Search 85,000+ Surcharge-Free ATMs Worldwide
With PSECU's extensive network of surcharge-free ATMs, your cash is always within reach. Use our ATM locator to easily find in-network ATMs wherever you go.
Pay to Access Your Cash? No Way!
We offer one of the largest networks of surcharge-free ATMs worldwide. Here’s how to find one near you:
Enter your location into the ATM locator search to generate the closest ATMs within 20 miles. Use the filters to pinpoint deposit or PSECU-owned ATMs.
ATMs with these logos are in network and offer surcharge-free withdrawals.
Your Guide to Surcharge-Fee ATMs
Our Network Has You Covered
We're connected to the Allpoint and CO-OP Networks, as well as CU$ ATM Alliance, all of which provide surcharge-free ATM access to members. These in-network ATMs allow you to withdraw cash without surcharges wherever you go.
Skip ATM Fees
Surcharges are the extra fees you’re charged for ATM withdrawals, deposits, and other transactions. Using PSECU-owned ATMs eliminates these fees while using in-network ATMs lets you skip withdrawal fees and more.
Find ATMs Anywhere
Don't go out of your way to find a surcharge-free ATM. Find an in-network ATM at everyday spots like Sheetz, Wawa, The GIANT Company, Royal Farms, Target, and CVS Pharmacy locations.
Find Deposit-Friendly ATMs
Not all ATMs accept deposits. Use our ATM locator to filter your search and find deposit-friendly options near you. Need to make a check deposit? Try mobile deposit!
In-Network = Surcharge Free
All in-network ATMs are surcharge free, and all surcharge-free ATMs are part of our network. These mean the same thing - surcharge-free withdrawals are just one of the perks our members love.
No PSECU Logo? No Problem.
Even if an ATM doesn't have the PSECU logo or another financial institution owns it, if it’s in network, it's still surcharge free.
Keep More of Your Cash
Need to use an out-of-network ATM? No problem. When you use your PSECU debit card at a non-network ATM, we'll rebate the fees on your withdrawals - up to $20 per month with direct deposit or $8 per month without. It's just one more way to help you save!
Browse Common Questions
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No. Your card PIN and your member account PIN are separate. While you can choose the same PIN for both, they are not automatically the same. It's important to keep your PINs secure and not share them with anyone. If you've forgotten or need to reset your debit card PIN, call us at 800.237.7328.
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You can deposit into any ATM that accepts deposits. If you're using an ATM and a deposit option doesn't display on the screen after you insert your card, the ATM owner doesn't participate in deposit sharing, which means you can’t deposit into your PSECU account from that ATM. If the machine accepts deposits, follow the instructions as they appear on the ATM screen. We recommend selecting Yes when asked about receiving a receipt.
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In addition to cash, you can deposit the following through an ATM: personal checks, money orders, traveler's checks, rebate checks, and insurance checks. Foreign checks or foreign money orders can’t be deposited through an ATM. Generally, the payee(s) should endorse all checks on the back only. Failure to endorse these items correctly may result in the deposit being reversed from your account.
In addition to depositing through an ATM, you can also use mobile deposit to deposit checks to any share. In the mobile app, simply endorse the back of the check, and in the mobile app, snap a picture of the front and back of your check and follow the prompts. You’ll see a drop-down menu to select where you want to deposit the check and complete the process. It’s worth noting that some checks may have a box to check on the back for mobile deposits. If it doesn’t, make sure to include the words “For Mobile Deposit Only” below your signature.
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Yes. You can typically use both a debit card and a credit card at an ATM. Keep in mind that using a credit card at an ATM (called a cash advance) may result in additional fees and higher interest rates, so it's generally recommended to use a debit card for cash withdrawals.
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You can access your PSECU account at ATMs around the world. To find one on your travels, use Allpoint’s locator or the Visa® Global ATM Locator. Please note that not all ATMs found in Visa's Global ATM Locator are surcharge free.
Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.