Skip to content
  • Join PSECU
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
PSECU Logo
  • Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
    • Account Types:
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
    • Banking Services:
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
  • Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
    • Card Types:
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
    • Card Services:
      • Balance Transfers
      • Card Comparison Guide
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
  • Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
    • Home & Auto:
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
    • Personal & Business:
      • Personal Loans
      • Student Loans
      • Business Loans
    • Quick Links:
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • What We Offer:
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
    • Quick Links:
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
  • Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
    • Is PSECU Right for You?:
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
    • Quick Links:
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
Login
PSECU Logo
Login
  • Checking & Savings
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • Certificates
      • Individual Retirement Accounts (IRAs)
      • For College Students
      • For Teens & Parents
      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
      • Classic Card
      • Founder's Rewards Card
      • Penn State Alumni Cards
      • Secured Visa® Card
      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
  • Loans
      • Mortgages
      • Home Equity
      • Auto Loans
      • Recreational Vehicles
      • Personal Loans
      • Student Loans
      • Business Loans
      • Calculators
        Estimate payments, set savings goals and more
      • Paying Your Loan
        See your loan payment options
      • Debt Consolidation
        Save money, simplify your budget and reduce stress
    Explore Our Rates

    See today’s auto loan, home equity product, mortgage, and personal loan rates

    Have questions? Browse our FAQs
  • Investing & Insurance
      • Investing
      • Insurance
      • Auto Warranty
      • Medicare Insurance
      • Estate Planning
      • Set Up a Free IRA in Pennsylvania
        Check out this six-step guide to start reaping tax benefits
      • Missing Out on Insurance Savings?
        Get tips on how to spot savings in your insurance coverage
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • About PSECU
      • What's Digital-First Banking?
      • How We Serve Our Members
      • All Member Services
      • Earn $300*!
        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
      • New Member Support
        Get the guidance you need to take control of your account
      • PSECU in the Community
        We’re not just about finances - we’re about making an impact.
    Become a Member

    Explore PSECU member benefits and learn about eligibility

    Have questions? Browse our FAQs
  • Join PSECU
  • Refer a Friend
  • Rates
  • Find an ATM
  • Resources
  • Support
Routine maintenance is scheduled for 12 AM, Sunday March 16, 2025, and will take several hours to complete. During this timeframe, members will not be able to access digital banking, membership or loan applications, or our call center IVR menu. We apologize for any inconvenience.
We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
You’re Leaving PSECU's Site

 
 

Select “Proceed” to continue to , or close this window to return to PSECU.com.

Proceed
  1. Back to Home
  2. Resource Center
  3. Auto Ownership
  4. Used Car Visual...
Article
3 Minute Read

Used Car Visual Inspection Checklist

Share on email Share on facebook Share on linkedin Share on twitter

Your previous car was reliable for a while, but it’s time to replace it. You’ve decided to buy a used car and have a few options in mind. Taking the vehicle for a test drive will give you a sense of how it handles on the road.

That said, you shouldn’t base your buying decision on the test drive alone. Give the car a thorough inspection, inside and out, before you finalize the deal.

Check the Exterior

The car’s exterior can give you an idea of its overall condition. For example, a vehicle that’s been in several accidents is likely to have visible evidence of those accidents. A car that hasn’t been well cared for will have signs of more than usual wear and tear.

Take a close look at the following when checking out a used car.

  • Body: Do you see scratches or dents on the body of the car? Are there rusty spots or areas with blistered paint? Dents and scratches can mean the vehicle was in an accident, while rust and bubbly paint can be signs of significant damage. Assess the condition of the doors and seals, as well. If the door joints feel loose, you may want to consider a different vehicle.
  • Tires: While you don’t have to kick the tires, they’re important to check. Tires are expensive to replace, so make sure they aren’t worn down. They should have a tread of at least 1/16″. Take a close look at the wear pattern on the tires, too. You want to see signs of even wear. Uneven wear can mean the previous owner drove aggressively or that there’s a problem with the brakes.
  • Suspension: The car should be level with the ground. Its shock absorbers should be in good shape to ensure a comfortable ride. You can test the shock absorbers by pushing down on the car on the corners. It should go up and down just once, not multiple times.
  • Windows: You want car windows that open and close easily with no air leakage. You should be able to open and close the windows fully and easily. If there’s a sunroof or moonroof, it should open without issue. Check the seal on it, too, as you don’t want to get rained on when driving in inclement weather. Look for chips or cracks in the glass also, which can potentially lead to a costly repair.

Check the Interior

Don’t make the mistake of not inspecting the inside of the car before you buy it. Here’s what to look for.

  • Upholstery: What’s the condition of the fabric or leather covering the car seats? Does it smell like mildew, mold, or cigarette smoke? Look out for rips or signs of wear as well. Check the carpet for similar signs of damage, such as a musty smell or a damp feel.
  • Ignition: Turn the key in the ignition and see what happens. Does the engine start? Do any warning lights turn on?
  • Controls: Try out the different controls on the panel. Does the heater warm the interior quickly? How about the air conditioner? Does it take longer than it should to cool down? Give the sound system a try, too, and check to see if you can connect your smartphone if you’re planning to use that for music or directions.

Look Under the Hood

When the engine is cool, take a look under the hood. A car that’s well maintained will last longer and have better gas mileage than a car in poor shape. If you’re not familiar with the features below, consider taking a car savvy friend or family member with you to help get a full understanding of the car’s condition.

  • Fluids: Look at the levels of transmission fluid, oil, coolant, and brake fluid. Also, check out the condition of the fluids. The oil, for example, shouldn’t be viscous or black. If you notice a burnt smell, that can be a sign of serious car trouble.
  • Belts and hoses: Check out the drive belts to ensure they haven’t started to fray or wear out. Make sure the rubber hoses feel supple, too. A stiff hose is likely to crack or break down.
  • Battery: Give the battery a once-over, looking for signs of corrosion by the terminal. If there’s a charge indicator, it should be green – not black or yellow.

How Is the Car Being Sold?

You have rights as a car buyer, whether you purchase from a dealer or through a private sale. However, your exact rights depend on how the car is sold.

If you buy a car “as-is,” you have few rights if the vehicle ends up being in bad shape. The seller made no claims or guarantees about its condition, and you decided to accept anything when you agreed to the sale.

Buying a car with a warranty gives you a little more protection as a consumer. The seller agrees to pay for repairs if needed. How much coverage the warranty provides should be put in writing.

Trust PSECU with Your Auto Financing

In the market for a used car? We make it easy to get the ride you want with flexible loan terms and a fast approval process. Check out our low-rate vehicle loans today.

The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by PSECU. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.

By: PSECU
Need to talk to us directly?
800.237.7328
Routing #: 231381116
  • Facebook
  • LinkedIn
  • Twitter
  • Instagram
  • Pinterest
  • YouTube
Awards Designations
  • Get to Know Us:
    • What's Digital-First Banking?
    • How We Serve Our Members
    • Financials
    • PSECU for Employers
    • Careers We're Hiring!
    • Resource Center
    • PSECU in the Community
  • Quick Links:
    • Rates
    • Calculators
    • Downloadable Forms
    • Become a Member
    • Refer a Friend
  • Contact & Support:
    • Support
    • Browse FAQs
    • Resume an Application
    • Find an ATM
    • Contact Us
  • Download the App:
    • App Store
    • Play Store
  • Sitemap
  • Disclosures & Agreements
  • Terms of Use
  • Fraud Prevention
  • Privacy
  • © 2025 PSECU. All Rights Reserved.
  • NCUA Insured by NCUA
  • Equal Housing Lender Equal Housing Lender