — Better Insulating Your Home and Preventing and Addressing Drafts

  • Chapter 8
    Home Exterior Maintenance — Saving Costs by Identifying Seasonal Tasks

  • Chapter 9
    Home Improvement Ideas — Adding Value to Your Home and Getting a Return on Your Investment

Download all chapters as a PDF.

septic tank maintenance

The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by PSECU. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.

By: PSECU
Need to talk to us directly?
800.237.7328
Routing #: 231381116
  • Facebook
  • LinkedIn
  • Twitter
  • Instagram
  • Pinterest
  • YouTube
Awards Designations
  • Get to Know Us:
    • What's Digital-First Banking?
    • How We Serve Our Members
    • Financials
    • PSECU for Employers
    • Careers We're Hiring!
    • Resource Center
    • PSECU in the Community
  • Quick Links:
    • Rates
    • Calculators
    • Downloadable Forms
    • Become a Member
    • Refer a Friend
  • Contact & Support:
    • Support
    • Browse FAQs
    • Resume an Application
    • Find an ATM
    • Contact Us
  • Download the App:
    • App Store
    • Play Store
  • Sitemap
  • Disclosures & Agreements
  • Terms of Use
  • Fraud Prevention
  • Privacy
  • © 2025 PSECU. All Rights Reserved.
  • NCUA Insured by NCUA
  • Equal Housing Lender Equal Housing Lender