77th Anniversary of International Credit Union Day ®

This October, we’re celebrating the 77th anniversary of International Credit Union Day® – and more importantly, we’re celebrating you.

This year’s theme, Cooperation for a Prosperous World, reminds us that when people come together with a shared purpose, we can build something greater than the sum of its parts. Like a puzzle, every piece matters – and you’re a vital part of ours.

At PSECU, we believe that financial success isn’t one-size-fits-all. It’s personal, it’s community-driven, and it’s built on trust. That’s why we’ve spent over 90 years creating tools, resources, and services that support your unique journey – and why we’ll keep showing up for you, every step of the way.

What is International Credit Union Day?

Since 1948, International Credit Union Day has been celebrated on the third Thursday of October. It’s a global moment to recognize the impact credit unions have on individuals and communities through cooperation, inclusion, and people-first values.

Unlike traditional banks, credit unions are owned by their members – people like you. That means our focus isn’t on profits, but on people. On you.

The PSECU Difference – Built Together

We’re more than a financial institution, we’re a community. Whether you’re saving for something big, managing everyday expenses, or planning for the future, we’re here to help you succeed.

And we couldn’t do it without you.

Your loyalty, your goals, and your trust are what make PSECU what it is. Every member adds something unique to our story – and together, we’re building a stronger, more connected financial future.

Let’s Celebrate – Together

This International Credit Union Day, we’re not just recognizing a movement, we’re recognizing the people who make it matter. You are the reason we celebrate.

So thank you – for being the piece that makes our puzzle complete.

Invite your friends and family to experience the credit union difference. Together, we can create something truly meaningful – one member, one goal, one community at a time.

You’re the piece that makes our puzzle complete – and there’s always room for more.

Refer your friends and family to PSECU and earn up to $500* when they join – including a $300** bonus for them when they meet the promotional requirements. It’s a win-win!

*Only current PSECU members with general membership or tentative trust accounts who are 18 years of age or older and in good standing as defined in the PSECU Bylaws are eligible to participate.  Joint owners are not eligible to participate. Referrers must visit refer.psecu.com and follow the on-screen instructions to refer friends, family members or colleagues (“Friends”). Referrers will be provided with a Personal Link that allows the Referrer to refer Friends for PSECU membership. Referrers and Friends who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate. Referrers are not permitted to share their Personal Link via YouTube or Reddit.  Any Friend that comes into the referral system through YouTube or Reddit will not be a valid, eligible referral under this Program. A referral for a Friend coming through YouTube or Reddit will be declined and the Referrer will not receive the referral bonus for that Friend referral. If PSECU discovers that a Referrer posted the Personal Link on YouTube or Reddit, that Referrer is ineligible to participate in this Program.  Referrers are limited to sharing their Personal Link up to 25 times within a 7-day period. There is an overall referral bonus cap of $500 paid out per member per year regardless of the referral program(s) or referral bonus offer(s) participated in by a PSECU member in a calendar year. Under this referral program, the referring member will receive $50 deposited into their Regular share up to the overall referral bonus cap of $500. A valid referral requires an individual who:  

1. Meets PSECU’s membership requirements and be at least 18 years of age at the time the PSECU general membership application is completed; 
2. Completes the PSECU application for a general membership account by accessing it through the referring member’s Personal Link and follows the on-screen instructions; and 
3. Is approved for PSECU membership. 

 This referral program is subject to change without notice and may end at any time. Click here for complete terms and conditions. 

**$300 New Member Bonus Terms and Conditions

From 1.1.25 to 12.31.25, PSECU is running a new member incentive bonus. To receive $300, new members must sign up with promotional code 300PROMO and satisfy each of the requirements listed below. After the first 100 days from establishing membership, your status to receive the bonus will be assessed and processed, which can take up to 45 days. This means, if all requirements are met, you can expect your bonus to be deposited into your Regular savings share within 145 days from establishing membership. Promotion open to U.S. Residents who are 18 years of age or older at the time membership is established. Limit one (1) new member $300 New Member Bonus per tax identification number used to open a new PSECU account.  Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the $300 New Member Bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular savings share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus ($300) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. The decisions to award a portion or total bonus is solely within PSECU’s discretion, and all decisions made by PSECU shall be final. PSECU may terminate or change the terms and conditions of this promotion without notice.  Subject to all applicable federal, state, and local laws and regulations. See psecu.com/promo to learn more. 

$300 New Member Bonus (must be completed within 100 days of establishing membership)

Within 100 days of establishing membership, you must sign up with promotional code 300PROMO, be approved for at least one savings and one checking account with debit card, sign up and log in to digital banking (online or mobile) and set up and receive 2 Qualifying Payroll Direct Deposit(s) each of $500 or more into either the new savings or checking accounts. PSECU is not responsible for delays caused by force majeure, act of God, or third parties in the processing of direct deposits.

Qualifying Payroll Direct Deposits are defined as paychecks, Social Security payments, and pension payment.  The following are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit account to demand deposit account transfers (for example, from a checking account to another checking account), and deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers).