What’s Your HELOC Style? Take the Quiz + Find Out

A Home Equity Line of Credit (HELOC) can help you fund home upgrades, family needs, or life’s unexpected costs. But what’s the best way to use yours? Take our quiz to discover your HELOC style and get ideas that fit your life and goals.

Take the Quiz: What’s Your HELOC Style?

Answer these quick questions, tally your answers, and scroll down to see what a HELOC could help you fund, plus get custom tips to make the most of your equity.

What’s your ideal weekend activity?

1. Planning fun activities and running errands.
2. Browsing gardening stores for plants and new outdoor furniture.
3. Visiting open houses or scrolling home listings online.
4. Fixing things around the house or updating décor.

Your Pinterest board is mostly:

1. Lunch prep ideas and kids’ chore charts.
2. Backyard makeover inspiration.
3. Open-concept home layouts.
4. Before-and-after home projects.

What’s your top financial focus right now?

1. Managing seasonal or family-related expenses.
2. Making your space more comfortable and enjoyable.
3. Getting your home ready to sell or thinking about your next one.
4. Checking off your home improvement list.

What best describes your current home?

1. Cozy chaos — it’s busy but full of love.
2. Nice, but it could use some outdoor flair.
3. Fine for now, but not your forever home.
4. Always halfway through a DIY.

You’d use extra funds from your HELOC to:

1. Help pay for school, activities, or a vacation.
2. Create a relaxing outdoor retreat.
3. Tackle projects that raise your home’s value.
4. Finish overdue upgrades inside the home.

You feel best when:

1. Your family’s needs are covered.
2. You can relax and enjoy your space.
3. You’re taking steps toward future goals.
4. You’ve completed a home project.

Your Results:

Mostly A’s – The Family-Focused Financier

You’re all about creating comfort and stability for your family. A HELOC can help you manage school expenses, an upcoming wedding, or family trips without dipping into your savings.

Pro Tip: Use your HELOC to smooth out those higher-spending times of year — like back-to-school season or the holidays — or to fund meaningful family experiences.

Mostly B’s – The Outdoor Oasis Creator

You want your home to feel like a getaway — especially outside. Use your HELOC to upgrade your outdoor space, from patios and decks to garden beds and cozy corners.

Pro Tip: Small changes can have a big impact — lighting, seating, and landscaping all go a long way.

Mostly C’s – The Forward-Thinking Mover

You’re already planning your next move or preparing your home to stand out in a competitive market.

Pro Tip: Use your HELOC for staging upgrades, curb appeal improvements, or fresh paint to attract buyers and boost your sale price.

Mostly D’s – The Weekend Warrior

You’ve got tools in one hand and a to-do list in the other. Your HELOC is perfect for finally getting those lingering projects done.

Pro Tip: Focus on updates that improve daily life — think flooring, appliances, or fresh cabinetry.

Whether you’re tackling plans for the future or focused on improving your “right now,” a HELOC can help you do it! Explore our HELOC options and put your home’s equity to work the way that best fits your needs.