Traveling can be one of the most fulfilling ways to spend your hard‑earned money. It can also be pricey. The good news? With a little planning and the right mindset, you can save significantly whether you’re hopping on a domestic flight or heading overseas.
According to recent data, the average vacation cost in 2025 is over $7,200, with international trips nearing $10,000 on average, driven primarily by airfare and lodging costs. That makes smart travel planning more important than ever.
Here’s how to stretch your travel dollars, both at home and abroad.
Tips for Saving on Travel Within the U.S.
Be Flexible with Dates and Destinations
Domestic airfares fluctuate frequently. Traveling midweek, avoiding peak holiday weekends, or choosing lesser‑known destinations can significantly reduce costs. With travel costs adding up, many people are choosing destinations closer to home as a practical way to stretch their vacation budget without giving up time away.
Consider Road Trips or Regional Airport
Gas prices have remained lower year‑over‑year, making road trips an affordable alternative to flying for shorter distances. If you do fly, look at nearby airports. Sometimes a 30‑minute drive can save hundreds.
Use Alternative Lodging
Vacation rentals, boutique motels, and even off‑season deals at major hotel brands can cost far less than traditional accommodations, especially for multi‑night stays.
Limit “Hidden Costs”
Parking fees, resort fees, baggage charges, and food can quietly inflate your budget. Packing snacks and choosing accommodations with kitchens can offset some of those daily costs.
Tips for Saving on International Travel
Book Flights Early, But Thoughtfully
International airfare is typically the most expensive part of an overseas trip. Booking two to six months in advance often yields better pricing than last‑minute bookings, according to airline fare trend data.
Follow the Exchange Rate
Currency values can have a real impact on daily expenses abroad. Research destinations where your dollar goes further. Many countries offer comparable experiences at lower costs than traditional tourist hotspots.
Travel Off‑Season
Off‑peak travel often means cheaper airfare, discounted lodging, fewer crowds, and a more relaxed experience overall.
Skip Tourist Traps
Dining and shopping even a few blocks away from major attractions can cut costs dramatically without sacrificing quality or safety.
Smart Travel Habits That Add Up
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Use public transportation where safe and available.
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Track expenses daily to avoid overspending and make spending adjustments as needed.
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Build a “buffer” for unexpected costs.
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Purchase travel insurance selectively, not automatically.
Make Everyday Purchases Work for Your Travels
Travel memories are priceless – how you pay for them can make a real difference. Using a rewards credit card for flights, hotels, and daily travel expenses can help you earn cash back that supports future trips. Our Founder’s Rewards Card allows you to earn unlimited cash rewards on purchases*, helping you stretch both your travel budget and your everyday spending.
*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.