At PSECU, we know life can feel overwhelming at times – especially when you’re trying to make smart choices for your future. That’s why your membership gives you access to services that make it easier to protect what matters, meet your goals, and care for your loved ones. Whether you’re thinking about retirement, looking into insurance, figuring out Medicare, or planning your estate, we’re here for you every step of the way.
Financial Planning
Financial planning is like creating a roadmap for your money. It helps you understand what you want to achieve, how much you have, how much you’ll need, and the steps to get you there.
Who needs it?
Whether you’re just starting out, growing your savings, or planning for a major milestone, financial planning can help you make informed decisions. It’s a useful tool for anyone who wants to feel more confident about their financial decisions.
What’s Included?
- Financial planning
- Retirement income planning
- Investing
- Life insurance
- College education planning
- Long-term care planning
Why Should I Consider It?
Financial planning gives you clarity and confidence. It helps you stay focused on your goals, protect what you worked hard for, and prepare for the future – whether you’re thinking about retirement, saving for education, or just trying to make smart choices with your money.
How Do I Get Started?
Click here to explore your options and take the first step toward a more confident financial future.
PSECU PROTECT, LLC
Finding the right insurance shouldn’t be a hassle – or a hit to your wallet. As a PSECU member, you have access to exclusive discounts on a range of insurance products through PSECU Protect, LLC1.
Who Needs It?
Anyone looking to protect what matters – your loved ones, home, car, and even your pets can benefit from this coverage.
What’s Included?
- Vehicle insurance (auto, RV, boat, and more)
- Home insurance (whether you rent or own)
- Life insurance
- Pet insurance
- Identity theft protection
Why Should I Consider It?
Unexpected events happen, and insurance can help soften the financial blow. With exclusive savings through PSECU Protect, you can access affordable options for a wide range of coverage, from auto to ID theft protection.
How Can it Help Me Meet My Financial Goals?
Insurance helps you avoid large out-of-pocket expenses that could set you back financially. Staying covered means staying on track with your budget and long-term goals.
How Do I Get Started?
Click here to explore options and get an online quote.
MedicareCU
MedicareCU2 is a third-party insurance agency that helps you choose the Medicare plan that fits your needs - at no added cost.
Who Needs It?
Anyone nearing Medicare age or helping a family member make health plan decisions can benefit from this personalized support.
What’s Included?
- No-cost healthcare review
- Help understanding Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug plans and how they work
- Plan comparisons, including drug coverage, and provider networks
Why Should I Consider It?
Medicare can feel overwhelming. MedicareCU simplifies the process with easy-to-understand guidance tailored to your specific needs.
How Can it Help Me Meet My Financial Goals?
Getting the right Medicare plan can help you avoid unnecessary expenses and stay right on budget, especially when it comes to prescriptions or provider access.
How Do I Get Started?
Click here to schedule a consultation and explore plans.
Legal Karma3 (Estate Planning)
Legal Karma provides a simple, affordable way to create will and/or trust documents online – without in-person appointments or complicated processes required. Legal Karma ensures their documents align with state law when you follow the steps and instructions provided.
Who Needs It?
Estate planning isn’t just for your later years or the wealthy. Whether you have kids, own a home, or simply want to make sure your wishes are honored, it’s a smart step to take now for a simpler, more secure future.
What’s Included?
Choose from:
- Single or joint will packages
- Single or joint trust packages
- HIPPA authorization
- Powers of attorney documents
- Advanced healthcare directives
Why Should I Consider It?
Having a will or trust in place ensures your assets are passed on the way you intend and that your loved ones are taken care of during a difficult time.
How Can it Help Me Meet My Financial Goals?
It helps protect everything you’ve worked hard for and gives you control over how your assets are handled, without expensive legal fees down the road.
How Do I Get Started?
Start here to plan today so you can protect tomorrow.
Make the Most of Your Membership
Whether you’re protecting your home, picking the right Medicare plan, writing a will, or mapping out your retirement, we’re here to help you every step of the way! With tools designed to protect what matters most and services that support your goals, your membership does way more than you think. Explore your perks and start making the most of them today!
1Not all products, coverages and discounts are available in every state. Restrictions, exclusions, limits and conditions apply. Insurance products are offered by PSECU Protect, LLC an affiliate of Pennsylvania State Employees Credit Union (PSECU). Available insurance products are not deposits of Pennsylvania State Employees Credit Union and are not protected by any type of deposit insurance, are not obligations of or guaranteed by Pennsylvania State Employees Credit Union or its affiliates, and may be subject to risk. Insurance products are not insured or guaranteed by the National Credit Union Administration (NCUA) or any other agency of the United States. Any insurance required as a condition of the extension of credit by Pennsylvania State Employees Credit Union need not be purchased from our Agency, PSECU Protect, LLC, but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer's choice.
2Not all products and coverages are available in every state. Restrictions, exclusion, limits, and conditions may apply. Pennsylvania State Employees Credit Union (PSECU) has contracted with MedicareCU to offer Medicare education, enrollment assistance services, and insurance to PSECU members. PSECU does not warrant, guarantee, or insure any service or product offered by MedicareCU or its independent insurance agents/brokers. Insurance products are offered by MedicareCU and/or its independent insurance agents/brokers, which are separate entities from and not affiliates of PSECU. MedicareCU and its services are not affiliated with or endorsed by any government agency including, but not limited to, Medicare, the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS). The policies offered by MedicareCU are not endorsed by the U.S. Government of the Federal Medicare program. Renewal premiums may increase periodically depending upon your age. PSECU members may also enroll in the plan through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov. There is no additional cost or obligation to move forward after the initial consultation with MedicareCU. Medicare has neither reviewed nor endorsed this information. For a complete listing of plans in your area please contact 1-800-MEDICARE or consult www.medicare.gov (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
3PSECU has contracted with Legal Karma to provide estate planning products and services to PSECU members. PSECU does not warrant any service or product offered by third parties, including Legal Karma. PSECU recommends that you consult and seek the advice of a qualified and licensed financial, tax, or legal professional if you have questions about estate planning. Legal Karma is not a law firm and are not attorneys. The use of any Legal Karma product and/or service is not intended to be a substitution for an attorney or law firm. Legal Karma does not provide legal advice or legal services. Any information provided is for informational purposes only and shall not be construed as legal advice. Your use of Legal Karma’s Site and/or Applications does not and will not create an attorney-client relationship between you and Legal Karma and does not constitute legal advice. Legal Karma's estate products and services are available nationwide.