Skip to content
  • Join PSECU
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
PSECU Logo
  • Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
    • Account Types:
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
    • Banking Services:
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
  • Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
    • Card Types:
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
    • Card Services:
      • Balance Transfers
      • Card Comparison Guide
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
  • Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
    • Home & Auto:
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
    • Personal & Business:
      • Personal Loans
      • Student Loans
      • Business Loans
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • What We Offer:
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
    • Quick Links:
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • Is PSECU Right for You?:
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
    • Quick Links:
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
Login
PSECU Logo
Login
  • Checking & Savings
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
  • Loans
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
      • Personal Loans
      • Student Loans
      • Business Loans
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
    Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
  • Investing & Insurance
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • About PSECU
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • Join PSECU
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
You’re Leaving PSECU's Site

 
 

Select “Proceed” to continue to , or close this window to return to PSECU.com.

Proceed
  1. Back to Home
  2. Resource Center
  3. Products and Services
  4. 7 PSECU Benefits to...
Article
4 Minute Read

7 PSECU Benefits to Share with Your Family

Share on email Share on facebook Share on linkedin Share on twitter

When you read a great book, get hooked on a new TV show, or find an incredible deal at the store, you share it with your family.

So, what do you do when you find a credit union you love? Hopefully, the same.

Being a PSECU member comes with a variety of benefits you and your family can enjoy. We’ve highlighted a few below that can make life more manageable moneywise for you and your family.  

1. More Money Back Means More Money for What Matters Most

PSECU members can save money by banking with us. We offer everyday value with benefits like free checking, low- or no-fee products and services, surcharge-free ATMs plus rebates (up to $20 per month with direct deposit and up to $8 per month without), low-rate loans, and much more.

We believe that your money should stay where it belongs – with you. That leaves you with more money to spend on what matters most to you and your family.

2. Transferring Funds Makes Giving and Splitting Simple

Whether you’re giving your child their weekly allowance or splitting the cost of dinner with your sibling, transferring funds has never been easier for PSECU members. Our free person-to-person transfer service allows members within the U.S. to send funds to other members quickly and securely.

For added convenience, you can save these other PSECU accounts in your transfer list so that the money is transferred instantly in the future.

3. Banking on the Go Gives Your Family More Time Together

Our digital banking tools are easy and convenient to use and designed to fit your family’s on-the-go lifestyle. You don’t need to worry about squeezing in a trip to a branch to transfer funds, deposit checks, or pay bills. You and your family members can use our mobile app to manage your money anytime, anywhere – whether in between meetings at work or on the sidelines of your child’s soccer game.

4. Payment Tools Keep Your Busy Family’s Finances in Order

Are you or a family member so busy you’re losing track of when upcoming bills are due? Our free bill payer service allows members to pay just about anyone – utility companies, membership associations, even the babysitter – right on time. Easily set up recurring payments or reminders to make sure you never miss a due date.

Also, if you have both direct deposit and a loan with us, you can have a portion of your paycheck sent directly to your PSECU loan account – no extra steps are required after setup.

5. Educational Resources Allow You to Take Charge of Your Family’s Financial Future

No matter what age group or life stage you and your family members are in, we’re here to help you improve your financial know-how. Our financial education program, WalletWorks, hosts hundreds of free workshops each year for audiences of all ages. Don’t have time to make it in person? You can also find a library of online resources on our website ranging from children’s activity sheets and tips for parents to budgeting worksheets and videos on important money management topics.

6. Opportunities to Save and Reward Your Family

Dollars add up quicker when your entire family is taking advantage of the different ways we help our members grow their savings. Our product line has something for everyone. Working with your spouse on paying off high-interest debt? You can save big when you move balances to our Classic Card with no annual fees and no PSECU balance transfer fee. Have a teenager starting their first job? Tell them about our free checking and debit card rewards1. Know a family member who’s well established, but looking for more from their financial institution? They can earn money back on all eligible purchases using our cash rewards credit card.

7. Savings Account Options for Youth Give Your Child a Brighter Future

PSECU offers two savings account options for youth under age 18 to help children get started on the right foot – a Regular savings share and a custodial account. Both qualify for a higher-yield savings rate, which is available on accounts opened for, or owned by, youth under age 18. A balance as low as $5 can earn a 4.00% Annual Percentage Yield2 (APY) on up to $500. If your balance goes above $500, any money over $500 will earn dividends based on our Regular share rate.

In addition, we offer an annual scholarship competition for graduating high school seniors who are members and have Financial Education Centers on college campuses across Pennsylvania.

Feel Good About Sending Your Family to Us

We’ve designed our products and services with you and your family in mind. And as a not-for-profit financial institution, we’re committed to you, your family, and the community.

We’re a member-owned credit union you can feel good about sharing with your family. To help them start saving today, encourage them to apply for membership.

Join PSECU Now

1You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

2APY denotes Annual Percentage Yield. To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 4.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member. 

View Truth in Savings Account Disclosures.

The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by PSECU. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.

By: PSECU
Need to talk to us directly?
800.237.7328
Routing #: 231381116
  • Facebook
  • LinkedIn
  • Twitter
  • Instagram
  • Pinterest
  • YouTube
Awards Designations
  • Get to Know Us:
    • What's Digital-First Banking?
    • How We Serve Our Members
    • Financials
    • PSECU for Employers
    • Careers We're Hiring!
    • Resource Center
    • PSECU in the Community
  • Quick Links:
    • Rates
    • Calculators
    • Downloadable Forms
    • Become a Member
    • Refer a Friend
  • Contact & Support:
    • Support
    • Browse FAQs
    • Resume an Application
    • Find an ATM
    • Contact Us
  • Download the App:
    • App Store
    • Play Store
  • Sitemap
  • Disclosures & Agreements
  • Terms of Use
  • Fraud Prevention
  • Privacy
  • © 2025 PSECU. All Rights Reserved.
  • NCUA Insured by NCUA
  • Equal Housing Lender Equal Housing Lender