Skip to content
  • Open an Account
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
PSECU Logo
  • Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
    • Account Types:
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
    • Banking Services:
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
  • Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
    • Card Types:
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
    • Card Services:
      • Balance Transfers
      • Card Comparison Guide
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
  • Explore Our Rates

    See today’s auto loan, home equity product, and personal loan rates

    Have questions? Browse our FAQs
    • Home & Auto:
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
    • Personal & Business:
      • Personal Loans
      • Student Loans
      • Business Loans
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • What We Offer:
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
    • Quick Links:
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • Is PSECU Right for You?:
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
      • New Member Support
    • Quick Links:
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
      • Contact Us
Login
PSECU Logo
Login
  • Checking & Savings
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
  • Loans
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
      • Personal Loans
      • Student Loans
      • Business Loans
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
    Explore Our Rates

    See today’s auto loan, home equity product, and personal loan rates

    Have questions? Browse our FAQs
  • Investing & Insurance
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • About PSECU
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
      • New Member Support
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
      • Contact Us
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • Open an Account
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
Digital Banking is currently experiencing sporadic login issues. We are actively working on correcting this issue and apologize for the inconvenience and appreciate your patience.
You’re Leaving PSECU's Site

 
 

Select “Proceed” to continue to , or close this window to return to PSECU.com.

Proceed
  1. Back to Home
  2. Resource Center
  3. Savings
  4. 8 Tips for a Fun and...
Article
3 Minute Read

8 Tips for a Fun and Affordable Staycation

Share on email Share on facebook Share on linkedin Share on twitter

Whether you daydream of relaxing on the beach or jetting off to a different country, you probably think about leaving town when you think about going on vacation. However, taking a break from the “real world” doesn’t require going somewhere new. In fact, with a little creativity and planning, you can plan a fun vacation without going anywhere – a staycation in your own hometown.

Staycations are great because they not only help you appreciate the opportunities for adventure or learning in your own town, but they also help you create a vacation that’s both fulfilling and budget-friendly. Read on for eight tips to make the most of your staycation.

fun and affordable staycation

1. Choose the right season

If you live in a region with dangerously icy winters or you have terrible spring allergies, those aren’t the times you’ll want to plan your staycation. Choose a time when the weather will allow, or even encourage, you to get out of the house. Otherwise, you may find yourself lounging on the couch or doing chores inside like any other day and missing out on all your town has to offer.

2. Try something new every day

While there’s nothing wrong with hiking your favorite trail or taking your kids to their most-loved playground, if you don’t try anything new, your staycation days may end up feeling like any other weekend. Part of the thrill of vacations away is doing and seeing new things, so challenge yourself to do at least one thing every day that you haven’t done before.

These things can be simple. For instance, visiting a state park you’ve never been to before or trying out a new recipe you’ve been eyeing up can feel exciting and rewarding – and won’t break the bank.

3. Just rest

Being away sometimes brings with it a pressure to be going, going, going all day every day and can leave you feeling like you need a vacation to recover from your vacation. With a staycation, you can bypass that pressure and schedule some time to simply rest. This may be easier said than done, especially if you have small kids, but try to choose at least one night to go to sleep without setting an alarm and follow it up with a day without any rigid plans.

Consider clearing your regular commitments off the calendar, as well. If you were going out of town, you’d duck out of your HOA meeting or excuse your kids from soccer practice, so for your staycation, do the same and dedicate the time to fully enjoying your time off.

4. Get ahead on chores beforehand (especially laundry!)

Of course, you won’t want to skip an entire week of dishes or putting toys away, but cut back on the number of chores you tackle around the house during your staycation. Set aside time before the start of your staycation to take care of anything you’d normally do before leaving for a vacation out of town. The last thing you want is to get stuck inside cleaning.

The same goes for laundry. While you don’t have to literally pack your bags, act as if you would be. Plan ahead and get laundry done for the week, so you don’t end up spending hours washing and folding clothes during your staycation.

5. Pick a project

The reality is that being at home may give you the itch to do some work around the house during your staycation. Anticipate this in advance and pick a small project or two to tackle during your time off. Choose something manageable and enjoyable, such as printing and hanging updated family photos or making a new wreath for the front door.

Completing a small project for your house can satisfy your desire to get something productive done and give you something to admire for many days ahead.

6. Check out travel sites

You might be surprised how many new things you can find if you read reviews of favorite tourist spots or eateries in your town. Search for information on your town the same way you would for a location you’ve never been to before.

Outside of finding new spots to check out, you can also get some insider tips on the best times to visit and scout out available discounts.

7. Allow yourself a planned indulgence or two

From cutting out expensive transportation costs, such as flying, to negating the need for a hotel, you’ll likely find yourself saving a lot of money on your staycation. While cutting costs is one of the main benefits of a staycation, you don’t want to be so stringent in your spending that you end up resenting the restrictions, and therefore, your vacation time.

Instead of nixing everything, choose one or two luxuries to indulge in – maybe it’s a trip to a trendy new restaurant or a family pack of tickets to a local sporting event. If you plan ahead, you can budget properly and save up for these extra expenses, so you can enjoy them guilt-free.

8. Plan ahead

You’ll notice that most of our tips involve planning ahead in some fashion – from picking out clothes to choosing some controlled splurges in advance. It’s also important to plan ahead financially, even if you’re not heading out of town, so you can enjoy your time off without worrying about breaking the bank.

For some extra encouragement, get your whole family involved in putting aside money for a fun staycation. If you’re a PSECU member, your immediate family members can become members, too. Once everyone has their account ready, set a goal for each family member to save and see who can reach their goal first.

PSECU membership can help your family members save for more than just a staycation. With our cash rewards credit card, low or no fees, and higher-yield savings account for youth, opening a PSECU account can help family members of all ages keep their money where it belongs – with them. To learn more, visit https://www.psecu.com/about-psecu/member-benefits.

The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by PSECU. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.

By: PSECU
Need to talk to us directly?
800.237.7328
Routing #: 231381116
  • Facebook
  • LinkedIn
  • Twitter
  • Instagram
  • Pinterest
  • YouTube
Awards Designations
  • Get to Know Us:
    • What's Digital-First Banking?
    • How We Serve Our Members
    • Financials
    • PSECU for Employers
    • Careers We're Hiring!
    • Resource Center
    • PSECU in the Community
  • Quick Links:
    • Rates
    • Calculators
    • Downloadable Forms
    • Become a Member
    • Refer a Friend
  • Contact & Support:
    • Support
    • Browse FAQs
    • Resume an Application
    • Find an ATM
    • Contact Us
  • Download the App:
    • App Store
    • Play Store
  • Sitemap
  • Disclosures & Agreements
  • Terms of Use
  • Fraud Prevention
  • Privacy
  • © 2025 PSECU. All Rights Reserved.
  • NCUA Insured by NCUA
  • Equal Housing Lender Equal Housing Lender