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Article
2 Minute Read

5 Steps for Financial Success in the New Year

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The new year is a great time to get your finances in order, and we’re here to help. Here are five simple ways you can use our products and services to help you achieve financial success this year.

1. Use Bill Payer to streamline regularly occurring bill payments. Set up a one-time or recurring payment for each of your bills and pay them on-demand or schedule them to be paid automatically. We can even send you a reminder when your bills are due.

Already use bill payer? Great! The new year is a great time to take a few moments to verify the information you’ve entered for each of your payees. Review account numbers, addresses, amounts, and due dates. And if you need to add a new payee, you can now do so in our mobile app.

2. Make Your Savings Account Balance Grow. Many people use the new year as a time to review their finances and set new goals, and growing your savings should be one of them. With convenient digital banking tools, you can set auto-transfers to deposit savings in your account regularly. Then, watch your savings grow with our special members-only savings rates!

3. Improve Your Credit with our Free Credit Score Service*. Knowing your credit score helps you make smart choices with your money. Once enrolled, our free service gives you monthly updates on your score.

Already have a high score? Keep up the good work. Not quite where you want to be? Your monthly update will not only tell you where you stand, but also some ways you could improve.

Whether your score’s where you want it to be or not, monitoring your credit also helps protect you from identity theft. If your score drops suddenly and you haven’t done anything to impact it, that’s a sign your finances may have been compromised. You can take action to report it and prevent further damage from being done.

4. Take Advantage of a Visa® Balance Transfer. When you’re carrying debt on a high-interest credit card, it can feel as if you’ll never get rid of it since your payments get eaten up by interest each month. We offer a balance transfer with our Classic Card, giving you a low rate and no balance transfer fee, so you can pay your debt off faster.

5. Use Our Secure Banking Options to Keep Your Money Safe. We all know that identity theft and fraud are on the rise. That’s why we offer several easy ways to keep your money safe. Use convenient tap-to-pay features with digital wallet on your mobile device, set alerts to notify you of card usage, or utilize our option to lock/unlock your cards when you’re not using them. All these actions can help to prevent fraud.

Want more tips on how to make the most of your money in the new year? Our blog has you covered! Read more.

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* PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint Owners are not eligible.

The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by PSECU. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.

By: PSECU
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