Skip to content
  • Join PSECU
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
PSECU Logo
  • Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
    • Account Types:
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
    • Banking Services:
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
  • Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
    • Card Types:
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
    • Card Services:
      • Balance Transfers
      • Card Comparison Guide
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
  • Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
    • Home & Auto:
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
    • Personal & Business:
      • Personal Loans
      • Student Loans
      • Business Loans
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • What We Offer:
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
    • Quick Links:
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • Is PSECU Right for You?:
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
    • Quick Links:
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
Login
PSECU Logo
Login
  • Checking & Savings
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
  • Loans
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
      • Personal Loans
      • Student Loans
      • Business Loans
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
    Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
  • Investing & Insurance
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • About PSECU
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • Join PSECU
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
You’re Leaving PSECU's Site

 
 

Select “Proceed” to continue to , or close this window to return to PSECU.com.

Proceed
  1. Back to Home
  2. Resource Center
  3. Fraud
  4. How to Keep Your Wallet...
Article
3 Minute Read

How to Keep Your Wallet and Purse Organized

Share on email Share on facebook Share on linkedin Share on twitter

Does it ever feel like you’re walking around town with a gigantic mess in your pocket or strapped on your shoulder? A disorganized wallet or purse can be bothersome. You may lose track of important documents or become frustrated when you can’t easily find what you’re looking for.

How can you prevent this disorganization? We have some tips on organizing your wallet or purse to keep clutter at bay. Read on to learn about keeping these things in order once and for all.

How to Organize Your Wallet

Wallets are small. And the moment you begin adding things that don’t belong there, they start to bulge and become unwieldy.

Thus, the first step to wallet organization is ensuring the wallet you have is the right size for your needs. If you have ten credit cards and IDs, then a small, single-pocket wallet just won’t cut it, no matter how much you like the design. Find a wallet with the size, pockets, and appearance you like, and start from scratch with this new item. Buying a new wallet or purse will also motivate you to get organized.

  1. Go Through All Your Cards

Too often, wallets get overcluttered by excess cards you don’t need. Are you still carrying around your health insurance card from three years ago, or a car registration from 2010? You don’t need those things.

Every six months, go through your wallet and toss the outdated cards. Since these can contain personal information, be sure to dispose of them properly and securely.

  1. Digitize What You Can

One way to clean up your wallet is to reduce the amount you carry in it. You can use apps to store loyalty cards, or insurance or debit card information on your phone. You may also want to sign up for a digital payment plan that allows you to use an app on your phone in place of a debit or credit card, so you can leave your cash at home, too.

  1. Designate a Pocket for Receipts

There are legitimate reasons to save receipts. For instance, you may need them for work or tax purposes, or just to keep track of your spending. Instead of jamming all your receipts in the money section, though, make one pocket your receipt tracker, and only put receipts in there. Take them out at the end of each week to store them properly, or throw them away if you don’t need them. You could also use an app to scan, track, and manage your receipts.

How to Organize Your Purse

Keeping your purse organized depends a great deal on finding a system that works for you. The first step is cleaning out the purse. The second is setting ground rules for the future so you don’t find yourself back in the same situation a few months from now.

  1. Cleaning out Your Purse

Go through each item in your purse and decide which of the three categories below is most appropriate for it. As you select the item, place it in the pile you think it belongs in:

  • Keep in purse
  • Store somewhere else
  • Trash

Throw away the trash, and put the items to store in their proper places. You should be left with just the things you want to continue to keep in your purse.

  1. Use Compartments and Bags

Now it’s time to organize remaining items. Ideally, your purse will have a number of compartments and different sections you can use to place similar items together. You can also use plastic bags to further compartmentalize. You might use a small bag to corral snacks or children’s toys if you have young kids. Another could be for makeup and another for a comb and ponytail holders. Keep like items together so you can locate all of them easily.

You may want to designate pockets for:

  • Coupons and any remaining store loyalty cards
  • Receipts
  • Medicine or Band-Aids
  • Pencils or pens
  • Makeup
  • Your wallet or card organizer
  • Your phone
  1. Setting Purse Ground Rules

Now that your purse is clean and organized, think about why it got messy in the first place. Make a few rules so you don’t end up in that situation again:

  • Make a no trash rule — no gum or granola bar wrappers, no pamphlets to read when you have time, no mints you grab on the way out of a restaurant. Mindlessly tossing these things into your purse to “deal with later” can lead to a big mess.
  • Do a quick clean-out every week. Have a pocket for items you need to address when you get home. This may be business cards you receive at a meeting or an address you jotted down on a scrap of paper.
  • Take time to put things in the right place. No matter how busy you are, it only takes an extra five seconds to place a receipt in the right pocket vs. tossing it into the purse.

how-to-keep-your-wallet-and-purse-clean

Keep Your Wallet and Purse Organized With These Tips

You’ll feel less stressed and more in control when things are organized. By doing a big clean-up and then instituting a little discipline into your daily processes, you can ensure your purse or wallet doesn’t reach another crisis point. Find more money management tips and resources on our WalletWorks page.

Find Your Way to Join PSECU

The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by PSECU. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.

By: PSECU
Need to talk to us directly?
800.237.7328
Routing #: 231381116
  • Facebook
  • LinkedIn
  • Twitter
  • Instagram
  • Pinterest
  • YouTube
Awards Designations
  • Get to Know Us:
    • What's Digital-First Banking?
    • How We Serve Our Members
    • Financials
    • PSECU for Employers
    • Careers We're Hiring!
    • Resource Center
    • PSECU in the Community
  • Quick Links:
    • Rates
    • Calculators
    • Downloadable Forms
    • Become a Member
    • Refer a Friend
  • Contact & Support:
    • Support
    • Browse FAQs
    • Resume an Application
    • Find an ATM
    • Contact Us
  • Download the App:
    • App Store
    • Play Store
  • Sitemap
  • Disclosures & Agreements
  • Terms of Use
  • Fraud Prevention
  • Privacy
  • © 2025 PSECU. All Rights Reserved.
  • NCUA Insured by NCUA
  • Equal Housing Lender Equal Housing Lender