Pumpkin spice? Check. Cozy sweaters? Check. Leaves falling? Check. Fall is here! And while you’re busy raking those leaves, why not rake in some cash rewards, too? If you’ve got a cash rewards credit card, like our Founder’s Rewards Card, now’s the perfect time to put it to good use. From picking up your pumpkin spice latte to planning a leaf-peeping road trip, here’s how you can make every purchase count this season by using your Founder’s Rewards Card.
Earn Cash on Everything
The best part about a Founder’s Rewards Card is how easy it is to earn money back with every purchase you make. There are no tricky categories or spending hoops to jump through - just straightforward cash back on everything from your daily coffee run and groceries to festival tickets and fall décor. Be sure to keep your rewards card handy and use it for as many purchases as possible to take full advantage of its earning potential.
Go Big on Those Fall Must-Haves
Fall is about prepping for the colder months, which often means hefty purchases. Maybe you’re upgrading your heating system, need winter tires for your car, or finally buying that new comfy couch you’ve been eyeing for cozy movie nights. Whatever the splurge, Founder’s Rewards Card ensures that every dollar counts. The more you spend, the more you earn.
Pay Off Your Balance to Avoid Interest
While earning cash rewards is sweet, carrying a balance on your card? Not so much. To truly win the rewards game, the trick is to pay your balance off each month. That way, you can avoid getting spooked by interest rates that could cancel out your rewards.
Make a Game Plan for Your Rewards
So, you’ve earned some cash back - now what? Sure, you could spend your rewards on impulse buys (who can resist those fall-scented candles?), but with a little planning, you can really make those rewards work for you. Whether it's adding to a rainy day fund, paying off a chunk of debt, or setting aside cash for the holiday shopping season, the key to using your rewards wisely is to use them for something that will actually make a difference.
Tap, Pay, and Play
Let’s face it, fall is busy. Between apple picking, haunted hayrides, and prepping for family get togethers, who has time to dig through a wallet? With contactless payments and mobile wallet options like Apple Pay®, Google Play™, and Samsung Pay®, you can swipe, tap, and be on your way. No digging in your wallet when you have hot cider in one hand. And the best part? You’re still earning rewards with each transaction.
Choose the Smart Card and Let the Rewards Pile Up
If you’re looking for a solid cash rewards card, let’s talk about how our Founder’s Rewards Card is a standout option. With 2% cash rewards on all purchases1 with qualifying direct deposits or 1.5% without, you can maximize your earnings without worrying about category restrictions or expiration dates. Plus, no annual fees2 and access to digital tools like contactless payments; it’s a great card to have in your wallet this fall - and beyond. So, whether you’re grabbing a spiced latte, catching up on seasonal sales, or prepping for the holidays, get the Founder’s Rewards Card and let your rewards card work for you.
For more tips on making your money work for you, visit our Resource Center.
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1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
2Rates, terms, and conditions are subject to change. See the Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure, Account Opening Disclosure and Rewards Program Terms and Conditions for full details.
The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by PSECU. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.