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        Learn how you can increase your savings with greater dividends
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  1. Home
  2. Personal Loans

Personal Loans

When life calls, we'll help you answer. Our personal loans are fast, affordable, accessible, and personalized.

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Need Flexible Cash?

Our personal loan options are a fast, convenient, and affordable way to borrow money and can meet many needs - from planning a wedding or scheduling a once-in-a-lifetime vacation to consolidating high-interest debt or paying off medical expenses.

Why Choose a Personal Loan?

If you need a large chunk of cash all at once, a Personal Loan can help you get it, with amounts from $1,000 to $20,000. Our Personal Loans are:

Fast.

A quick and easy application and approval process helps you secure the money you need in no time.

Affordable.

With low rates and flexible repayment terms, our loans are competitive and provide predictable, consistent monthly payments that fit your budget.

Accessible.

Unsecured loan amounts from $1,000 - $20,000, if qualified, depending on your needs.

Personalized.

Use your loan however you choose - pay down debt, fund home projects, take a dream vacation, tackle unexpected expenses. No matter the reason, our loans work for you.

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Current Rates

Valid as of XX/XX/XXXX

Term Rates As Low As* Monthly Payment Loan Amount (Minimum)
1-36 Months 8.99% $31.80 / per
$1,000.00
$1,000.00
37-60 Months 9.99% $21.25 / per
$1,000.00
$3,000.00
61-84 Months 11.99% $17.65 / per
$1,000.00
$5,000.00

* Rates “as low as” 8.99% APR and assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Unsecured loan amounts available from $1,000 to $20,000. Rates, terms, payments amount, and loan amount are subject to change.

Browse Helpful Resources

Article
What's a Personal Loan and How Can It Help Me?
Article
How to Plan a Wedding on a Budget
Article
Best Ways to Use a Personal Loan
Article
What's a Personal Loan and How Can It Help Me?
Article
How to Plan a Wedding on a Budget
Article
Best Ways to Use a Personal Loan
Article
What's a Personal Loan and How Can It Help Me?
Article
How to Plan a Wedding on a Budget
Article
Best Ways to Use a Personal Loan
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Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

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