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  • Checking & Savings
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      • For College Students
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      • For Youth & Parents
      • For Businesses
      • Calculators
        Estimate payments, set savings goals and more
      • Overdraft Services
        Check out PSECU's approach to overdraft services and fees
      • Understanding Money Market Accounts
        Learn how you can increase your savings with greater dividends
    Explore Our Rates

    See today's checking, savings, certificate and individual retirement account (IRA) interest rates

    Have questions? Browse our FAQs
  • Credit Cards
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      • Founder's Rewards Card
      • Penn State Alumni Cards
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      • Business Credit Cards
      • Balance Transfers
      • Card Comparison Guide
      • Calculators
        Estimate payments, set savings goals and more
      • Dispute a Credit Charge
        Report unauthorized transactions on your card
      • Is a Balance Transfer Right for Me?
        Find out how consolidating can simplify your finances
    Explore Our Rates

    See today’s credit card rates

    Have questions? Browse our FAQs
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        Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements!
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We apologize for the inconvenience, but our application for membership is currently unavailable. We are currently working to resolve the issue.
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  1. Home
  2. Resource Center
  3. Credit

Credit

Article
How Medical Debt Affects Your Credit Score
Article
Unlock 3 Secrets to Saving with a Balance Transfer from PSECU
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Is Your Wallet Ready for the New Year?
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What’s in a Credit Score?
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Different Types of Credit Scores
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Is There Such a Thing as “Good Debt?”
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Snowball vs. Avalanche: What's the Best Debt Payoff Method for You?
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Financial Health Part 2: Get Your Credit in Shape
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Is a Balance Transfer Right for Me?
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Take Charge of Your Finances with a PSECU Credit Card
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The Dos & Don’ts of Holiday Shopping with Your Credit Card
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What Debts Can You Transfer to a Credit Card?
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How Do Low Rates Help You Save?
Article
Improving Your Credit Health
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PSECU’s Free Credit Score Service
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How to Get a Credit Card Without Credit History
Article
How to Build Credit with a Credit Card
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Everything You Need to Know About Building a Solid Credit History
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6 Tips for Establishing Your Credit Score with No Credit History
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Is It Time to Shop for a New Credit Card?
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How to Protect Yourself from Credit Card Fraud
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Debunking 3 Credit Card Myths
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Cash, Credit, or Debit – What’s the Best Way to Pay?
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What is a Credit Card Cash Advance and How Do I Make One?
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5 Smart Ways to Use a Home Equity Line of Credit
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Using a HELOC for Spring Projects
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Repairing and Rebuilding Your Credit
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Can You Pay a Credit Card With a Credit Card?
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Unlock a HELOC for Debt Consolidation
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Tips for College Students on Their First Car Purchase
Article
All You Need to Know About Payday Loans
Article
Are Store Credit Cards Worth It?
Article
Is a Balance Transfer Right for Me?
Article
3 Tips for Teaching Your Teen About Credit
Article
Is the Buy Now, Pay Later Option Worth It?
Article
What Impacts Lending Decisions?
Article
What to Know When Pulling Your Credit
Article
Smart Ways to Maximize and Spend Your Cash Rewards for Financial Success
Article
6 Tips to Get Your Finances on Track for the New Year
Article
Tips for Maintaining Good Credit During Holiday Shopping
Article
Benefits of Using Your Penn State Alumni Rewards Card
Article
How to Make the Most of Your Penn State Alumni Rewards Card
Article
Why Should Penn Staters Get an Alumni Rewards Card with No Annual Fee?
Article
Smart Ways for Penn Staters to Maximize (and Spend) Cash Rewards for Financial Success
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Delaying Payments 101
Article
Does Refinancing Hurt Your Credit Score?
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Will My Bad Credit Affect My Spouse?
Article
Benefits of Using Your Credit Card
Article
Do Credit Unions Check Your Credit Score?
Article
Cash, Credit, or Debit – What’s the Best Way to Pay?
Article
Navigating the World of Store Credit Cards
Article
Why Should You Get a Cash Back Credit Card with No Annual Fee?
Article
Credit, Credit Monitoring, and Protecting Yourself from ID Theft
Article
Credit on Campus
Article
Meetups and Networking Events in PA for Entrepreneurs
Article
Are You Monitoring Your Credit Health?
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