Financial Calculators

Savings, Credit Cards, and Loans

Planning and Resources

Cash Flow

How does inflation impact my standard of living?
How much am I spending?
How much do I need for emergencies?
Should I pay down debt or invest more?
How long will my money last?
Should my spouse enter the work force?
What is my current net worth?
What is my projected net worth?
What is my current cash flow?
What is my projected cash flow?
Value of reducing or foregoing expenses

College

How much should I be saving for college?
Will I be able to pay back my student loans?
Advantages of the Coverdell ESA.
Advantages of a 529 College Savings Plan
What is the value of a college education?
What are the payments on a parental (PLUS) loan?
Should I live on campus, off campus or at home?

Government Bond Redemption

What is your savings bond worth today?
What is your savings bond going to be worth in future months?

Insurance

How much life insurance do I need?
What is my life expectancy?
What are my needs for burial and final expenses?
How much disability income insurance do I need?
What are the chances of becoming disabled?
What are my long-term care insurance needs?
How much will I earn in my lifetime?
What are the tax advantages of an annuity?
How long will my current life insurance proceeds last?
What is the future value of an annuity?
Which is better, comprehensive plan or high-deductible plan with HSA?

Investment

How should I allocate my assets?
Compare taxable vs. tax-free investment return
What is the value of a bond?
What is the return on my real estate investment?
What is the value of compound interest?
What is the value of a call or put option?
Taxable vs. tax-advantaged saving comparison.
What is my risk tolerance?
What is the long-term impact of increased return?
Certificate of deposit (CD) analyzer
What is the dividend yield on a stock?
How do expenses impact mutual fund returns?
Certificate of deposit (CD) laddering strategy

Paycheck Planning

How much will my company bonus net after taxes?
How will payroll adjustments affect my take-home pay?
Convert my salary to an equivalent hourly wage.
Convert my hourly wage to an equivalent salary.
What is the future value of my employee stock options?
Should I exercise my "in-the-money" stock options?
What may my 401(k) be worth?
What is the impact of increasing my 401(k) contribution?
What may my 457 Plan be worth?
What is the impact of increasing my 457 Plan contribution?

Retirement

How will retirement impact my living expenses?
How much will I need to save for retirement?
Are my current retirement savings sufficient?<
Social security retirement income estimator
How does inflation impact my retirement income needs?
I'm retired, how long will my savings last?
When should I begin saving for retirement?
Should I convert discretionary expenses to savings?
How much retirement income may my 401(k) provide?
Compare a Roth 401(k) to a Traditional 401(K)
Evaluate my company pension payout options
How much can I contribute to an IRA?
How much retirement income can my IRA provide?
Should I convert to a Roth IRA?
What will my qualified plan be worth at retirement?
What is my current year required minimum distribution?
What is my projected required minimum distributions?
What are my lump sum distribution options?
How do I maximize my employer 401(k) match?
What is the impact of borrowing from my 401(k) plan?
What is the impact of early withdrawal from my 401(k)?
I'm self-employed, how much can I contribute to a retirement plan?
Net unrealized appreciation (NUA) vs. IRA rollover?

Taxation

What is my potential estate tax liability?
Federal income tax calculator
Should I adjust my payroll withholdings?
Will my investment interest be deductible?
How much self-employment tax will I pay?
Capital gains (and losses) tax estimator
Compare taxable, tax-deferred, and tax-free growth
How much of my social security benefit may be taxable?
What are the tax implications of paying interest?
Should I itemize or take the standard deduction?
What is my taxable-equivalent yield?
Tax freedom day